Stls

Short Term Loan Scheme

"Short Term Loan Scheme" provides financial assistance/ loan as a credit to individuals from the Scheduled Tribe Community to meet the immediate expenses towards Education, Medical and Business needs. The scheme aims to improve their standard of living.

राज्य वस्तु रूप

राज्य / केंद्र शासित प्रदेश: गोवा

नोडल विभाग: Social Welfare Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: बैंकिंग, वित्तीय सेवाएँ और बीमा, सामाजिक कल्याण और सशक्तिकरण

उप-श्रेणियाँ: Loan, Citizen empowerment

लक्षित लाभार्थी: व्यक्तिगत

टैग: Loan, Business, Scheduled Tribe, Financial Assistance

विवरण

"Short Term Loan Scheme" is a Loan Scheme by the Goa State Scheduled Tribes Finance and Development Corporation Limited, Department of Tribal Welfare, Government of Goa. Under this scheme, financial assistance/ loan is provided as a credit to individuals from the Scheduled Tribe (ST) Community to meet the immediate expenses towards Education, Medical and Business needs. The scheme aims to improve their standard of living and to bring them into the mainstream of society by fulfilling these needs.

Interest Rate, Number of Instalments, and Moratorium Period

For Education Purposes:
The loan shall be given at the interest rate of 2% per annum payable within 20 months in a maximum of 20 instalments with a moratorium period of 3 months.
For Business and Medical Purposes:
The loan shall be given at the interest rate of 2% per annum payable within 10 months in a maximum of 10 instalments with a moratorium period of 03 months.

Penal Interest

If the loan is overdue, 1% of penal interest will be charged on the amount of the overdue instalment.

Recovery

The entire loan along with interest will be recovered according to the rules in force.

लाभ

  • Short Term Loan of up to ₹1 00 000/- as an advance to meet the Financial requirement urgently for Business/ Education/ Medical Purposes

Short Term Loan of up to ₹ 1,00,000/- as an advance to meet the Financial requirement urgently for Business/ Education/ Medical Purposes.

पात्रता

  • The applicant should be an individual from the Scheduled Tribe (ST) Community of the State of Goa.
  • The applicant can reapply under the said scheme provided he has cleared earlier loans availed under the scheme.

आवेदन प्रक्रिया

Offline

Step 1: The interested applicant should visit the Goa State Scheduled Tribes Finance and Development Corporation Ltd, Department of Tribal Welfare, Govt. of Goa, Shram Shakti Bhavan, 5th Floor, Patto, Panaji-Goa, - 403 001.
Step 2: Take a print of the proforma of the application form, or request a hard copy from the concerned authority.
Step 3: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach copies of all the mandatory documents (self-attest if required).
Step 4: Submit the duly filled and signed application form along with the documents to the concerned authority.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the timeframe for the implementation of the scheme by the Goa State Scheduled Tribes Finance and Development Corporation Ltd?
The scheme will be implemented for a duration of five years from the date of its issue. If required, the scheme might be adapted or modified to address new challenges and fulfill the intended objectives.
What is the timeframe for the implementation of the scheme by the Goa State Scheduled Tribes Finance and Development Corporation Ltd?
The scheme will be implemented for a duration of five years from the date of its issue. If required, the scheme might be adapted or modified to address new challenges and fulfill the intended objectives.
What is the timeframe for the implementation of the scheme by the Goa State Scheduled Tribes Finance and Development Corporation Ltd?
The scheme will be implemented for a duration of five years from the date of its issue. If required, the scheme might be adapted or modified to address new challenges and fulfill the intended objectives.
What is the timeframe for the implementation of the scheme by the Goa State Scheduled Tribes Finance and Development Corporation Ltd?
The scheme will be implemented for a duration of five years from the date of its issue. If required, the scheme might be adapted or modified to address new challenges and fulfill the intended objectives.
What is the timeframe for the implementation of the scheme by the Goa State Scheduled Tribes Finance and Development Corporation Ltd?
The scheme will be implemented for a duration of five years from the date of its issue. If required, the scheme might be adapted or modified to address new challenges and fulfill the intended objectives.
What is the timeframe for the implementation of the scheme by the Goa State Scheduled Tribes Finance and Development Corporation Ltd?
The scheme will be implemented for a duration of five years from the date of its issue. If required, the scheme might be adapted or modified to address new challenges and fulfill the intended objectives.
What is the timeframe for the implementation of the scheme by the Goa State Scheduled Tribes Finance and Development Corporation Ltd?
The scheme will be implemented for a duration of five years from the date of its issue. If required, the scheme might be adapted or modified to address new challenges and fulfill the intended objectives.
What is the timeframe for the implementation of the scheme by the Goa State Scheduled Tribes Finance and Development Corporation Ltd?
The scheme will be implemented for a duration of five years from the date of its issue. If required, the scheme might be adapted or modified to address new challenges and fulfill the intended objectives.
Which department manages this scheme?
This scheme is managed by the Department of Tribal Welfare, Government of Goa.
What is the address of the Department of Tribal Welfare?
The address of the Department of Tribal Welfare is: Shram Shakti Bhavan, 5th Floor, Patto, Panaji-Goa, - 403 001.
Does this scheme accept online applications?
No, as of 22/08/2023 this scheme only accepts offline mode of application.

संदर्भ

आवेदन करें

अभी आवेदन करें

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status