DCCBFWW

District Central Cooperative Banks and through its Branches: For Working Women

The scheme provides financial assistance to working women through loans up to ₹20,000/- at a 12% interest rate via District Central Cooperative Banks and their branches.

State Cash

States / UT: Tamil Nadu

Nodal department: Co-operation, Food and Consumer Protection Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Banking,Financial Services and Insurance, Women and Child

Sub-categories: Loan

Target beneficiaries: Individual

Tags: Working Women, Loan

Details

The "District Central Cooperative Banks and through its Branches: For Working Women" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide financial support through a loan of up to ₹20,000/- at a nominal interest rate of 12%. The loans are facilitated by District Central Cooperative Banks and their branches, which ensure accessibility to women seeking financial assistance for professional and personal growth.

Benefits

  • - Access to Loan: Up to ₹20,000/-. - Interest Rate: 12% (subject to change). <br>
  • Access to Loan: Up to ₹20,000/-. - Interest Rate: 12% (subject to change).

Eligibility

  • The beneficiary should be a resident of Tamil Nadu.
  • The beneficiary should be a working woman.

Exclusions


Application Process

Offline

Step 1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority..
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of this scheme?
The scheme provides financial assistance to working women through loans up to ₹20,000/- at a 12% interest rate via District Central Cooperative Banks and their branches.
What is the maximum loan amount available?
The maximum loan amount available under this scheme is ₹20,000/-.
What is the interest rate for the loan?
The interest rate for the loan is 12%, subject to change.
Who is eligible for this scheme?
Working women who are citizens of the state can apply for the scheme.
How can one apply for this loan?
Interested applicants must visit the nearest District Central Cooperative Bank branch and submit the necessary documents.
Is there an age limit to apply for this scheme?
There is no specific age limit mentioned; eligibility is based on employment status.
What documents are required for the application?
Identity proof, proof of employment, address proof, etc. are required for the application.
Is the interest rate fixed?
The interest rate is 12%, but it may change based on government policies.
Are there any income criteria for eligibility?
No specific income criteria have been mentioned under this scheme.

References

Apply

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status