Saral

Saral Loan Scheme

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राज्य

राज्य / केंद्र शासित प्रदेश: राजस्थान

विभाग: Rajasthan Financial Corporation(RFC)

नोडल विभाग: Rajasthan Financial Corporation(RFC)

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

लक्षित लाभार्थी: Entrepreneurs, Industrialists

टैग: Loan, MSME, Financial Assistance, Rajasthan, Entrepreneurs, Industry, Small Business, Medium Enterprises, Expansion, Modernization, Diversification, Working Capital

विवरण

The Saral Loan Scheme, introduced by the Rajasthan Financial Corporation (RFC), aims to support existing Micro, Small, and Medium Enterprises (MSMEs) in the state by providing financial assistance for various industrial needs. This scheme was established following a decision made in the PC&CC meeting on November 28, 2007, in response to the demand from entrepreneurs and industrial associations for quicker loan sanctions with minimal formalities. The scheme offers financial support for expansion, modernization, diversification, and working capital requirements, provided that the existing prime security (land and building) is mortgaged along with the hypothecation of existing plant and machinery as well as further fixed assets to the Corporation under first charge free from all encumbrances.

लाभ

  • - Financial assistance for MSMEs
  • Support for expansion, modernization, and diversification
  • Quick loan sanctions with minimal formalities
  • Maximum loan amount of Rs. 10 crore for companies and Rs. 8 crore for other entities
  • Repayment period of up to 7 years
  • Financial assistance for MSMEs
  • Support for expansion, modernization, and diversification
  • Quick loan sanctions with minimal formalities
  • Maximum loan amount of Rs. 10 crore for companies and Rs. 8 crore for other entities
  • Repayment period of up to 7 years

पात्रता

Existing MSME units that have been operational for at least the past six months.

आवेदन प्रक्रिया

Online

Applicants can apply online for the Saral Loan through the RFC application portal or visit the nearest branch office. RFC has a network of 14 branch offices and one facilitation center in the state. Applicants are encouraged to discuss their projects with Branch Managers and submit their applications to the relevant branch based on their industrial unit's location.

संदर्भ

आवेदन करें

अभी आवेदन करें

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status