OELS

Overseas Educational Loan Scheme

The Overseas Educational Loan Scheme provides financial assistance in the form of loans up to ₹20,00,000 at a zero interest rate for students from minority communities in Karnataka pursuing graduate or postgraduate courses at recognized universities abroad. Eligible students must have secured at least 60% marks in the previous year and have an offer letter from a foreign university, with loans secured against property valued at least equal to the loan amount.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: कर्नाटक

नोडल विभाग: Minorities Welfare Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: शिक्षा और अध्ययन, बैंकिंग, वित्तीय सेवाएँ और बीमा

उप-श्रेणियाँ: Loan, Scholarships and student finance

लक्षित लाभार्थी: व्यक्तिगत

टैग: Laon, Education, Student, Financial Assistance

विवरण

The "Overseas Educational Loan Scheme" was launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation. The scheme objective is to provide financial/loan assistance to students belonging to minority communities who are pursuing graduate or postgraduate degree courses in recognized universities abroad.

लाभ

- The loan amount will be provided up to ₹20,00,000/- at a zero interest rate

The loan amount will be provided up to ₹20,00,000/- at a zero interest rate.

पात्रता

The student should be a resident of Karnataka State.
The student should belong to a minority community (Muslim, Christian, Jain, Buddhist, Sikh and Parsi).
The student should have secured at least 60% marks in the previous year.
The student should have received an offer letter from a foreign university.
Loans will be provided only on mortgage of property (building/land) to the corporation. The value of the property should not be less than the loan amount.
The students who have not received a scholarship from the Directorate of Minorities.

अपवर्जन

आवेदन प्रक्रिया

Online

Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.
Step-02: Click "Apply Online" and Enter "Mobile Number" and "Submit".
Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
Step-05: Enter "OTP" and select "Continue", After that Allow the official notice.
Step-06: After verifying the Aadhaar again fill in the "OTP" and Submit.
Step-07: Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
Step-08: Select "Next" Fill in the address detail and again select "Next".
Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.
Step-10: Click "Proceed" and Select "Submit Application" and get an Application ID.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the Overseas Educational Loan Scheme?: It provides financial assistance to minority community students in Karnataka for pursuing higher education abroad.
Who is eligible for the Overseas Educational Loan Scheme?: Students who are Karnataka residents, belong to minority communities, have 60% marks, and meet other criteria.
Which minority communities are covered under this scheme?: The scheme includes Muslim, Christian, Jain, Buddhist, Sikh, and Parsi communities.
What is the maximum loan amount that can be availed under this scheme?: The maximum loan amount is up to ₹20,00,000/-.
Is there an interest rate on the loan provided under this scheme?: Loans are provided at a zero-interest rate if the family income is below ₹8,00,000/-.
Is it mandatory to mortgage a property to avail of this loan?: Yes, a property must be mortgaged, and its value should cover the loan amount.
Can students who have already received a scholarship from the Directorate of Minorities apply for this loan?: No, those who have received a scholarship are not eligible.
Are diploma or short-term courses eligible for this loan?: No, only degree courses are eligible under this scheme.
How is the loan amount disbursed to the student?: The loan amount is disbursed either to the student's account or directly to the institution.
What documents are required to apply for this loan?: Key documents include proof of residence, minority status, academic records, income proof, and mortgage property papers.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Laon Education Student Financial Assistance

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।