NSYCG

Noni Suraksha Yojana

The scheme aims to improve the educational and health status of girls, lay the foundation for their bright future, prevent female feticide, promote a positive attitude towards the birth of girls, and prevent child marriage. It provides financial benefit to girls who remain unmarried until 18 years.

State Cash

States / UT: Chhattisgarh

Nodal department: Women and Child Development Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2014-04-01

Categories: Women and Child

Sub-categories: Childcare, Financial Assistance

Target beneficiaries: Individual

Tags: Women, Child, Financial Asssitance, Girl, Female

Details

Launched in 2014, the scheme "Noni Suraksha Yojana" by the Women and Child Development Department, Chhattisgarh Government, aims to address the declining child sex ratio and foster a positive societal attitude towards girls. The scheme provides financial assistance of ₹1,00,000/- upon fulfilling certain conditions and invests ₹25,000/- in the name of the beneficiary girl child through the Life Insurance Corporation of India (LIC). The applicant must be a native of Chhattisgarh and belong to a family living below the poverty line. The scheme is implemented by the Life Insurance Corporation of India. Applications for this scheme are accepted offline.

Benefits

  • - Financial assistance of ₹1,00,000/- will be provided by a financial institution upon the girl& 39;s 18th birthday, provided she is unmarried and has completed 12th standard education. The amount shall not be less than ₹1,00,000/-
  • ₹5,000/- per year, totalling ₹25,000/- over 5 years, will be invested in the name of the eligible girl through the Life Insurance Corporation of India
  • An additional corpus/contribution of 10% of the amount given to LIC will be provided to ensure the maturity amount is not less than ₹1,00,000/- and to account for potential devaluation of the Rupee
  • The Life Insurance Corporation of India will handle all formalities from application receipt to payment
  • The beneficiary girl/family will also be eligible for benefits under other social security schemes operated by the Life Insurance Corporation of India, as per the rules. Mode of Disbursement: Through a bank account opened in the beneficiary girl& 39;s name at the time of payment. Disbursement Conditions: The beneficiary girl must provide her 12th-grade mark sheet, an affidavit of being unmarried until 18 years of age (verified by the Child Development Project Officer or authorised officer), and her bank account details. If the girl dies before the age of 18, the amount will be forfeited
  • Financial assistance of ₹1,00,000/- will be provided by a financial institution upon the girl's 18th birthday, provided she is unmarried and has completed 12th standard education. The amount shall not be less than ₹1,00,000/-.
  • ₹5,000/- per year, totalling ₹25,000/- over 5 years, will be invested in the name of the eligible girl through the Life Insurance Corporation of India.
  • An additional corpus/contribution of 10% of the amount given to LIC will be provided to ensure the maturity amount is not less than ₹1,00,000/- and to account for potential devaluation of the Rupee.
  • The Life Insurance Corporation of India will handle all formalities from application receipt to payment.
  • The beneficiary girl/family will also be eligible for benefits under other social security schemes operated by the Life Insurance Corporation of India, as per the rules.

Mode of Disbursement: Through a bank account opened in the beneficiary girl's name at the time of payment.
Disbursement Conditions: The beneficiary girl must provide her 12th-grade mark sheet, an affidavit of being unmarried until 18 years of age (verified by the Child Development Project Officer or authorised officer), and her bank account details.
If the girl dies before the age of 18, the amount will be forfeited.

Eligibility

  • The girl must have been born on or after April 1, 2014.

  • The girl's parents must be permanent residents of Chhattisgarh.

  • The girl must belong to a family living below the poverty line. The name of the family's head must be present in the current poverty line survey list of the Rural Development Department (currently, the 2002 survey list for rural areas and the 2007 survey list for urban areas is valid).

  • The benefit under the scheme is limited to two daughters. If there are two sons, a third daughter is not eligible for the benefit.

  • In the case of the second girl child, it is mandatory for the mother or father to have adopted a permanent family planning method before applying.

  • All girls born as twins or more than one child in the first/second delivery will receive the benefit of the scheme.

  • If a third girl child is born after the benefit has been given to twin girls born in the first delivery, the third girl child will not receive the benefit of the scheme.

  • If the family has legally adopted a girl, she will be considered eligible and given the benefit of the scheme if she meets the other criteria.

  • The girl must not marry before the age of 18, and she must complete her 12th standard education to be eligible for benefits under the scheme.

*The decision to determine eligibility and approve/disapprove cases rests entirely with the concerned District Collector.

Special Inclusion:
Girls born to HIV-affected couples (including A.P.L. families) after April 1, 2016, will also be given the benefit of the scheme for the first two girls.

