PASHUPALANGBCDC

Pashupalan (GBCDC)

6.3/10

Pashupalan (GBCDC) offers financial support for individuals engaged in animal husbandry, particularly focusing on cow and buffalo farming. This initiative provides low-interest loans at a rate of 6% per annum, with a maximum loan limit of ₹1,00,000. The scheme is designed to cover 85% of the unit cost, with contributions coming from various sources: 85% from the national corporation, 10% from the state government, and 5% from the beneficiary's own funds. Eligible applicants must belong to Socially and Educationally Backward Classes (SEBC), have a family income not exceeding ₹3,00,000 annually, and be aged between 21 and 45 years. The loan is repayable in 60 equal monthly installments, making it accessible for those looking to enhance their agricultural activities. Required documentation includes proof of identity and income, and applications can be submitted online through the designated portal.

State Cash

States / UT: Gujarat

Nodal department: Social Justice and Empowerment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Agriculture,Rural & Environment, Banking,Financial Services and Insurance

Sub-categories: Animal husbandry, Loan

Target beneficiaries: Individual

Tags: Cow, Buffalo, Agriculture Activities, Loan

Details

The scheme "Pashupalan (GBCDC)" by the Social Justice and Empowerment Department, owned by the Centre and the Gujarat Government, aims to provide financial assistance for agriculture-related activities. Through this scheme, a low-interest loan amount is provided to support Pashu Palaks (Animal Rearers) in undertaking animal husbandry activities such as purchasing cows and buffaloes. The scheme's core objective is to offer financial aid at low-interest rates, supporting eligible individuals from socially and educationally backwards classes.

Benefits

  • 1. Low-Interest Loan: A loan is provided at an interest rate of 6 per cent per annum.1. Maximum Loan Limit: The maximum loan limit in this scheme is up to ₹1,00,000/-.1. Unit Cost Coverage: 85 per cent of the unit cost will be loaned
  • Out of this 85 per cent, 85 per cent will be from the national corporation 10 per cent will be from the state government 5 per cent will be from the beneficiary's contribution. Intended Use: The loan is for agriculture-related activities, specifically animal husbandry (cow-buffalo). Repayment Terms: This loan is to be repaid in 60 equal monthly instalments, including interest
  1. Low-Interest Loan: A loan is provided at an interest rate of 6 per cent per annum.1. Maximum Loan Limit: The maximum loan limit in this scheme is up to ₹1,00,000/-.1. Unit Cost Coverage: 85 per cent of the unit cost will be loaned.
  • Out of this 85 per cent, 85 per cent will be from the national corporation.

  • 10 per cent will be from the state government.

  • 5 per cent will be from the beneficiary's contribution.


Intended Use: The loan is for agriculture-related activities, specifically animal husbandry (cow-buffalo).

Repayment Terms: This loan is to be repaid in 60 equal monthly instalments, including interest.

Eligibility

  1. The applicant must be from a Socially and Educationally Backward Class (SEBC).
  2. The total annual income of the applicant's family should not exceed ₹3,00,000/-.
  3. The applicant's age should be between 21 and 45 years on the date of application.
  4. The applicant must have experience in a business requiring technical and other skills.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.3
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 4.5/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact9.0
  • Rural utility6.0
  • Awareness4.5
  • Simplicity5.5
  • Inclusivity6.0

What problem does this scheme solve?

The scheme provides financial assistance for animal husbandry, particularly benefiting individuals from socially and educationally backward classes.

Key challenges addressed

  • Access to low-interest loans for animal husbandry activities
  • Support for individuals in enhancing agricultural productivity

Most beneficial for

  • Individuals engaged in animal husbandry
  • Low-income families

Likely challenges

  • Complex application process for semi-literate individuals
  • Digital dependency may exclude some rural applicants

Practical insights for citizens

The scheme is practical for those who can navigate the online application process.

Rural challenges

  • Limited internet access in some areas
  • Lack of awareness about the scheme

Digital challenges

  • Dependence on online application may exclude non-digital users

Implementation bottlenecks

  • Potential delays in loan disbursement

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Online portal
Documents burden
Moderate, requires multiple identity and income proofs
Verification complexity
Moderate, involves checking various documents
Office dependency
Low, primarily online
DBT dependency
None specified
CSC support
Not specified
Estimated citizen effort
High, due to multiple steps in the application process

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Inclusive
  • Target income group Low-income families
  • Occupation reach Agricultural workers, animal rearers

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time loan disbursement
Benefit practicality
Practical for those engaged in animal husbandry
Financial meaningfulness
Significant for low-income families looking to invest in livestock
Long-term impact
Positive impact on agricultural productivity and income generation

Plain-language guidance

This scheme helps individuals from backward classes get low-interest loans for animal husbandry. It supports buying cows and buffaloes to improve farming activities.

