SLSWE

Soft Loan Scheme for Women Entrepreneurs

The scheme “Soft Loan Scheme for Women Entrepreneurs” was started under Kerala Startup Mission to support women startups with a soft loan of an amount limited to ₹15 Lakhs as working capital for implementing works & projects received from Govt. departments and Public Sector Undertaking in Kerala.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: केरल

नोडल विभाग: Information Technology Department

योजना किसके लिए: Infra

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship, Loan

लक्षित लाभार्थी: Business Entity, Industries

टैग: Soft Loan, Woman, Entrepreneur, Startup, Loan

विवरण

The scheme “Soft Loan Scheme for Women Entrepreneurs” was started under Kerala Startup Mission (KSUM) to support women startups with a soft loan of an amount limited to ₹15 Lakhs as working capital for implementing works and projects received from the Govt. departments and the Public Sector Undertakings in Kerala.
Women Entrepreneurs:

Women entrepreneurs are defined as women or a group of women who initiate, organize, and operate a business enterprise.
A women's enterprise should have at least 51% of shares with women founders in the case of service enterprises.
In the case of women enterprises who have received equity funding, majority shares should be maintained with women founders/founders.

लाभ

1. Soft Loan against Purchase order will be given to Women Entrepreneurs at the rate of 6% per annum on simple interest. 1. The amount of the loan is limited to 80% of the Purchase order and disbursement is as an advance against the milestone payment agreed by the client. 1. The repayment period of the loan is 1 year or completion of the project with full settlement whichever is earlier. 1. The maximum amount of loan outstanding will be ₹15lakhs. Note: The Startup shall ensure the proper delivery of the product service specified in the purchase order and the disbursement from the second installment will be based on the satisfactory completion of a milestone as certified by the client

Soft Loan against Purchase order will be given to Women Entrepreneurs at the rate of 6% per annum on simple interest.
The amount of the loan is limited to 80% of the Purchase order and disbursement is as an advance against the milestone payment agreed by the client.
The repayment period of the loan is 1 year or completion of the project with full settlement whichever is earlier.
The maximum amount of loan outstanding will be ₹15 lakhs.

Note: The Startup shall ensure the proper delivery of the product service specified in the purchase order and the disbursement from the second installment will be based on the satisfactory completion of a milestone as certified by the client.

पात्रता

The Startup should be approved by DPIIT and have the Unique ID issued by the Kerala Startup Mission.
The women co-founder should have a majority stake in the startup.
The Startup should be registered in Kerala.
The client shall be a Government Department or Public Sector Undertaking
Note 01: The Startup will sign an agreement with the Kerala Startup Mission before availing the benefit.
Note 02: A personal guarantee needs to be executed by the Women's founder for availing the loan.

आवेदन प्रक्रिया

Online

Step 01: The application form can be submitted online through the Official website of the Kerala Startup Mission, Government of Kerala. The applicant needs to visit the official website.
Step 02: On the home page, click on ‘Women’ and then click on “Soft Loan” Scheme.
Step 03: Now, click on the ‘Apply’ button and fill out the application form completely.
Step 04: After filling out the application form and click on the ‘Submit’ button.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the “Soft Loan Scheme for Women Entrepreneurs” scheme?: Under the scheme, the support will be provided to women startups with a soft loan of an amount limited to ₹15 Lakhs as working capital for implementing works and projects received from the Govt. departments and the Public Sector Undertakings in Kerala.
What does “Women Entrepreneurs” mean?: Women entrepreneurs are defined as women or a group of women who initiate, organize, and operate a business enterprise.
Which is the implementing department of this scheme?: Kerala Startup Mission, Government of Kerala
Which type of enterprise/startup is eligible to get the benefits of the scheme?: The women's enterprise/startup is eligible to get the benefits of the scheme. The women co-founder should have a majority stake in the startup.
Is it necessary for a startup to be approved by DPIIT?: Yes, the Startup should be approved by DPIIT and have the Unique ID issued by the Kerala Startup Mission.
Is it necessary for a startup to be registered in Kerala?: Yes, the Startup should be registered in Kerala.
What is the benefit of the scheme?: Under the scheme, a soft loan of an amount limited to ₹15 Lakhs as working capital for implementing works and projects will be given to women startups.
What is the rate of interest on the loan?: Soft Loan against Purchase order will be given to Women Entrepreneurs at the rate of 6% per annum on simple interest.
What is the repayment period of the loan?: The repayment period of the loan is 1 year or completion of the project with full settlement whichever is earlier.
Which type of works and projects are eligible for the loan under the scheme?: The works and projects which are received from the Govt. departments and the Public Sector Undertakings in Kerala are eligible for the loan.
How can an applicant unit apply under the scheme?: The application form can be submitted online through the Official website of the Kerala Startup Mission, Government of Kerala. https://forms.zohopublic.com/keralastartupmission/form/ClientDetails5/formperma/pHEDe4UlSNQ5cXpPFZ5licNJjnqgSQEg42JA9s-OW-Q

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Soft Loan Woman Entrepreneur Startup Loan

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।