Application Process

Offline

Step 1: The interested applicant should take a printout of the of the application form.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to any one of the following:

  • The Anganwadi Centre in Your Village/Locality
  • Area Supervisor
  • Child Development Project Officer
  • District Women and Child Development Officer
  • District Program Officer, Women and Child Development Department

Step 4: Request a receipt or acknowledgement from the authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
Step 5: The Child Development Project Officer will process/approve the application. After approval, the District Program Officer/District Women and Child Development Officer will send the beneficiary details to the Life Insurance Corporation of India. The Directorate of Women and Child Development will provide the funds as per the agreement.
Step 7: Each applicant/beneficiary will be given a unique identification number along with a bond/certificate at the time of the first instalment.

Application Deadline

  • The application must be submitted within 1 year of the girl's birth.
  • If the application is not submitted within 1 year, it can be submitted to the District Collector within the next year (i.e., within 2 years of the girl's birth).
  • In the event of the parents' death, the application can be submitted until the girl is five years old.
  • In the case of an orphaned girl, the application must be made by the superintendent of the children's home within 1 year of the girl's entry into the home and before the girl turns 6 years old, to the Child Development Project Officer/District Women and Child Development Officer/District Program Officer, Women and Child Development Department.

Payment of Maturity Amount
Step 1: At the time of payment of the maturity amount, a bank account must be opened in the name of the beneficiary girl.
Step 2: To receive the payment, the beneficiary girl must submit her 12th-grade mark sheet, an affidavit of being unmarried until 18 years of age (verified by the Child Development Project Officer or authorised officer), and her bank account details.
Step 3: The maturity amount will be disbursed through the bank account.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the eligibility criterion regarding the birth date of the girl child to qualify for this scheme?
The girl must be born on or after April 1, 2014, and a valid birth certificate issued by Gram Panchayat/Nagar Palika or a government-notified authority must be submitted as proof.
How can I prove that my family is a permanent resident of Chhattisgarh for this scheme?
You must submit a domicile certificate issued by the Tehsildar/Naib Tehsildar or provide a Below Poverty Line (B.P.L.) card/health insurance card as proof of residency.
What financial assistance will the beneficiary girl receive upon turning 18 under this scheme?
She will receive ₹1,00,000/- if she remains unmarried until 18 and completes 12th standard education, along with an additional investment of ₹25,000/- made through Life Insurance Corporation of India.
Is there any additional financial provision to account for inflation or currency devaluation?
Yes, an extra 10% of the invested amount is added to ensure the maturity amount does not fall below ₹1,00,000/- and to counter potential devaluation of the Rupee.
What happens if the beneficiary girl passes away before reaching 18 years of age?
In such cases, the financial assistance amount will be forfeited, and no benefits will be disbursed.
Can a family with two sons avail benefits for a third daughter under this scheme?
No, if a family already has two sons, a third daughter will not be eligible for benefits under this scheme.
What documents are required to prove that the applicant’s family is below the poverty line?
A certificate from the competent state authority confirming inclusion in the current poverty survey list (2002 for rural areas, 2007 for urban areas) must be submitted.
Is there a limit on the number of daughters eligible for benefits in a single family?
Yes, only the first two daughters in a family are eligible. A third daughter, even if born after twins in the first delivery, will not qualify.
What is the requirement for parents applying for benefits for their second girl child?
The mother or father must have undergone permanent sterilization, and a certificate from a government or registered private hospital doctor must be submitted.
Can an adopted girl child qualify for financial assistance under this scheme?
Yes, a legally adopted girl is eligible if she meets all other criteria, including residency and poverty line requirements.
What educational qualification must the beneficiary girl fulfill to receive the financial assistance?
She must complete her 12th standard education and provide the mark sheet as proof at the time of claiming benefits.
What is the marital status requirement for the beneficiary girl to receive the maturity amount?
She must remain unmarried until 18 years of age and submit an affidavit verified by the Child Development Project Officer or an authorized officer.
How is the financial assistance amount disbursed to the beneficiary girl?
The amount is transferred to a bank account opened in her name upon submission of required documents, including 12th-grade marks and an unmarried affidavit.
What happens if the application is not submitted within one year of the girl’s birth?
It can still be submitted to the District Collector within two years of birth, except in cases of orphaned girls or parental death, where extended deadlines apply.
Can girls born to HIV-affected families avail benefits even if they are above the poverty line?
Yes, girls born to HIV-positive couples after April 1, 2016, are eligible for benefits for the first two daughters, regardless of their poverty status.
Where should the application form and documents be submitted for processing?
They can be submitted to the Anganwadi Centre, Area Supervisor, Child Development Project Officer, or District Women and Child Development Officer.
Who is responsible for approving or rejecting applications under this scheme?
The District Collector holds the final authority to determine eligibility and approve or disapprove applications based on submitted documents.
Are beneficiaries allowed to avail benefits under other social security schemes simultaneously?
Yes, the beneficiary girl/family can also receive benefits under other Life Insurance Corporation of India social security schemes as per applicable rules.
What documents are needed to prove the girl’s birth order in the family?
A certificate from the Anganwadi worker, Auxiliary Nurse Midwife, Sarpanch, Corporator, or Panchayat Secretary confirming first or second girl child status must be submitted.

References

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status