SAMSMECGT

Scheme for Assistance to Micro, Small and Medium Enterprises (MSME): Assistance for Reimbursement of CGTMSE Fees

The "Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)" launched by the Industries and Mines Department aims to position Gujarat as a global business hub, promoting sustainable manufacturing, MSME growth, and export competitiveness.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: गुजरात

नोडल विभाग: Industries and Mines Department

योजना किसके लिए: Infra

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

योजना प्रारंभ तिथि: 2020-08-07

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship

लक्षित लाभार्थी: Business Entity, Industries

टैग: Business, Entrepreneurship, MSMEs, Start Up

विवरण

The scheme "Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)" is an umbrella scheme launched by the Industries and Mines Department, Gujarat. It aims to empower the state's dynamic MSME sector, which significantly contributes to employment, GDP, and exports. Effective from August 7th, 2020 to August 6th, 2025, this initiative supports entrepreneurs and strengthens MSMEs, making them globally competitive.
The component "Assistance for Reimbursement of CGTMSE Fees" provides financial assistance for the implementation of Information and Communication Technology (ICT) infrastructure. The support covers equipment required for communication, networking, and cloud computing.

लाभ

> Collateral-Free Loans:
Government of India has instructed financial institutions to sanction collateral-free loans up to ₹2,00,00,000/-. > Support for MSEs:
Assistance is provided to Micro and Small Enterprises (MSEs) under this scheme
Service fees charged by banks/financial institutions are eligible for reimbursement. > Annual Service Fees:
1st Year: 1.8% + Risk Premium 2nd Year Onwards: 0.85% or as amended by CGTMSE/RBI. > Reimbursement Assistance:
100% reimbursement of the annual service fees paid by entrepreneurs for up to 5 years

Collateral-Free Loans:

- Government of India has instructed financial institutions to sanction collateral-free loans up to ₹2,00,00,000/-.

Support for MSEs:

- Assistance is provided to Micro and Small Enterprises (MSEs) under this scheme.
- Service fees charged by banks/financial institutions are eligible for reimbursement.

Annual Service Fees:

- 1st Year: 1.8% + Risk Premium.
- 2nd Year Onwards: 0.85% or as amended by CGTMSE/RBI.

Reimbursement Assistance:

- 100% reimbursement of the annual service fees paid by entrepreneurs for up to 5 years.

पात्रता

The firm must be a Micro/Small/Medium enterprise.
The enterprise must have availed of a collateral-free term loan under CGTMSE.
The application must be submitted within within one year from the date of first disbursement of Term loan, or on or before the date of commencement of commercial production, whichever is later.

अपवर्जन

Enterprises engaged in service or trading activities are not eligible.
Enterprises that have not availed of CGTMSE-backed loans are not eligible.

आवेदन प्रक्रिया

Online

Registration Process:

Step-1: Visit the Investor Facilitation Portal (IFP) portal. Click on "New Investor Registration" to access the registration form.
Step-2: Fill in the Registration Form. Click on "Submit".
Step-3: Verify the E-mail ID using the link sent on your registered E-mail ID.
Step-4: After verification, you will be registered successfully.

Post-Registration Process:

Step-1: Visit the Investor Facilitation Portal (IFP) portal. Click on "Login".
Step-2: Enter the email address and password you used during registration.
Step-3: Click the "Login" button to access your account.
Step-4: Now fill in the required details and mandatory documents about your business to complete the application process.

Helpdesk: Contact Here.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the "Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)"?: The "Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)" aims to position Gujarat as a global business destination by promoting sustainable manufacturing, inclusive development, and balanced regional growth.
What is the duration of the scheme?: The scheme is effective from August 7, 2020, and will remain in operation until August 6, 2025.
What is the objective of the component "Assistance for Reimbursement of CGTMSE Fees"?: The component provides financial support to Micro and Small Enterprises (MSEs) by reimbursing the annual service fees charged on collateral-free loans availed under the CGTMSE scheme.
Who is eligible to apply for this reimbursement?: Any Micro or Small Enterprise (MSE) that has availed of a collateral-free term loan under CGTMSE and meets the application criteria is eligible to apply.
How much reimbursement can an entrepreneur receive?: An entrepreneur can receive a 100% reimbursement of the annual service fees paid to the bank or financial institution for up to five years.
What is the service fee structure for CGTMSE loans?: In the 1st year, the service fee is 1.8% + Risk Premium, and from the 2nd year onwards, it is 0.85% or as revised by CGTMSE or RBI.
How long is the reimbursement assistance available?: The reimbursement assistance is available for a maximum period of five years.
Are service-based businesses eligible for this reimbursement?: No, service and trading activities are not eligible for this scheme. Only manufacturing and production-based enterprises can apply.
Can an entrepreneur apply if they have taken a secured loan?: No, this scheme is only applicable to collateral-free term loans sanctioned under CGTMSE.

परिभाषाएँ

Micro, Small and Medium Enterprise
New Enterprise
Existing Enterprise
Expansion
Gross Fixed Capital Investment (GFCI)
Forward integration, Backward Integration and Diversification
Term Loan
Pipeline Enterprises

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Business Entrepreneurship MSMEs Start Up

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।