SUPI

Stand-Up India

A scheme by Ministry of Finance for financing SC/ST and Women Entrepreneurs by facilitating bank loans for setting up a greenfield project Enterprise in manufacturing, services, trading sector and activities allied to agriculture.

केंद्रीय नकद

राज्य / केंद्र शासित प्रदेश: All India

मंत्रालय / नोडल: Ministry Of Finance

नोडल विभाग: Department of Financial Service

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

योजना प्रारंभ तिथि: 2016-04-05

श्रेणियाँ: व्यवसाय और उद्यमिता, बैंकिंग, वित्तीय सेवाएँ और बीमा, सामाजिक कल्याण और सशक्तिकरण

उप-श्रेणियाँ: Banking and money, Loan

लक्षित लाभार्थी: व्यक्तिगत, Business Entity

टैग: Loan, Entrepreneur, Finance, Business

विवरण

A scheme by Ministry of Finance for financing SC/ST and/or Women Entrepreneurs by facilitating bank loans for setting up a greenfield project enterprise in manufacturing, services, trading sector and activities allied to agriculture. The objective of this scheme is to facilitate bank loans between Rs. 10 lakh and Rs. 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. In case of non-individual enterprises, at least 51% of the shareholding and controlling stake should be held by either an SC/ST or Woman entrepreneur.

लाभ

1. Facilitation of composite loan (inclusive of term loan and working capital) between ₹10Lakhs and ₹100Lakhs. Rupay debit card to be issued for convenience of the borrower. 1. The web portal by SIDBI provides hand-holding support through a network of agencies engaged in training skill development mentoring project report preparation application filling work shed / utility support services subsidy schemes etc

Facilitation of composite loan (inclusive of term loan and working capital) between ₹10 Lakhs and ₹100 Lakhs. Rupay debit card to be issued for convenience of the borrower.
The web portal by SIDBI provides hand-holding support through a network of agencies engaged in training, skill development, mentoring, project report preparation, application filling, work shed / utility support services, subsidy schemes etc.

पात्रता

Finance is provided for Greenfield Enterprises.
If the applicant is a male, he must be from SC / ST category.
The age of the applicant must be at least 18 years.
The applicant must not be in default to any bank/financial institution.

अपवर्जन

आवेदन प्रक्रिया

Online

Either approach your nearest bank branch to apply (locate your nearest bank here - https://www.rbi.org.in/Scripts/query.aspx )Or Through the Lead District Manager (LDM) (find the address and the email of the LDM of your district here - https://www.standupmitra.in/LDMS#NoBack)
Or Apply Through Portal: www.standupmitra.in
Process:

The first step is to visit the official portal of StandUp India at: https://www.standupmitra.in/Login/Register 1. Enter the full details of the business location.
Select the category between SC, ST, Woman, and whether the stake held is 51% or higher.
Select the nature of the proposed business; the loan amount desired description of the business, the details of the premises, etc.
Populate the fields with past business experience, including tenure.
Select the need for hand-holding is required.
Enter all the personal details sought, which include the name of the enterprise and the constitution.
The last step is to select the register button to complete the process.

Once you have completed registration, you are eligible to initiate the StandUp India Loan Application process with the respective financial institution for the officials to contact you for completing the StandUp India Loan Process and requisite formalities.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the nature and size of the loan under the Stand-Up India Scheme?: Composite loan (inclusive of term loan and working capital) between 10 lakh and up to 100 lakh representing up to 85% of the project cost would be eligible.
How much will be the interest rate for the loan?: The rate of interest would be lowest applicable rate of the bank for that category (rating category) not to exceed (base rate (MCLR) + 3%+ tenor premium).
By when am I expected to repay the loan?: The loan is repayable in 7 years with a maximum moratorium period of 18 months.
Who are the eligible lending institutions for extending loans under the Scheme?: All branches of Scheduled Commercial Banks located across the country.
What is Hand-holding Support?: Any new entrepreneur requires guidance in his endeavor to set up his or her business enterprise starting from training to filling up loan applications as per bank requirements.
How do I get hand-holding support?: You may navigate through the portal or seek assistance from the nearest branch of a Scheduled Commercial Bank to help you identify the nature of hand-holding support required.
What are the activities for which Stand-Up India loan is provided ?: Stand-Up India loan may be provided to entrepreneurs for engaging in manufacturing, trading, services sectors including activities allied to agriculture.
What are the activities allied to agriculture ?: Under the Stand Up India loan, activities allied to agriculture include pisciculture, beekeeping, poultry, livestock, rearing, grading, sorting, aggregation agro-industries, dairy, fishery, agri-clinic and agri-business centres, food and agro processing etc.
What is the purpose of the loan under “Stand-Up India” Scheme?: The scheme is for setting up a new enterprise in manufacturing, trading, services sector or activities allied to agriculture by SC/ST and Women entrepreneur.
What is the Difference between Stand-Up India Scheme and Start Up India Scheme?: Stand-Up India Scheme is intended to support SC/ST and Women entrepreneurs to set up green field projects through bank branches in India while Start Up India Scheme aims to boost innovative and technology led enterprises for new/existing enterprises.

परिभाषाएँ

greenfield project

आधिकारिक लिंक

संदर्भ

Guidelines

आवेदन करें

अभी आवेदन करें

Loan Entrepreneur Finance Business

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।