RMEWF - EDUCATION

RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen

6.2/10

A scheme to provide financial assistance to Ex-Servicemen and their widows for helping them in educating their child (for maximum two children) up to graduation and also for widows to pursue Post Graduation degree.

Central Cash

States / UT: All India

Ministry / nodal: Ministry Of Defence

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): Yes

Scheme open date: 1981-01-01

Categories: Education & Learning

Sub-categories: Scholarships and student finance

Target beneficiaries: Individual

Tags: Wards Of Ex-Servicemen, Ex-Servicemen, Widow Of Ex-Servicemen, Grant

Details

RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen — scheme image

A scheme to provide financial assistance to Ex-Servicemen and their widows for helping them in educating their child (for maximum two children) up to graduation and also for widows to pursue Post Graduation degree.

Aim of this scheme is to provide financial assistance to up to a maximum of two dependent children of those ESM or their widows, up to the ranks of Havildar in the Army and equivalent in the Navy and Air Force, who are not in receipt of such benefit from from the State or his Employer. It is also applicable to widows for post-graduation degree course.



Benefits

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  • { "children": [ { "text": "" } ] }
  • [ { "children": [ { "text": "Financial assistance of Rs. 1000 is also provided to widow of Ex-servicemen for pursuing 2 year post graduation course." } ] }
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A financial assistance of Rs.1000/- per month per head (up to max two children) of eligible Ex-Servicemen and their widows is provided for the previous academic year, payable in one installment in a financial year.

Financial assistance of Rs. 1000 is also provided to widow of Ex-servicemen for pursuing 2 year post graduation course.

Eligibility

The eligibility criteria for availing financial assistance under this scheme are as follows:-

  • Applicant must be an ESM/ widow/Orphan dependent.
  • Should be of rank Havildar/equivalent and below.
  • The scheme is applicable for classes 1 to 12 of school and undergraduate classes of a degree college. This grant is also admissible to widows who wish to pursue 2-year post graduate degree. The ward/widow shall complete the course successfully.
  • The applicant should not be drawing education allowance or similar benefit from the State or is employer.
  • The scheme is eligible for only first two children. However, in case of twin children, below mentioned condition shall be applicable:-
  1. In case the 1st and 2nd children are twins only twins will be eligible as maximum two children are permitted.
  2. In case 2nd and 3rd children are twins both will be eligible for education financial assistance alongwith 1st. Thus the ESM can avail for three children subject to fulfilment of above mentioned criteria.
  • In case of unfortunate demise of 1st or 2nd child. In case of unfortunate demise of 1st child, 2nd and 3rd children as mentioned in discharge book will be eligible. Similarly in case of demise of 2nd child, the 3rd child will be eligible as mentioned in discharge book. The death certificate will be uploaded as supporting document with online application for scrutiny.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.2
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 4.0/10 Moderate
Application complexity 5.0/10 Moderate
Financial impact 6.0/10 Moderate
Literacy barrier 6.0/10 Moderate
Women inclusivity 9.0/10 Good
Awareness 7.5/10 Good
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact6.0
  • Rural utility4.0
  • Awareness7.5
  • Simplicity5.0
  • Inclusivity9.0

What problem does this scheme solve?

The scheme provides essential financial support for the education of children and widows of ex-servicemen, addressing a critical need for this demographic.

Key challenges addressed

  • Financial assistance for education
  • Support for widows pursuing higher education

Most beneficial for

  • Children of ex-servicemen
  • Widows of ex-servicemen

Likely challenges

  • Complex application process
  • Digital literacy requirements

Practical insights for citizens

The scheme is beneficial but may be underutilized due to application complexities.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • High digital dependency for application
  • Need for online document submission

Implementation bottlenecks

  • Verification delays
  • Dependence on Zila Sainik Welfare Officers

Awareness challenges

  • Low awareness among potential beneficiaries
  • Need for outreach programs

Application analysis

Application mode
Online portal
Documents burden
Moderate, requires supporting documents
Verification complexity
High, involves multiple steps and verification
Office dependency
Moderate, requires interaction with Zila Sainik Welfare Officer
DBT dependency
Yes, payment through Electronic Clearing System
CSC support
Limited, primarily online
Estimated citizen effort
High, due to multiple steps in application and verification

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach High
  • Occupation reach Ex-servicemen and their families

Benefit analysis

Benefit type
Cash
Benefit frequency
Annual, requires reapplication each academic year
Benefit practicality
Moderate, dependent on timely application and verification
Financial meaningfulness
High, provides significant support for education
Long-term impact
Positive, supports educational attainment for beneficiaries

Plain-language guidance

This scheme helps ex-servicemen and their widows pay for their children's education up to graduation. It also supports widows pursuing post-graduate studies.

