SSWHRWCD

Subsidized Scheme for Widows: Haryana Women Development Corporation

The scheme aims to provide financial assistance to Haryana Domiciled Widow, Divorced, and Legally Separated Women. Through this scheme, a subsidy on the total loan is provided.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: हरियाणा

नोडल विभाग: Women and Child Development Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: महिला और बाल, बैंकिंग, वित्तीय सेवाएँ और बीमा

लक्षित लाभार्थी: व्यक्तिगत

टैग: Self Reliant, Economic Status, Social Status, Interest, Loan

विवरण

The scheme "Subsidized Scheme for Widows" by the Women & Child Development Department, Haryana Government, aims to provide financial assistance to Haryana-domiciled widows, divorced, and Legally Separated Women. Through this scheme, a subsidy on the total loan is provided. The scheme is covered without collateral security by the bank. The scheme is implemented by the Haryana Women Development Corporation.

लाभ

1. A 25% flat subsidy subject to a maximum of ₹50 000/-
will be provided on the total loan (not as a capital subsidy). 1. The beneficiary& 39;s share is 10% of the total loan. 1. The maximum loan limit is ₹3 00 000/-. 1. The scheme will be covered under without collateral security by the bank. 1. The balance amount will be covered from commercial/nationalised banks. Mode of Disbursement: The balance amount will be covered from commercial/nationalised banks. Moratorium Period: The moratorium period will be three months after disbursement of the loan

A 25% flat subsidy, subject to a maximum of ₹50,000/-, will be provided on the total loan (not as a capital subsidy).
The beneficiary's share is 10% of the total loan.
The maximum loan limit is ₹3,00,000/-.
The scheme will be covered under without collateral security by the bank.
The balance amount will be covered from commercial/nationalised banks.

Mode of Disbursement: The balance amount will be covered from commercial/nationalised banks.

Moratorium Period: The moratorium period will be three months after disbursement of the loan.

पात्रता

The applicant must be a Haryana-domiciled widow, divorced, or a legally separated Woman.
The applicant's annual income should not exceed ₹3,00,000/- per annum.
The age of the prospective beneficiary should be between 18 and 55 years at the time of applying for the loan.

अपवर्जन

No subsidy for interest accrued on a delayed period will be allowed in case of default of payment of EMI.

आवेदन प्रक्रिया

Online

Registration Process on Antyodaya-SARAL Portal:

Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: For registration, click on “New User/Register Here” and fill in all the mandatory details i.e. Name, Email ID, Mobile Number & password. Click on ‘Submit’.
Step 3: Verify the OTP received in the provided Email and Mobile Number. Alternatively, click on the Verification Link to activate the profile.

Login to Apply for the Scheme:

Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: The “Sign in here” option is available on the right side of the screen. Fill in the required credentials and click on the ‘Login’ button.
Step 3: In the opened window, click on “Scheme/Services list” and a list of schemes will appear on the screen.
Step 4: Now, select the scheme and click on “Apply for Service/Scheme”.
Step 5: Fill in all the details in the online application form and click on "Submit".

Track Your Service Online:

Track Application/Appeal: Click here. - Track Ticket: Click here.

Track Your Service Through SMS:

Registered Mobile Number: Type SARAL and send to 9954699899 to track your application. - Other Mobile Number: Type SARAL<space><Application ID/Ticket No.> and send to 9954699899 to track your application/ticket.

Contact Us:

Helpline: 0172-3968400
Email: saral.haryana@gov.in
> Fees For Service:

Government Charges: ₹0 (No Fee)
Service Charges: ₹10
Atal Seva Kendra Charges: ₹10

Online - via CSC

The eligible applicant may visit the nearest Atal Seva Kendra with all the required documents to apply for the scheme.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the objective of this scheme by the Women & Child Development Department, Haryana?: This scheme aims to provide financial assistance to Haryana-domiciled widows, Divorced, and Legally Separated Women. It offers a subsidy on loans to help beneficiaries.
What is the age limit for beneficiaries applying for this loan scheme?: The age of the prospective beneficiary should be between 18 and 55 years at the time of applying for the loan.
What kind of women are considered "legally separated" for the purpose of this scheme?: The scheme includes women who are legally separated, as long as they meet the other eligibility criteria. Specific legal definitions are not provided within the document.
Is the subsidy a capital subsidy?: No, the 25% flat subsidy is not provided as a capital subsidy.
Do I need to provide any collateral security for the loan under this scheme?: No, this scheme will cover loans without collateral security from the bank.
Which banks will disburse the balance of the loan?: The balance of the loan will be disbursed from commercial/nationalised banks.
What documents are required to apply for this scheme if I am a widow?: You will need your Bank Account Statement, Family ID/PPP, Domicile Certificate/Haryana Residence Certificate, Interest Subvention Document, Photograph of the applicant, and Husband Death Certificate.
What documents are needed if I am a divorced woman?: You will need your Bank Account Statement, Family ID/PPP, Domicile Certificate/Haryana Residence Certificate, Interest Subvention Document, Photograph of the applicant, and Divorce Legal Paper.
What documents do I need if I am a legally separated woman?: You will need your Bank Account Statement, Family ID/PPP, Domicile Certificate/Haryana Residence Certificate, Interest Subvention Document, Photograph of the applicant, and Legally Separated Document.
What happens if I default on my EMI payments?: No subsidy for interest accrued on a delayed period will be allowed in case of default of payment of EMI.
Is there a period before I have to start repaying the loan?: Yes, the moratorium period will be three months after the disbursement of the loan.
Can I apply if I am not domiciled in Haryana?: No, only Haryana Domiciled Widows, Divorced, and Legally Separated Women are eligible.
Will the bank provide the entire loan amount, or do I need to contribute?: You need to contribute 10% of the total loan as beneficiary share, and the balance will be from commercial/nationalised banks.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Self Reliant Economic Status Social Status Interest Loan

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।