SAMSMEIS

Scheme for Assistance to Micro, Small and Medium Enterprises (MSME): Assistance for Interest Subsidy (Manufacturing Sector)

The scheme "Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)" launched by the Industries and Mines Department aims to position Gujarat as a global business hub, promoting sustainable manufacturing, MSME growth, and export competitiveness.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: गुजरात

नोडल विभाग: Industries and Mines Department

योजना किसके लिए: Infra

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

योजना प्रारंभ तिथि: 2020-08-07

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship

लक्षित लाभार्थी: Business Entity, Industries

टैग: Business, Entrepreneurship, MSMEs, Start Up, Interest Subsidy

विवरण

The scheme "Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)" is an umbrella scheme launched by the Industries and Mines Department, Gujarat. It aims to empower the state's dynamic MSME sector, which significantly contributes to employment, GDP, and exports. Effective from August 7th, 2020 to August 6th, 2025, this initiative supports entrepreneurs and strengthens MSMEs, making them globally competitive.
The component "Assistance for Interest Subsidy (Manufacturing Sector)" aims to support manufacturing enterprises by providing an interest subsidy on term loans. The subsidy percentage and duration vary based on the category of the taluka. Additional benefits are available for differently-abled entrepreneurs, women entrepreneurs, registered startups, and young entrepreneurs below 35 years.

लाभ

Financial Assistance: Category of Taluka Quantum of Incentive Category I7% on Term Loan with a maximum amount of ₹35 00 000/- per annum for a period of 7 yearsCategory II6% on Term Loan with a maximum amount of ₹30 00 000/- per annum for a period of 6 years Category III &amp;amp;amp; Municipal Corporation Areas5% on Term Loan with a maximum amount of ₹25 00 000/- per annum for a period of 5 years

Financial Assistance:
Category of Taluka Quantum of Incentive Category I7% on Term Loan with a maximum amount of ₹35,00,000/- per annum for a period of 7 yearsCategory II6% on Term Loan with a maximum amount of ₹30,00,000/- per annum for a period of 6 years Category III &amp; Municipal Corporation Areas5% on Term Loan with a maximum amount of ₹25,00,000/- per annum for a period of 5 years

पात्रता

The firm must be a Micro/Small/Medium enterprise.
The enterprise must be in the manufacturing sector.
The term loan must be sanctioned by a recognized Bank/Financial Institution (excluding NBFCs).
The enterprise must apply within one year of loan disbursement or before the commercial production starts.
The enterprise must remain operational for at least 7 years post-subsidy approval.
The enterprise must comply with pollution control measures.
Only one type of investment (Forward Integration, Backward Integration, Diversification, or Expansion) will be eligible for subsidy.

अपवर्जन

आवेदन प्रक्रिया

Online

Registration Process:

Step-1: Visit the Investor Facilitation Portal (IFP) portal. Click on "New Investor Registration" to access the registration form.
Step-2: Fill in the Registration Form. Click on "Submit".
Step-3: Verify the E-mail ID using the link sent on your registered E-mail ID.
Step-4: After verification, you will be registered successfully.

Post-Registration Process:

Step-1: Visit the Investor Facilitation Portal (IFP) portal. Click on "Login".
Step-2: Enter the email address and password you used during registration.
Step-3: Click the "Login" button to access your account.
Step-4: Now fill in the required details and mandatory documents about your business to complete the application process.

Helpdesk: Contact Here.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the "Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)"?: The "Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)" aims to position Gujarat as a global business destination by promoting sustainable manufacturing, inclusive development, and balanced regional growth.
What is the duration of the scheme?: The scheme is effective from August 7, 2020, and will remain in operation until August 6, 2025.
What is the objective of the component "Assistance for Interest Subsidy (Manufacturing Sector)"?: The component "Assistance for Interest Subsidy (Manufacturing Sector)" aims to support manufacturing enterprises by providing an interest subsidy on term loans.
Who is eligible to apply under this scheme?: Any manufacturing enterprise that has taken a term loan from an RBI-regulated bank or financial institution and meets the employment, investment, and compliance conditions is eligible for the subsidy.
What is the maximum amount of interest subsidy that an enterprise can receive?: The maximum subsidy amount depends on the category of the taluka: ₹35 lakhs per annum for Category I talukas. ₹30 lakhs per annum for Category II talukas. ₹25 lakhs per annum for Category III talukas and municipal corporation areas.
Can a service sector enterprise apply for this subsidy?: No, this scheme is specifically designed for enterprises in the manufacturing sector.
Are all term loans eligible for the interest subsidy?: No, only term loans sanctioned by RBI-regulated banks and financial institutions are eligible. Loans from Non-Banking Financial Companies (NBFCs) are not covered under this scheme.
Can an enterprise avail both state and central government interest subsidies?: Yes, an enterprise can avail of both state and central government subsidies, but the total subsidy received from both sources cannot exceed the total interest paid to the bank or financial institution.
Are existing businesses eligible to apply for the subsidy?: Yes, existing businesses can apply, particularly if they are investing in expansion, diversification, forward or backward integration, or installing renewable energy solutions.
Does the scheme provide any additional benefits for specific entrepreneurs?: Yes, the scheme offers an additional 1% interest subsidy for women entrepreneurs, differently-abled entrepreneurs, registered startups, and young entrepreneurs below the age of 35 years.
Will an enterprise continue to receive the subsidy if it defaults on loan repayments?: No, if an enterprise defaults on interest or loan repayments, the subsidy will not be provided for the default period.
What happens if an enterprise ceases operations before completing seven years?: If an enterprise discontinues production within seven years, the subsidy amount disbursed will be recovered as arrears of land revenue.
Is it mandatory for an enterprise to comply with pollution control regulations?: Yes, all enterprises must adhere to the pollution control norms prescribed by the relevant authority, such as the Gujarat Pollution Control Board (GPCB) or other competent bodies.
Can an enterprise claim the subsidy for installing a solar power plant?: Yes, an enterprise installing a solar power plant or other renewable energy systems for captive consumption is eligible for the interest subsidy. However, this incentive is available only once.

परिभाषाएँ

Micro, Small and Medium Enterprise
New Enterprise
Existing Enterprise
Expansion
Gross Fixed Capital Investment (GFCI)
Forward integration, Backward Integration and Diversification
Term Loan
Pipeline Enterprises

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Business Entrepreneurship MSMEs Start Up Interest Subsidy

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।