SBB480

Micro Finance (NEDFL Scheme)

The Micro Finance (NEDFL Scheme) provides financial assistance of up to Rs. 10 lakh to startups across India, particularly focusing on individuals with disabilities and women entrepreneurs. Eligible applicants must be Indian citizens aged 18 or older, preferably members of a Self Help Group, and should not have outstanding loans from other government-sponsored financing schemes.

केंद्रीय

राज्य / केंद्र शासित प्रदेश: All India

मंत्रालय / नोडल: Ministry of Development of North Eastern Region

विभाग: NEDFL

नोडल विभाग: NEDFL

योजना किसके लिए: Startups

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

लक्षित लाभार्थी: Startups

टैग: startups, Sector Agnostic

विवरण

Brief

The scheme envisages meeting micro-credit needs small and medium size agriculturists, self-employed personnel and entrepreneurs can be reached much more effectively by involving the services of intermediaries, who can understand needs, demand, and local situations. Developing and supporting NGOs/ Voluntary Agencies (VAs) with a good track record for on-lending to the 'needy' for taking up any income generating activities in the rural areas.

Eligibility

  • Any Indian Citizen with 40% or more disability
  • Age above 18 years.
  • The borrowers already covered under any other scheme of financing sponsored by Central or State Government or financing institutions and having outstanding loans against their names shall not be eligible.
  • The borrowers should preferably be regular members of Thrift and Credit Group (Self Help Group).
  • Preference will be given to women beneficiaries.
  • Relevant educational/technical/vocational qualification, experience, and background.

लाभ

  • - Rs.10.0 lakh (Rupees Ten Lakh only)
  • Rs.10.0 lakh (Rupees Ten Lakh only).

पात्रता

  • Any Indian Citizen with 40% or more disability
  • Age above 18 years.
  • The borrowers already covered under any other scheme of financing sponsored by Central or State Government or financing institutions and having outstanding loans against their names shall not be eligible.
  • The borrowers should preferably be regular members of Thrift and Credit Group (Self Help Group).
  • Preference will be given to women beneficiaries.
  • Relevant educational/technical/vocational qualification, experience, and background.

आवेदन प्रक्रिया

संदर्भ

आवेदन करें

अभी आवेदन करें

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status