PMAY - U
Pradhan Mantri Awas Yojana - Urban
A flagship mission implemented by MoHUA, addressing urban housing shortage. The beneficiaries include Economically Weaker Section (EWS) / Low Income Group (LIG) and Middle Income Group (MIG) categories, including slum dwellers, by ensuring a pucca house to all eligible urban households by 2022.
राज्य / केंद्र शासित प्रदेश: All India
मंत्रालय / नोडल: Ministry Of Housing & Urban Affairs
योजना किसके लिए: Family
योजना प्रोफ़ाइल
डीबीटी (प्रत्यक्ष लाभ अंतरण): हाँ
योजना प्रारंभ तिथि: 2015-06-25
श्रेणियाँ: आवास और आश्रय, उपयोगिता और स्वच्छता
उप-श्रेणियाँ: Slum Rehabilitation/Redevelopment, विद्युत, Water supply, Sanitation / Sewage, आवास, Solid waste management, Loan
लक्षित लाभार्थी: व्यक्तिगत
टैग: Housing, Urban, Rehabilitation, Loan, Sanitation
विवरण
A flagship mission implemented by MoHUA, addressing urban housing shortage. The beneficiaries include Economically Weaker Section (EWS) / Low Income Group (LIG) and Middle Income Group (MIG) categories, including slum dwellers, by ensuring a pucca house to all eligible urban households by 2022. All eligible beneficiaries under all components of the scheme should have an Aadhaar/ Aadhaar Virtual ID. The Mission, as per Census 2011, covers the entire urban area consisting of Statutory Towns, Notified Planning Areas, Development Authorities, Special Area Development Authorities, Industrial Development Authorities or any such authority under State legislation which is entrusted with the functions of urban planning & regulations.
The objective of the scheme is to improve the affordability of land and property amidst the continuous surge in prices. PMAY promotes and encourages sustainable and affordable housing. PMAY is a Credit Linked Subsidy Scheme (CLSS) and is also known by the name "Housing for All by 2022". Individuals availing loans to buy residential property or land or to construct homes would be eligible for interest subsidies on the said credit.
लाभ
- 1. Slum rehabilitation of eligible Slum Dwellers with participation of private developers using land as a resource. 1. Promotion of Affordable Housing through Credit Linked Subsidy Scheme (CLSS). EWS: Annual Household Income up to Rs.3 00 000; house sizes upto 30 sq.m; LIG: Annual Household Income from Rs.3 00 001 to Rs.6 00 000; house sizes upto 60 sq.m; MIG I: Annual Household Income from Rs. 6 00 001 to Rs. 12 00 000; house sizes upto 160 sq.m; MIG II: Annual Household Income from Rs.12 00 001 and 18 00 000; house sizes upto 200 sq.m1. Affordable Housing in Partnership with Public & Private sectors: Central Assistance per EWS house in projects where 35% of houses are for EWSs1. Subsidy for Beneficiary-Led individual house construction /enhancement: For individuals of EWS category requiring individual house (separate project for such beneficiaries)
- Slum rehabilitation of eligible Slum Dwellers with participation of private developers using land as a resource.
- Promotion of Affordable Housing through Credit Linked Subsidy Scheme (CLSS). EWS: Annual Household Income up to Rs.3,00,000; house sizes upto 30 sq.m; LIG: Annual Household Income from Rs.3,00,001 to Rs.6,00,000; house sizes upto 60 sq.m; MIG I: Annual Household Income from Rs. 6,00,001 to Rs. 12,00,000; house sizes upto 160 sq.m; MIG II: Annual Household Income from Rs.12,00,001 and 18,00,000; house sizes upto 200 sq.m1. Affordable Housing in Partnership with Public & Private sectors: Central Assistance per EWS house in projects where 35% of houses are for EWSs1. Subsidy for Beneficiary-Led individual house construction /enhancement: For individuals of EWS category requiring individual house (separate project for such beneficiaries)
पात्रता
- The family identifies as one of the following -
a) Economically Weaker Section (EWS): households with annual income up to ₹ 3,00,000.
b) Low Income Group (LIG): households with annual income between ₹ 3,00,001 and ₹ 6,00,000.
c) Middle Income Group-1 (MIG-1): households with annual income between ₹ 6,00,001 and ₹ 12,00,000.
d) Middle Income Group-2 (MIG-2): households with annual income between ₹ 12,00,001 and ₹ 18,00,000. - The applicant or his/her family members must not be owning a pucca house in any part of the country.
- The family must comprise of husband/wife and unmarried children.
- The town/city in which the family resides must be covered under the scheme.
- The family MUST NOT have previously availed the benefits of any housing-related schemes set up by the Government of India.
आवेदन प्रक्रिया
Online
Step 1: Visit the Official Website of PMAY-Urban.
Step 2: Select the ‘Citizen Assessment’ option and click on the applicable choice: “For Slum Dwellers” or “Benefits under other three components”.
Step 3: Enter your Aadhaar Card details. This will redirect you to the online application form. In the form, fill in all the mandatory details, and upload the required documents. The details to be filled include name, contact number, other personal details, bank account and income details, among others.
