GSEMDS
Goa State Export Market Development Scheme, 2008
6.2/10The scheme "Goa State Export Market Development Scheme" encouraged Goan industries to improve export markets and support them in establishing their goods firmly in the export market. It provided interest-free loans up to ₹5,00,000/- for participating in exhibitions and market study tours abroad.
States / UT: Goa
Nodal department: Commercial Taxes Department
Scheme for: Infra
Scheme profile
DBT (direct benefit transfer): No
Scheme open date: 2009-01-15
Categories: Business & Entrepreneurship
Sub-categories: Setting up / start-up / entrepreneurship, Imports and exports, Exhibitions/Trade fairs/Buyer-seller meet, market development
Target beneficiaries: Business Entity
Tags: Export, Market, Exhibition, MSME, Tour
Details
Launched in 2008, the scheme "Goa State Export Market Development Scheme, 2008" by the Directorate of Industries, Trade and Commerce, Government of Goa aimed to encourage Goan industries to improve export markets and support them in establishing their goods firmly in the export market, thereby generating growth and employment. The scheme provided interest-free loans up to ₹5,00,000/- for participating in shows/exhibitions outside India and for market study tours abroad. The scheme was implemented by the Directorate of Industries, Trade and Commerce, Government of Goa. The scheme remained in force until 31st March, 2011.
Benefits
- - Interest-free loan up to ₹5,00,000/- was provided for participating in shows/exhibitions outside India
- Interest-free loan up to ₹5,00,000/- was also provided for market study tours outside India
- The loan was repayable over five years in equal half-yearly installments. Delay in payment carried an interest at 14% per annum
- Interest-free loan up to ₹5,00,000/- was provided for participating in shows/exhibitions outside India.
- Interest-free loan up to ₹5,00,000/- was also provided for market study tours outside India.
- The loan was repayable over five years in equal half-yearly installments.
*Delay in payment carried an interest at 14% per annum.
Eligibility
- Only those units set up in Goa and permanently registered or acknowledged with Entrepreneurs Memorandum II by the Directorate of Industries, Trade and Commerce were eligible.
- The unit had to be in operation for a minimum period of three years.
- The unit had to have an import/export code issued by the Reserve Bank of India/Government of India or by any competent authority of the Government of India.
- The total turnover of the unit for the last three preceding financial years should not have exceeded ₹10,00,00,000/-.
- One unit could avail this facility only once under this Scheme in its lifetime.
- If the original unit had already taken benefits under this Scheme, then the sold/transferred unit was not eligible to derive any benefits under this Scheme.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility5.0
- Financial impact9.5
- Rural utility6.0
- Awareness4.5
- Simplicity4.0
- Inclusivity5.0
What problem does this scheme solve?
The scheme supports Goan businesses in enhancing their export capabilities through financial assistance.
Key challenges addressed
- Lack of financial support for participating in international exhibitions
- Need for market study tours to improve export strategies
Most beneficial for
- Small and medium enterprises in Goa
- Businesses looking to expand into international markets
Likely challenges
- Complex application process for semi-literate applicants
- Limited awareness among potential beneficiaries
Practical insights for citizens
The scheme's benefits are practical for businesses but may not reach all eligible entities due to awareness and application complexities.
Rural challenges
- Limited access to information about the scheme
- Transportation issues to reach the application office
Digital challenges
- Low digital literacy among target beneficiaries
- Limited online resources for application guidance
Implementation bottlenecks
- Delays in loan disbursement
- Bureaucratic hurdles in application processing
Awareness challenges
- Low awareness among potential beneficiaries about eligibility and benefits
Application analysis
- Application mode
- Offline office
- Documents burden
- Moderate, requires multiple documents
- Verification complexity
- Moderate, involves multiple steps
- Office dependency
- High, requires physical submission
- DBT dependency
- None
- CSC support
- Limited
- Estimated citizen effort
- High, due to paperwork and submission process
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time loan
- Benefit practicality
- High, if the business is eligible and follows the process
- Financial meaningfulness
- 8
- Long-term impact
- Potentially significant if businesses successfully expand their markets
Plain-language guidance
The Goa State Export Market Development Scheme helps businesses in Goa get interest-free loans to participate in international exhibitions and market studies. To apply, businesses must meet specific eligibility criteria and submit an application to the Directorate of Industries.
- Who should apply
- Businesses in Goa looking to expand their export activities.
- Who may struggle
- Semi-literate applicants and those unfamiliar with the application process.
- Best application route
- Apply directly at the Directorate of Industries, Trade and Commerce in Goa.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
Step 1: The interested applicant had to obtain the specified proforma from the Directorate of Industries, Trade and Commerce. Alternatively, the prescribed format could also be downloaded from the official website of the Directorate.
