Pradhan Mantri Jeevan Jyoti Bima Yojana
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies.
States / UT: All India
Ministry / nodal: Ministry Of Finance
Nodal department: Department of Financial Service
Scheme for: Individual
Scheme profile
Categories: Banking,Financial Services and Insurance, Social welfare & Empowerment
Sub-categories: Insurance, Financial assistance, Citizen empowerment
Target beneficiaries: Individual
Tags: LIC, Consent, Jansuraksha, Claim Form
Details
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies. All individuals who are account holders of participating banks/ post office in the age group of 18 to 50 years are entitled to join.
Benefits
- 1. PMJJBY offers one- year term life cover of ₹2.00 Lakh to all the subscribers in the age group of 18-50 years.1. It covers death due to any reason. 1. Premium payable is ₹436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account
- PMJJBY offers one- year term life cover of ₹ 2.00 Lakh to all the subscribers in the age group of 18-50 years.1. It covers death due to any reason.
- Premium payable is ₹ 436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account.
Eligibility
- The age of the applicant must be between 18 to 50 Years.
- The applicant must hold an individual bank / post office account.
Exclusions
Application Process
Offline
Offline
Step 01: Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250
Step 02: Duly fill and sign the application form, attach the self-attested copies of the required documents, and submit the case to the authorised official of Bank / Post Office. The official will return you the “ACKNOWLEDGEMENT SLIP CUM CERTIFICATE OF INSURANCE”.
Online
One can also avail cover under PMJJBY online using their bank's Net banking facility.
Documents Required
No document list is available for this scheme yet.
Official links
References
Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Documents Required for Government Schemes
Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:
- Aadhaar Card
- Income Certificate
- Caste Certificate (if applicable)
- Residence Proof
- Bank Account Details
- Educational Certificates (for student schemes)
How to Apply for Government Schemes?
The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:
- Check eligibility criteria
- Collect required documents
- Fill the application form
- Submit the application online or at the relevant office
- Track application status