PCARDMI

Primary Cooperative Agriculture and Rural Development Bank: For Minor Irrigation

The scheme offers loans to farmers for minor irrigation projects, aiming to enhance water access for agriculture. Loan amounts range from ₹65,000/- to ₹1,20,000/- at an interest rate of 11% to 11.75%.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: तमिलनाडु

नोडल विभाग: Co-operation, Food and Consumer Protection Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: बैंकिंग, वित्तीय सेवाएँ और बीमा

उप-श्रेणियाँ: Loan

लक्षित लाभार्थी: व्यक्तिगत

टैग: Irrigation, Agriculture, Loan, Farmer, Agriculture And Rural Development Bank

विवरण

The "Primary Cooperative Agriculture and Rural Development Bank: For Minor Irrigation" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide financial assistance to farmers through loans intended for minor irrigation projects. It helps improve water availability for agriculture, enhancing crop productivity and supporting sustainable rural development.

लाभ

  • - Access to Loan: ₹65,000/- to ₹1,20,000/-. - Interest Rate: 11% to 11.75% (subject to change). <br>
  • Access to Loan: ₹65,000/- to ₹1,20,000/-. - Interest Rate: 11% to 11.75% (subject to change).

पात्रता

  • The beneficiary should be a resident of Tamil Nadu.
  • The beneficiary should be a farmer.
  • The beneficiary should be engaged in agriculture
  • The beneficiary should be in need of support for minor irrigation.
  • The beneficiary should be interested in availing of the loan for Minor Irrigation.
  • The beneficiary should have the intention to use the loan specifically for Minor Irrigation.

अपवर्जन


आवेदन प्रक्रिया

Offline

Step 1: The interested applicant should collect the application form by contacting the Secretary/ Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority.
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the objective of this scheme?
The scheme offers loans to farmers for minor irrigation projects, aiming to enhance water access for agriculture. Loan amounts range from ₹65,000/- to ₹1,20,000/- at an interest rate of 11% to 11.75%.
What is the minimum amount of loan available?
The minimum loan amount available under this scheme is ₹65,000/-.
What is the maximum loan amount?
Farmers can avail of a loan amount up to ₹1,20,000/-.
What are the interest rates for the loan?
The interest rate ranges from 11% to 11.75%, subject to change based on prevailing rates.
Is there a specific income requirement to qualify?
No, there is no specific income criterion required for this loan.
What documents are required to apply?
Required documents include proof of identity, proof of land ownership or lease, address proof etc.
How can an applicant apply for the loan?
Farmers can apply by visiting the Secretary or Special Officer at the Primary Cooperative Agriculture and Rural Development Bank and submitting the necessary documents.
Who can the applicant contact for further assistance?
The applicant can contact the Secretary or Special Officer at the bank for any assistance with the application process.
Can farmers from all communities apply?
Yes, the scheme is open to eligible farmers from all communities.
Is the loan’s interest rate fixed or adjustable?
The interest rate is fixed but may change based on market conditions.

संदर्भ

आवेदन करें

अभी आवेदन करें

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status