Step 4: At the bottom of the form, click ‘Save’ and enter the Captcha code. The application is now complete and a print can be taken at this stage for future reference.
Offline
Step 1: Visit a Common Service Centre (CSC) near you.
Step 2: Purchase the application form by paying ₹ 25 (plus GST) at the counter.
Step 3: In the form, fill in all the mandatory details, and attach copies of the required documents. The details to be filled include name, contact number, other personal details, bank account and income details, among others.
Step 3: Submit the duly filled and signed application form at the CSC.
स्पष्टीकरण
myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।
- Is the entire mission implemented as Centrally Sponsored Scheme (CSS)?
- Except for the component of Credit Linked Subsidy which is implemented as a Central Sector Scheme, the rest of the mission is implemented as Centrally Sponsored Scheme (CSS).
- I need to know the technical specifications, construction standards of the houses/slums that will be built under this scheme?
- The houses must conform to the standards provided in National Building Code (NBC) and Bureau of Indian Standards (BIS). For a detailed description of the houses/slums, please refer Section-2 of the scheme guidelines: https://pmay-urban.gov.in/uploads/guidelines/60180813309f2-Updated%20guidelines%20of%20PMAY-U.pdf
- Are there any sections that would be given preference while providing the benefits?
- Preference will be given to differently-abled persons, senior citizens, SCs, STs, OBCs, Minority, single women, transgender and other weaker & vulnerable sections of the society.
- Will I still be eligible to apply for government’s ongoing or upcoming schemes if I apply for PMAY-U?
- The benefits of all existing and future rural schemes will not be denied to a beneficiary solely on the grounds that she/he has availed a house under PMAY(U).
- I am a beneficiary of PMAY (G) but I am in the permanent waitlist. What are my options?
- The beneficiaries in the permanent wait list of PMAY (G) will have the flexibility for opting for a house under PMAY(G) or PMAY(U).
- How do I know if my town is covered under the scheme?
- You can visit https://pmay-urban.gov.in/pmayprogress to check the same. Alternatively, you can visit https://pmay-urban.gov.in/ and head to "City Wise Progress".
- For how am I required to be residing in an urban area to become a beneficiary under this scheme?
- The States/UTs, at their discretion, may decide a cut-off date on which beneficiaries need to be a resident of that urban area for being eligible to take benefits under the scheme.
- Will central assistance be provided for rehabilitation of dwellers from slums built on private land?
- No, slums built on private land are not covered under central assistance.
- Is there a private entity authorised by MoHUA to collect fee from the beneficiary under PMAY-U?
- No private entity/persons have been authorised by MoHUA to collect this fee from any beneficiary under this scheme.
- How do I know if a field in the application form is mandatory?
- The mandatory fields have a red asterisk (*) mark at the end.
- How do I check my application status?
- There are two ways in which the applicant can check his/her application status: Method-1: Using Assessment ID. Step 1: Log on to the Pradhan Mantri Awas Yojana website: http://pmaymis.gov.in/Track_Application_Status.aspx or go to the 'Citizen Application' option and then choose the 'Check Status' button. Step 2: When you hit the track button, there will be two options displayed: 'By Name, Father's Name & Mobile No' and 'By Assessment ID'. Step 3: Choose the 'By Assessment ID' option. Step 4: Enter the Assessment ID & Mobile Number that was assigned when the form was filled and submitted. Step 5: After filling in the details, click 'Submit'. Step 6: The user can view the progress of his/her application. Method-2: Using Name, Father's Name and Mobile Number. Step 1: Log on to the Pradhan Mantri Awas Yojana website (pmaymis.gov.in) and go to the 'Citizen Application' option and then choose the 'Check Status' button. Step 2: After clicking on the know your status button, choose the 'By Name, Father's Name & Mobile No' option. Step 3: Once this is done, provide the State, District and City details. Step 4: The next step is to fill in the Name, Father's name and Mobile Number. Step 5: Once this done, Click 'Submit'. Step 6: Once this done, the status can be viewed.
परिभाषाएँ
- Beneficiary
- Affordable Housing Project
- Carpet Area
- Economically Weaker Section (EWS)
- EWS House
- CLSS Awas Portal (CLAP)
- Central Nodal Agencies (CNAs)
- “Floor Area Ratio” (FAR)/FSI
- Implementing Agencies (IAs)
- Low Income Group (LIG)
- Middle Income Group (MIG)3
- Primary Lending Institutions (PLIs)
- Slum
- State Level Nodal Agencies (SLNAs)
- Transfer of Development Rights (TDR)
आधिकारिक लिंक
संदर्भ
आवेदन करें
अभी आवेदन करेंआधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।
Documents Required for Government Schemes
Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:
- Aadhaar Card
- Income Certificate
- Caste Certificate (if applicable)
- Residence Proof
- Bank Account Details
- Educational Certificates (for student schemes)
How to Apply for Government Schemes?
The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:
- Check eligibility criteria
- Collect required documents
- Fill the application form
- Submit the application online or at the relevant office
- Track application status