SPSHS

Savitribai Phule Self-Help Scheme

Unemployed women from the Scheduled Caste (SC) category in Madhya Pradesh can receive financial support to start businesses in various sectors, including industry, service, or trade. The Savitribai Phule Self-Help Scheme provides margin money assistance covering 50% of the project cost, up to ₹15,000, empowering these women towards self-employment and entrepreneurship.

State Cash

States / UT: Madhya Pradesh

Nodal department: Co-operation Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Banking,Financial Services and Insurance, Business & Entrepreneurship, Women and Child

Sub-categories: Loan, Investment, Micro finance, Setting up / start-up / entrepreneurship

Target beneficiaries: Individual

Tags: Business Loan, Self Employment, Women Entrepreneurship, Scheduled Caste, Below Poverty Level, SC, BPL

Details

The "Savitribai Phule Self-Help Scheme", managed by the District Intermediate Cooperative Development Committee, supports women entrepreneurs from the SC category in Madhya Pradesh by offering margin money assistance of up to ₹15,000/- (50% of the project cost, with a maximum project cost of ₹50,000/-). This financial aid can help them start small businesses across various sectors.

Benefits

  • - Margin Money Assistance: Provides financial support covering 50% of the project cost, up to a maximum of ₹15,000/-
  • Margin Money Assistance: Provides financial support covering 50% of the project cost, up to a maximum of ₹15,000/-.

Eligibility

  • The applicant must be a woman.
  • The applicant must be a resident of Madhya Pradesh.
  • The applicant must belong to the Scheduled Caste (SC) category.
  • The applicant’s age should be between 18 to 55 years.
  • The applicant must be literate.
  • The applicant should be currently unemployed.
  • The applicant must fall under the Below Poverty Line (BPL) category.
  • The applicant should not have any outstanding defaults with any nationalized bank, cooperative bank, or other financial institution.

Exclusions


Application Process

Online - via CSC

Step 1: Visit an online center in your district.
Step 2: Apply through the official portal: https://scwelfare.mponline.gov.in
Step 3: Submit the necessary documents for verification.
Step 4: Await approval and financial disbursement upon successful application.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of the "Savitribai Phule Self-Help scheme"?
The objective of the "Savitribai Phule Self-Help Scheme" is to provide financial assistance to unemployed women from the Scheduled Caste category in Madhya Pradesh to help them start small businesses in various sectors.
Who is eligible for this scheme?
Women from the Scheduled Caste (SC) category who are residents of Madhya Pradesh, aged between 18 and 55 years, literate, unemployed, and belonging to the Below Poverty Line (BPL) category are eligible for this scheme.
What is the maximum financial support provided under the scheme?
The scheme provides financial support up to 50% of the project cost, with a maximum limit of ₹15,000/-.
Can an applicant apply if they have an existing loan default?
No, applicants with any loan defaults in nationalized or cooperative banks, or financial institutions, are not eligible to apply.
Are women from other categories eligible for this scheme?
No, this scheme is exclusively for women from the SC category who are residents of Madhya Pradesh.
Which sectors are eligible for projects under this scheme?
Projects related to the industry, service, and business sectors are eligible for support under this scheme.
When can applicants expect to receive the funds after applying?
Upon successful application and verification, funds are disbursed; however, processing times may vary.
Can applicants reapply if their initial application is rejected?
Yes, applicants who meet the eligibility criteria may reapply if their initial application is not approved.
What documents are required for the application?
Applicants need to provide an SC certificate, BPL proof, age proof, residence proof, and literacy certification.
Is there any age relaxation for applicants above 55 years?
No, applicants must fall within the age range of 18-55 years to be eligible.
Does the scheme provide full funding for projects?
No, the scheme provides up to 50% of the project cost, with a maximum assistance limit of ₹15,000/-.
What should an applicant do if they face issues during the application process?
Applicants experiencing issues can visit the nearest online center for assistance or contact scheme support through the official website.

References

Apply

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Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status