TDP-TCCP

Tribals Development Plan: Tea/Coffee And Coconut Parlor

The scheme aims to attract tourists with better quality mechanized Tea and Coffee shops and tender coconut water parlors, as Goa is a tourist destination, ensuring better hygiene than other restaurants. The scheme provides entire project financing for establishing a parlor.

State Cash

States / UT: Goa

Nodal department: Social Welfare Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Business & Entrepreneurship, Skills & Employment

Sub-categories: Setting up / start-up / entrepreneurship, Micro finance, Entrepreneurship development

Target beneficiaries: Individual

Tags: Tribal, Household, Livelihood, Entrepreneur, Tourism

Details

The "Tea/Coffee And Coconut Parlor" is a sub-scheme of the Tribals Development Plan launched by the Department of Social Welfare, Government of Goa. The scheme aims to attract tourists with better quality mechanized Tea and Coffee shops and tender coconut water parlors, as Goa is a tourist destination, ensuring better hygiene than other restaurants. The scheme provides entire project financing for establishing a parlor, with the cost estimated to be between ₹25,000/- to ₹30,000/-, and targets benefiting about 275 households.

Benefits

  • - Provision of the entire project financing for establishing a Tea/Coffee and Coconut Parlor, with a project cost of about ₹25,000/- to ₹30,000/-
  • The beneficiary will be rewarded with the entire amount deposited if they successfully deposit the aforesaid amount. Conditions The beneficiary has to deposit 50% of the total project cost to the Department. The deposit must be paid in 36 installments. The required deposit must be completed within a period of three years. If the beneficiary fails to deposit the amount or installments in time for three consecutive months or defaults for more than 3 times, their right to ownership will be suspended until the entire amount is paid. If the beneficiary fails to repay the amount for six months, the same will be forfeited in favor of the Government
  • Provision of the entire project financing for establishing a Tea/Coffee and Coconut Parlor, with a project cost of about ₹25,000/- to ₹30,000/-.
  • The beneficiary will be rewarded with the entire amount deposited if they successfully deposit the aforesaid amount.

Conditions
*The beneficiary has to deposit 50% of the total project cost to the Department.
*The deposit must be paid in 36 installments.
*The required deposit must be completed within a period of three years.
*If the beneficiary fails to deposit the amount or installments in time for three consecutive months or defaults for more than 3 times, their right to ownership will be suspended until the entire amount is paid.
*If the beneficiary fails to repay the amount for six months, the same will be forfeited in favor of the Government.

Eligibility

  • The applicant must be a resident of Goa.
  • The applicant must belong to one of the Scheduled Tribe (ST) communities notified in Goa, i.e. Gawda, Velip, or Kunbi.
  • The applicant must be part of a tribal household identified under the Tribals Development Plan.
  • The applicant’s family must fall under either:

(a) the Below Poverty Line (BPL) category, or
(b) the non-BPL category with annual income < ₹1,20,000/-.

Exclusions


Application Process

Offline

Step 1: The interested applicant should visit the Office of the Directorate of Social Welfare, Government of Goa, or the District Rural Development Agency (DRDA), request the hard copy of the prescribed format of the application form of the scheme from the staff.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to the Block Development Officer (BDO) or District Welfare Office.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Must an applicant belong to a specific recognized social group within the State of Goa to be considered eligible for this financial assistance project?
Yes, the applicant must be a member of a Tribal family belonging specifically to the Gawdas, Velips, or Kunbis tribal groups, as notified by the Government of India. <br>
What is the consequence if the beneficiary fails to deposit the required installments on time for three sequential months during the repayment period?
If the beneficiary fails to deposit the amount or installments in time for three consecutive months, their right to ownership will be suspended until the entire amount is paid. <br>
Does the applicant need to be residing in a particular state or region to be considered for participation in this economic upliftment plan?
The applicant must be a member of a Tribal family staying in the State of Goa. <br>
What is the expected or estimated cost range associated with starting one of these modernized Tea/Coffee and Coconut Parlor projects?
The estimated cost required for establishing this project is between ₹25,000/- and ₹30,000/-. <br>
How many total payments or monthly intervals are allowed for the beneficiary to complete the required financial deposit toward the project cost?
The required 50% deposit amount toward the total project cost must be paid by the beneficiary in 36 installments. <br>
If a beneficiary diligently fulfills all the mandatory obligations regarding the timely deposition of the required amount, what incentive do they receive?
The beneficiary who successfully deposits the aforesaid 50% amount will be rewarded with the entire amount deposited by them. <br> <br>
Under what specific condition will the amount that has already been repaid by the beneficiary towards the project cost be permanently taken by the Government?
If the beneficiary fails to repay the total outstanding amount for a period of six months, the deposited amount will be forfeited in favor of the Government. <br>
Is there a mandatory financial requirement regarding the annual income ceiling for a family to apply for the benefits provided under this self-employment initiative?
Yes, the applicant must belong to a family whose income is less than ₹1,20,000/- per annum. <br>
If an application is successfully approved, will the financial support provided cover the entire amount needed to establish the proposed new parlor business?
Yes, the financial support provides the entire project financing under the scheme to assist the beneficiary in establishing the parlor. <br>
If a beneficiary manages to make timely payments but accumulates too many missed payments over time, how many total defaults lead to suspension?
If the beneficiary defaults for more than 3 times on making the timely deposit of the required amount, their right to ownership will be suspended. <br>
To maintain the viability and sustainability of the project, what specific portion of the total project cost is the successful applicant required to deposit?
The beneficiary is required to deposit 50% of the total project cost to the Department. <br>
Besides the maximum annual income limit, are there any other required conditions related to the family's financial standing that must be satisfied during the application process?
The applicant must belong to a family that is either enrolled in the Below Poverty Line list or whose annual income is less than ₹1,20,000/-. <br>
If the beneficiary's right to ownership is temporarily suspended due to missed payments, what action is necessary to restore full ownership rights?
The suspension of ownership rights, resulting from failing to deposit amounts in time, will remain in effect until the entire outstanding amount is paid by the beneficiary. <br>

References

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

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  2. Collect required documents
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