Who should apply
Ex-servicemen, widows, and their children seeking educational support.
Who may struggle
Individuals with low digital literacy or those unfamiliar with online applications.
Best application route
Apply via the official website of Kendriya Sainik Board.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Eligible Ex-servicemen / their widows can visit the official website of Kendriya Sainik Board Secretariat https://ksb.gov.in/

Click on “Register” which is available on the homepage of the portal.

Now, the registration form will be displayed, fill the form with necessary details.

Upload the Photo

Save the application by clicking on the “Save” button and the saved details and password will be forwarded to the registered mail id.

Click the activation link which is sent to the mail id to login into the KSB portal.

Provide user name, password and verification code and click on the “Login “ button.

Select the scheme name and start filling the new application form by entering the required details.

Copies of the supporting documents duly attested by the respective Zila Sainik Welfare Officer (ZSWO) must be uploaded with the online application.

Once the online application is submitted, ZSWO will scrutinize the online applications and give appointment to the applicant for verification,

After successful verification, ZWSO will recommend the online application and forward the harp copy as well soft copy to Kendriya Sainik Board (KSB) through Rajya Sainik Boards (RSBs) for further processing.

Processing at KSB Secretariat

Once the application reaches the Kendriya Sainik Board, the Section-in-charge verify the same and upload the printed list for the approval of JD (Welfare).

Such applications of approval is then moved for sanction of the competent authority in one lot, preferably every quarter

Payment Procedure

After the submitted application has been approved, the same is processed for payment of the grant in batches of 200 applications by the Welfare department.

After verifying the service number, name, bankers, IFS Code and account number, the Welfare department forward the batch list to Accounts Section for payment, which make the payment directly via Electronic Clearing System (ECS).

Subsequent Grant

Fresh application is required to be made for all the subsequent academic years provided the child(ren) has/have satisfactorily advanced to the next class.

Subsequent application should also be submitted through ZSB in the month of May.

ZSB will forward all the applications online to KSB Sectt by each year for consideration in the current financial year.

Track Application Status

Applicant has to revisit the same portal https://ksb.gov.in/index.htm

Click on “Status of application” link on the homepage of the portal.

Now enter your DAK ID and verification code. Click on the “Search” button.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

How To Renew The Scholarship For Second Year?

The applicant has to follow the same process as followed while applying for first time.

Can I Get My Tuition Fee Reimbursed Under This Scheme?

This Is Not A Tuition Fee Reimbursement Scheme

Can I Give Bank Details Of Any Bank?

No. Account details of only State Bank of India (SBI) or Punjab National Bank (PNB) is valid for application.

Can I Apply For This Scheme Even If I Am Getting Other Scholarship?

No, One can apply for this scheme only if he/she has not taken any money/grant from the state or present employer in the form of education allowance or scholarship.

Do I Have To Submit Hard Copy Of Application Form In Zonal Sainik Board.?

Yes. The applicant has to take hard copy of the filled application form at the time of Verification.

Can A Daughter Of Ex Servicemen Who Is Studying In College Apply For Scholarship Under This Scheme?

Yes. However, if either of the parents of girl is alive then they have to apply on behalf of daughter.

In Which Month One Can Apply For This Scheme?

One has to apply in the month of May for non-board classes, in July for the board classes 10th & 12th and in August for under-graduate course students.

References

Scheme Guidelines
https://ksb.gov.in/education-of-Children-Widows-of-esm.htm

Apply

Apply now

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Frequently asked questions

What is the purpose of RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen is a government welfare initiative designed to support Individual, Individual through benefits related to Education & Learning, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Eligibility for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Benefits under RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen is managed by Ministry Of Defence and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Yes, eligible applicants may be able to apply online for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Applications for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen.
Is RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen a central government scheme?
Yes, RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen is a central government welfare initiative that may be implemented across multiple states through authorised departments and agencies.
Can students apply for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Eligible students studying in recognised institutions may apply for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Who is eligible for pension benefits under RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Eligibility may depend on age, income category, social welfare criteria, disability status, widow status, or senior citizen classification defined under the scheme.
How are pension benefits provided under RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Pension assistance under RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen may be transferred through direct benefit transfer (DBT), linked bank accounts, post office accounts, or welfare department payment systems.
Can CSC centres help users apply for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen in All India?
Users in All India may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with RMEWF-Financial Assistance For Education Of Children & Widows Of Ex-Servicemen applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.