PM-MKSSY-1A

Pradhan Mantri Matsya Kisan Samridhi Sah-yojana (PM-MKSSY): COMPONENT 1A: Formalization of Fisheries Sector and Facilitating Access of Fisheries Microenterprises to Government of India Programs for Working Capital Financing

The scheme aims to formalise fisheries microenterprises and facilitate their access to institutional working capital finance through small grants and credit intermediaries. It benefits fisheries sector stakeholders registered on NFDP with verifiable credit needs and valid bank accounts.

केंद्रीय मिश्रित

राज्य / केंद्र शासित प्रदेश: All India

मंत्रालय / नोडल: Ministry of Fisheries,Animal Husbandry and Dairying

नोडल विभाग: Department of Fisheries

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: व्यवसाय और उद्यमिता, बैंकिंग, वित्तीय सेवाएँ और बीमा

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship, Micro finance, Personal finance

लक्षित लाभार्थी: व्यक्तिगत

टैग: Fisheries, Enterprise, Aquaculture, Value Chain

विवरण

The scheme "Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY)" is a Central Sector Sub-scheme under the Pradhan Mantri Matsya Sampada Yojana (PMMSY). The scheme is managed by the Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying, Government of India. The scheme aims to formalise the fisheries sector and facilitate access to institutional finance for fisheries-based microenterprises. The scheme provides small grants to formalised fisheries microenterprises and support through credit intermediaries. To be eligible, the applicant must be registered on the National Fisheries Digital Platform (NFDP) and belong to an eligible fisheries microenterprise category. The scheme is implemented by the Department of Fisheries through the National Fisheries Digital Platform. The applications for this scheme are accepted online.

लाभ

  • - The financial assistance is provided in the form of activity-based small grants to support engagement in fisheries and aquaculture-related enterprises
  • The financial assistance is disbursed directly to the verified bank accounts of the beneficiaries through the Direct Benefit Transfer (DBT) mechanism, ensuring transparency and timely credit
  • These grants are non-repayable, and are linked to the scale, nature, and viability of the proposed fisheries-related activities
  • In addition to financial support, beneficiaries also receive facilitation services through designated Credit Intermediaries, who provide handholding support for loan application preparation, documentation, follow-up with banks, and credit linkage
  • The scheme further ensures that capacity building and training interventions are extended to beneficiaries to help them navigate institutional financing systems. Funds are released post-approval of applications by PMU, Department of Fisheries
  • The financial assistance is provided in the form of activity-based small grants to support engagement in fisheries and aquaculture-related enterprises.
  • The financial assistance is disbursed directly to the verified bank accounts of the beneficiaries through the Direct Benefit Transfer (DBT) mechanism, ensuring transparency and timely credit.
  • These grants are non-repayable, and are linked to the scale, nature, and viability of the proposed fisheries-related activities.
  • In addition to financial support, beneficiaries also receive facilitation services through designated Credit Intermediaries, who provide handholding support for loan application preparation, documentation, follow-up with banks, and credit linkage.
  • The scheme further ensures that capacity building and training interventions are extended to beneficiaries to help them navigate institutional financing systems.

*Funds are released post-approval of applications by PMU, Department of Fisheries.

पात्रता

  • The applicant must be a fisheries microenterprise or individual operating in the fisheries/aquaculture value chain.
  • The applicant must be registered on the National Fisheries Digital Platform (NFDP).
  • The applicant must have a valid bank account linked with Aadhaar.
  • The applicant must require institutional credit for fisheries-related activities.
  • The applicant must submit the required documentation through the online portal.
  • The applicant must agree to verification and validation processes as stipulated by the Department of Fisheries.

आवेदन प्रक्रिया

Online

The application process for availing benefits under Component 1-A of the PM-MKSSY is completely online and facilitated through the National Fisheries Digital Platform (NFDP). The following are the detailed and sequential steps involved in the application process:

