SS-K

Santwana Scheme - Karnataka

The "Santwana Scheme" offers loans to religious minority individuals whose houses or shops have been destroyed by natural calamities or communal violence. The scheme provides up to ₹5,00,000/- per unit, with 50% as a loan and 50% as a subsidy

राज्य नकद

राज्य / केंद्र शासित प्रदेश: कर्नाटक

नोडल विभाग: Minorities Welfare Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: सामाजिक कल्याण और सशक्तिकरण, व्यवसाय और उद्यमिता, आवास और आश्रय

उप-श्रेणियाँ: Crisis/Disaster/Accident, Loan, Shelter, वित्तीय सहायता, Food Security / Public Distribution System

लक्षित लाभार्थी: व्यक्तिगत

टैग: Loan, Subsidy, Minority Community, Natural Calamity

विवरण

The "Santwana Scheme" was launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation. The scheme aims to support people belonging to religious minorities whose houses, and shops have been destroyed due to natural calamity and communal violence. Under this scheme, a loan amount of ₹5,00,000/- max per unit cost will be provided of which 50% loan and 50% subsidy.

लाभ

- Loan Amount: Up to ₹5,00,000/- per unit cost.- Subsidy Amount: 50% of the loan amount is provided as a subsidy, and the remaining 50% is a repayable loan

Loan Amount: Up to ₹5,00,000/- per unit cost.- Subsidy Amount: 50% of the loan amount is provided as a subsidy, and the remaining 50% is a repayable loan.

पात्रता

The applicant should belong to the religious minority category of the Karnataka state.
The applicant should be a permanent resident of the state.
The applicant's age should be between 18 to 55 years.
The family income from all sources should not exceed more than ₹8,00,000/-
The applicant's family members should not be employees in the Central or State Government.
The applicant or his/her family should not have availed a loan facility from Karnataka Minorities Development Corporation (EXCEPT ARIVU EDUCATION LOAN SCHEME ) in the last five years.

आवेदन प्रक्रिया

Online

Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.
Step-02: Click "Apply Online" and Enter "Mobile Number" and "Submit".
Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
Step-05: Enter "OTP" and select "Continue", After that Allow the official notice.
Step-06: After verifying the Aadhaar again fill in the "OTP" and Submit.
Step-07: Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
Step-08: Select "Next" Fill in the address detail and again select "Next".
Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.
Step-10: Click "Proceed" and Select "Submit Application" and get an Application ID.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Who is eligible for this scheme?: Minority community members aged 18-55 who are permanent residents of Karnataka and have suffered property damage due to natural calamities or communal violence.
What financial assistance does the scheme offer?: A loan of up to ₹5,00,000/- with 50% as a subsidy and 50% as a repayable loan.
What is the income limit to apply for this scheme?: The annual family income should not exceed ₹8,00,000/-.
Can government employees apply for this scheme?: No, applicants or their family members should not be Central or State Government employees.
Can I apply if I have availed of a KMDC loan in the past?: No, unless it was an Arivu Education Loan within the last 5 years.
Do I need to provide a damage report?: Yes, a damage report from the relevant competent authority is required.
What is a back-end subsidy?: A back-end subsidy is provided after part of the loan is repaid, not upfront.
Can the loan be used for purposes other than rebuilding?: No, the loan must be used specifically for rebuilding and recovery.
What happens if I fail to use the funds as intended?: Misuse of funds can result in penalties, including repayment of the subsidy.
Can I apply for this scheme if I am already a sustainer of KMDC?: No, applicants should not have existing liabilities with the KMDC.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Loan Subsidy Minority Community Natural Calamity

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।