PISSUK

Personal Interest Subsidy Scheme

The scheme aims to support rural entrepreneurs in setting up industries using local resources. Through this scheme, interest subsidy on bank-financed projects up to ₹5,00,000 is provided.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: उत्तराखंड

नोडल विभाग: Uttrakhand Khadi Evam Village Industries Board

योजना किसके लिए: Infra

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship

लक्षित लाभार्थी: Industries

टैग: Rural, Enterpreneurs, Industries, Local Resources, Raw Materials, Subsidy, Loan

विवरण

Launched in the year 2016, the scheme "Personal Interest Subsidy Scheme" by the Uttarakhand State Khadi and Village Industries Board, Government of Uttarakhand, aims to support rural entrepreneurs in setting up industries based on the availability of local raw materials and their working/resource capacity. For this, assistance is provided for financing projects with a cost of up to ₹5.00 lakh through banks.
Under the scheme, the entrepreneur is required to pay 4% interest on the bank-financed project cost, and the remaining interest, up to a maximum of 10%, is borne by the concerned department. The scheme is implemented by the District Village Industries Offices across various districts in Uttarakhand.

लाभ

1. The project is financed up to a maximum cost of ₹5 00 000through bank support. 1. The entrepreneur is required to bear 4% interest on the bank-financed amount. 1. The Government bears up to 10% of the differential interest amount over and above what the entrepreneur pays

The project is financed up to a maximum cost of ₹5,00,000 through bank support.
The entrepreneur is required to bear 4% interest on the bank-financed amount.
The Government bears up to 10% of the differential interest amount over and above what the entrepreneur pays.

पात्रता

The applicant should be between 18 and 45 years of age.
The applicant should be a permanent resident of Uttarakhand.
The applicant should be an educated unemployed youth who is no longer eligible for government service due to the age limit. Or, the applicant should be trained by an Industrial Training Institute (ITI) or a Polytechnic.
The applicant should be a woman interested in self-employment.
The applicant should have passed Vocational Education (10+2 level) with Village Industries as a subject.
The applicant should establish the project in a rural area.

अपवर्जन

The project must not involve:

Meat production or trade
Intoxicating substances
Khadi or Poly-based products
Animal husbandry
Horticulture
Industries harmful to the environment

आवेदन प्रक्रिया

Offline

Step 1: Visit the Official Website:
Go to the official website of the Uttarakhand State Khadi and Village Industries Board.
Step 2: Navigate to the Scheme Page:
From the homepage, click on the “Schemes” section in the menu and select “Personal Interest Subsidy Scheme”.
Step 3: Download the Forms:
Download the following forms from the scheme page:

Application Form: Download Application Form (PDF)
Claim Form: Download Claim Form (PDF)
Step 4: Fill and Submit the Forms
Fill in the required details in the Application Form and attach all necessary documents.
Submit the completed form along with documents to your District Village Industries Office.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the name of the scheme that provides interest subsidy for rural entrepreneurs in Uttarakhand?: The scheme is called "व्यक्तिगत ब्याज उपादान योजना" (Personal Interest Subsidy Scheme) and is operated under the district plan by the Government of Uttarakhand.
What is the main objective of the Personal Interest Subsidy Scheme?: The scheme aims to help rural entrepreneurs set up industries based on local raw materials and resource capacity by facilitating project funding through banks.
Who implements the Personal Interest Subsidy Scheme in Uttarakhand?: The scheme is implemented by the District Village Industries Offices under the Uttarakhand State Khadi and Village Industries Board.
What is the maximum project cost supported under this scheme?: The scheme supports projects with a cost of up to ₹5,00,000 through bank financing.
Who has to bear the interest cost of the bank-financed project under this scheme?: The entrepreneur bears 4% interest, while the department covers the remaining interest up to a maximum of 10%.
What is the age requirement to apply for this scheme?: The applicant must be between 18 to 45 years of age.
Is it necessary to be a resident of Uttarakhand to apply?: Yes, only permanent residents of Uttarakhand are eligible to apply for this scheme.
Can a government job aspirant whose age limit is over apply for this scheme?: Yes, educated unemployed youth whose age for government service has expired are eligible to apply.
Can ITI or Polytechnic-trained individuals apply for this scheme?: Yes, candidates trained by Industrial Training Institutes (ITI) or Polytechnic institutions can apply.
Are women who are interested in self-employment eligible?: Yes, women interested in self-employment are eligible under the scheme.
Can vocational education pass-outs also apply?: Yes, candidates who have passed Vocational Education (10+2) with Village Industries as a subject are eligible.
Is it necessary to set up the project in a rural area?: Yes, the project must be established within a rural area to qualify under this scheme.
Are there any restrictions on the type of industries eligible?: Yes, industries involving meat, intoxicating substances, Khadi, poly, animal husbandry, horticulture, or those harmful to the environment are not permitted.
Where can I get the application form for the scheme?: You can get the application form from the District Village Industries Office or download it from the official website: http://www.ukvib.org/details.php?pgID=sb_9
Where do I submit my filled application form?: The application form should be submitted to the District Village Industries Office of your district.

आधिकारिक लिंक

संदर्भ

Guidelines

आवेदन करें

अभी आवेदन करें

Rural Enterpreneurs Industries Local Resources Raw Materials Subsidy Loan

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।