Step 1: Visit the Official Website of the "National Fisheries Digital Platform (NFDP)"
The applicant must visit the official website of NFDP using any web browser. Click on “Register” for new registration or “Login” if already registered.
Step 2: Complete the Registration Process on NFDP
If the applicant is not already registered, they must click on the “Register” button. Select the relevant applicant category (Individual / Organisation). The system will prompt for entering the mobile number with the country code (+91) followed by One-Time Password (OTP) verification. Post successful OTP authentication, the applicant must create a password in accordance with the portal’s password policy.
Step 3: Fill in Profile Information
After login, the applicant must proceed to complete the registration form by filling in the following details:
Name as per Aadhaar, Aadhaar Number, Bank Account Number, IFSC Code, Category of enterprise (individual/organisation), Nature of activity (fisheries/aquaculture-related), Contact details and address.
Step 4: Upload Mandatory Documents
The applicant must upload clear, legible, and valid copies of the required documents, such as:
Aadhaar Card, Bank Statement, Depository Account Statement, Activity Plan/Proposal, Self-Declaration.
Each uploaded document must conform to the specified file format (PDF/JPEG) and size limits as mentioned on the portal.
Step 5: System-Based Validation and Data Integration
Upon submission of the application, the data entered by the applicant will undergo system-based checks and integration with other government databases to ensure authenticity. If any discrepancies or incomplete information are detected, the applicant will be notified to make necessary corrections.
Step 6: Credit Facilitation Support Application
Once the profile is validated, the applicant must navigate to the “Apply for Financial Assistance – Component 1-A” section on the NFDP. Here, the applicant must fill out the form specifying: Proposed activity type, Estimated cost, Required credit amount, Supporting narrative justifying the loan requirement. Upon completion, the application must be submitted for further processing.
Step 7: Application Review and Sanction
The submitted application is reviewed by Credit Intermediaries and the designated team at the Department of Fisheries. If found eligible, the application is sanctioned and marked for DBT processing.
Step 8: Disbursement of Financial Assistance
After approval, the Project Management Unit (PMU) in the Department of Fisheries, Government of India, will initiate the transfer of funds directly to the applicant’s verified bank account via the DBT mechanism.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Is there any financial assistance provided under this scheme, and is it repayable?
Yes, the scheme offers non-repayable small grants linked to the scale and viability of your fisheries/aquaculture activity, disbursed via Direct Benefit Transfer (DBT).
How are the funds under this scheme transferred to beneficiaries?
Approved funds are directly transferred to the beneficiary’s verified bank account through the DBT mechanism after application approval.
What kind of support do Credit Intermediaries provide under this scheme?
They assist with loan application preparation, documentation, bank follow-ups, credit linkage, and capacity-building training for institutional finance navigation.
What is the role of the National Fisheries Digital Platform (NFDP) in this scheme?
NFDP is the online portal for registration, application submission, document uploads, profile validation, and tracking application status.
Can an individual without a registered fisheries microenterprise apply for this scheme?
No, only registered fisheries microenterprises or individuals operating in the fisheries/aquaculture value chain are eligible.
What happens if my application has incomplete or incorrect information?
The system will notify you to correct discrepancies during the validation process before the application proceeds further.
Who is eligible to apply for financial assistance under this fisheries sector scheme?
The applicant must be a fisheries microenterprise or individual operating in the fisheries/aquaculture value chain, registered on the National Fisheries Digital Platform (NFDP), with a valid Aadhaar-linked bank account and a credit need for fisheries-related activities.
How do I register to apply for benefits under this scheme?
You must register on the National Fisheries Digital Platform (NFDP) by visiting its official website, providing your mobile number for OTP verification, and creating a password.
What documents are required to complete the application process?
You need an Aadhaar card, bank passbook/statement, Depository Account Statement, NFDP registration proof, a project proposal/activity plan, a self-declaration form, and an income certificate (if applicable).
Do I need to submit a project proposal or activity plan to apply?
Yes, you must submit a proposal outlining your credit need, estimated costs, and justification for fisheries-related activities.
How is my bank account verified for receiving funds under this scheme?
Your bank account must be linked with Aadhaar and validated during the NFDP profile completion and document upload process.
What details are required to fill in the NFDP registration form?
You need to provide your Aadhaar-linked name, bank account details, enterprise category, nature of activity, contact information, and address.
Are there any file format restrictions for uploading documents?
Yes, documents must be uploaded in PDF/JPEG format within the size limits specified on the NFDP portal.
What happens after my application is submitted on the NFDP portal?
It undergoes system checks, validation, and review by Credit Intermediaries and the Department of Fisheries for approval.
What is the purpose of the Depository Account Statement in the application?
It is required for the disbursement of the incentive amount to your verified bank account.
Is there any training provided to beneficiaries under this scheme?
Yes, capacity-building and training interventions are offered to help beneficiaries access institutional financing systems.
Who approves the final disbursement of funds to applicants?
The Project Management Unit (PMU) under the Department of Fisheries sanctions and initiates the DBT transfer.

संदर्भ

आवेदन करें

अभी आवेदन करें

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status