Who should apply
Individuals aged 21-45 from socially and educationally backward classes with a family income below ₹3,00,000.
Who may struggle
Semi-literate individuals and those without internet access may find the application process challenging.
Best application route
Apply online through the official portal with necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Step 1: Visit the Official Website: Go to the Official Website Gujarat Backwards Caste Development Corporation.
Step 2: Locate and Apply for Scheme: Scroll down on the homepage, find the "Pashupalan," and click on "Apply Now".
Step 3: Access Application Form: You will be directed to the application form.
Step 4: Scheme Selection & Loan Details: Select "Pashupalan", enter Unit Cost, and specify the Required Loan Amount.
Step 5: Applicant's Details: Provide Aadhaar, Ration, Voter ID, full name (Last, First, Father/Husband), address, district, taluka, village, PIN, date of birth, age (21-45 as of 14/08/2023), caste, subcaste, phone, mobile, email, gender, and marital status.
Step 6: Income Details: Enter income certificate number, issue date, issuing officer's name, total annual family income (up to ₹ 3,00,000/-), and parent/guardian's occupation.
Step 7: Disability Details (if applicable): If "Physically Handicapped," select "Yes" or "No". If you selected "Yes", provide the percentage (in %).
Step 8: Employment Details (if applicable): Indicate if any family member works in a government or private job. If "Yes," provide their Name, Designation, Place, and Salary details.
Step 9: Educational Qualification: Select your Education Qualification: Uneducated, Educated, Graduation, Post Graduation, or Other Degree.
Step 10: Loan History: If you have taken a past loan, select "Yes" or "No". If you selected "Yes" provide loan details (date, amount, paid, remaining) and your account number.
Step 12: Bank Account Details: Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 13: Submission: Click the "Submit" button to complete your application.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the main purpose of this scheme?

The main purpose is to provide financial assistance for agriculture-related activities like animal husbandry (cow-buffalo).

What are the contributions from different entities for the loan?

85% of the loan will be from the national corporation, 10% from the state government, and 5% will be from the beneficiary's contribution.

How long do I have to repay the loan?

This loan is to be repaid in 60 equal monthly instalments, including interest.

What documents are required to apply for the scheme?

Required documents include Birth Certificate, Income Certificate, and School Leaving Certificate, along with Aadhaar, Ration Card, and Voter ID.

What details do I need to provide about my bank account?

You need to provide your bank account number, bank name, branch name, name as per account, account type (Savings/Current), MICR code, and IFSC code.

What details are needed if a family member works in government or private job?

If a family member works in a government or private job, you need to provide their Name, Designation, Place, and Salary details.

Where do I submit my application form?

The application form is submitted online at https://gbcdconline.gujarat.gov.in.

Is there a specific date mentioned for age calculation?

Yes, the age should be between 21 and 45 years as of 14/08/2023.

What happens if I have a physical disability?

If you are physically handicapped, you need to select "Yes" or "No" in the application, and if "Yes," provide the percentage of disability.

What information is required about past loans?

If you have taken a past loan, you need to provide the loan details (date, amount, paid, remaining) and your account number.

How long do I have to repay the loan?

This loan is to be repaid in 60 equal monthly instalments, including interest.

References

Guidelines
https://sje.gujarat.gov.in/gbcdc/Schemes/1450
Scheme Details
https://mariyojana.gujarat.gov.in/ResultData.aspx
Online Application
https://gbcdconline.gujarat.gov.in/

Apply

Apply now

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Frequently asked questions

What is the purpose of Pashupalan (GBCDC)?
Pashupalan (GBCDC) is a government welfare initiative designed to support Individual, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Pashupalan (GBCDC)?
Eligibility for Pashupalan (GBCDC) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Pashupalan (GBCDC)?
Benefits under Pashupalan (GBCDC) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Pashupalan (GBCDC)?
Pashupalan (GBCDC) is managed by Social Justice and Empowerment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Pashupalan (GBCDC)?
Yes, eligible applicants may be able to apply online for Pashupalan (GBCDC) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Pashupalan (GBCDC)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Pashupalan (GBCDC)?
Applications for Pashupalan (GBCDC) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Pashupalan (GBCDC)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Pashupalan (GBCDC)?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Pashupalan (GBCDC).
Is Pashupalan (GBCDC) available in all states?
No, Pashupalan (GBCDC) is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
Can residents outside Gujarat apply for Pashupalan (GBCDC)?
Eligibility for Pashupalan (GBCDC) is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Pashupalan (GBCDC)?
Eligible small and marginal farmers may apply for Pashupalan (GBCDC) subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Pashupalan (GBCDC) provide subsidy support for farmers?
Pashupalan (GBCDC) may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Can students apply for Pashupalan (GBCDC)?
Eligible students studying in recognised institutions may apply for Pashupalan (GBCDC) depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Pashupalan (GBCDC)?
Pashupalan (GBCDC) may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Does Pashupalan (GBCDC) provide healthcare or insurance support?
Pashupalan (GBCDC) may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Pashupalan (GBCDC) at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Pashupalan (GBCDC)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Pashupalan (GBCDC)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Pashupalan (GBCDC)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Pashupalan (GBCDC) in Gujarat?
Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Pashupalan (GBCDC) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.