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Swarojgar Credit Card

Swarojgar Credit Card facilitates access to credit for small entrepreneurs and self-employed individuals across India, enabling them to secure funds for their ventures. The scheme offers favorable loan terms, simplified documentation, and flexibility in repayment, with a composite loan limit of Rs. 25,000 per borrower.

केंद्रीय

राज्य / केंद्र शासित प्रदेश: All India

मंत्रालय / नोडल: Ministry of Finance

योजना किसके लिए: Startups

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

लक्षित लाभार्थी: Startups

टैग: startups, Micro-entrepreneurs, Credit Benefit

विवरण

Brief

The Swarojgar Credit Card scheme is an initiative by the Ministry of Finance aimed at providing easy access to credit for small entrepreneurs and self-employed individuals in India. SCC Scheme aims at providing adequate and timely credit ie. working/capital or blocks capital or both to small artisans, handloom weavers, service sector, fishermen, self-employed persons, rickshaw owners, other micro-entrepreneurs, etc. from the banking system in flexible, hassle-free and cost-effective manner. The facility may also include a reasonable component for consumption needs.

Eligibility

The Swarojgar Credit Card scheme is open to small entrepreneurs, self-employed individuals, and small businesses in India.
Specific eligibility requirements may vary based on the lending institutions and financial regulations.

Fund / quantum

Rs. 25,000 per borrower as composite loan.

Tenure

Active

Benefit tags

Credit Benefit

Notes

SCC Scheme aims at providing adequate and timely credit ie. working capital or block capital or both to small artisans, handloom weavers, service sector, fishermen, self-employed persons, rickshaw owners, other micro-entrepreneurs, etc. from the banking system in a flexible, hassle-free and cost-effective manner. The facility may also include a reasonable component for consumption needs.

लाभ

- The scheme provides access to credit facilities, allowing eligible individuals and businesses to secure funds for their entrepreneurial and self-employment ventures
Providing Access to Credit for Small Entrepreneurs and Self-Employed Individuals
Participants gain access to credit on favorable terms, simplified documentation, and flexibility in repaying loans
For specific details about the scheme and its benefits, please refer to the official notification

The scheme provides access to credit facilities, allowing eligible individuals and businesses to secure funds for their entrepreneurial and self-employment ventures.
Providing Access to Credit for Small Entrepreneurs and Self-Employed Individuals.
Participants gain access to credit on favorable terms, simplified documentation, and flexibility in repaying loans.
For specific details about the scheme and its benefits, please refer to the official notification.

पात्रता

The Swarojgar Credit Card scheme is open to small entrepreneurs, self-employed individuals, and small businesses in India.
Specific eligibility requirements may vary based on the lending institutions and financial regulations.
Rs. 25,000 per borrower as composite loan.
Active

आवेदन प्रक्रिया

Online / portal

Official application / information link: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=1373

Source listing: https://www.startupindia.gov.in/content/sih/en/government-schemes.html

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

startups Micro-entrepreneurs Credit Benefit

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।