Step 2: The applicant was required to take a print of the form, fill in all the mandatory fields, paste a passport-sized photograph, and attach copies of all the mandatory documents (self-attested, if required).
Step 3: The duly filled and signed application form, along with the documents, had to be submitted to the Director, Directorate of Industries, Trade and Commerce.
Deadline: The interested units had to apply to the Directorate at least 30 days prior to the study tour or exhibition.
Post-Application Processes
The Director of Industries, Trade and Commerce intimated the decision within two weeks to the unit. If approved, the loan was disbursed by the Directorate of Industries, Trade and Commerce. The promoter of the unit who had availed the facility under this Scheme had to submit a detailed report within 30 days of return from the visit.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- How long did a unit need to be operational to qualify for the scheme?
A unit had to be in operation for a minimum period of three years to be eligible for the scheme.
- What documentation was required to prove a unit’s import/export activities?
Units had to provide an import/export code issued by the Reserve Bank of India or the Government of India or any competent authority of the Government of India.
- What was the maximum turnover limit for units to be eligible under the scheme?
The total turnover of the unit for the last three preceding financial years should not have exceeded ₹10,00,00,000/-.
- What happened if a unit that had already availed benefits under the scheme was sold or transferred?
If the original unit had already taken benefits under the scheme, the sold or transferred unit was not eligible to derive any benefits.
- What was the maximum loan amount provided under the scheme?
The scheme provided an interest-free loan of up to ₹5,00,000/- for eligible units.
- What were the purposes for which the interest-free loan could be used?
The loan could be used for participating in shows or exhibitions outside India or for market study tours abroad.
- What was the interest rate charged for delayed loan repayments?
Delay in payment carried an interest rate of 14% per annum.
- What collateral security was required to avail the loan under the scheme?
Units had to submit collateral security equal to the quantum of contribution sought or equal to the amount the unit was eligible for.
- What happened if a unit failed to repay the loan under the scheme?
In case of failure to repay, the collateral security provided by the unit was forfeited.
- What additional repayment assurance was required from the loanee?
The loanee had to furnish Post Dated Cheques for repayment of the installments, and non-realization of any cheque could lead to prosecution.
- How long did it take for the Directorate to intimate its decision on the application?
The Director of Industries, Trade and Commerce intimated the decision within two weeks of receiving the application.
- How much time in advance did units need to apply before a study tour or exhibition?
Units had to apply at least 30 days prior to the study tour or exhibition, unless agreed otherwise by the Director of Industries, Trade and Commerce.
Official links
References
- Guidelines (Page No. 8)
- https://ditc.goa.gov.in/sites/default/files/Preferential-Purchase-Incentives-for-Micro-and-Small-Enterprises.pdf
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Goa State Export Market Development Scheme, 2008?
- Goa State Export Market Development Scheme, 2008 is a government welfare initiative designed to support Infra, Business Entity through benefits related to Business & Entrepreneurship, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Goa State Export Market Development Scheme, 2008?
- Eligibility for Goa State Export Market Development Scheme, 2008 may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Goa State Export Market Development Scheme, 2008?
- Benefits under Goa State Export Market Development Scheme, 2008 may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Goa State Export Market Development Scheme, 2008?
- Goa State Export Market Development Scheme, 2008 is managed by Commercial Taxes Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Goa State Export Market Development Scheme, 2008?
- Yes, eligible applicants may be able to apply online for Goa State Export Market Development Scheme, 2008 through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Goa State Export Market Development Scheme, 2008?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Goa State Export Market Development Scheme, 2008?
- Applications for Goa State Export Market Development Scheme, 2008 may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Goa State Export Market Development Scheme, 2008?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is Goa State Export Market Development Scheme, 2008 available in all states?
- No, Goa State Export Market Development Scheme, 2008 is primarily available for eligible residents of Goa and may be implemented through state government departments and local administrative offices.
- Can residents outside Goa apply for Goa State Export Market Development Scheme, 2008?
- Eligibility for Goa State Export Market Development Scheme, 2008 is generally limited to residents of Goa unless otherwise specified in the official scheme guidelines.
- Does Goa State Export Market Development Scheme, 2008 provide business loan or startup assistance?
- Goa State Export Market Development Scheme, 2008 may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
- Is collateral required under Goa State Export Market Development Scheme, 2008?
- Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
- Can CSC centres help users apply for Goa State Export Market Development Scheme, 2008?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Goa State Export Market Development Scheme, 2008?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Are there deadlines for applying to Goa State Export Market Development Scheme, 2008?
- Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
- Can beneficiaries track application status for Goa State Export Market Development Scheme, 2008?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Goa State Export Market Development Scheme, 2008 in Goa?
- Users in Goa may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Goa State Export Market Development Scheme, 2008 applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.