What is the purpose of Noni Suraksha Yojana?

Noni Suraksha Yojana is a government welfare initiative designed to support Family, Individual through benefits related to Women and Child, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.

Who can apply for Noni Suraksha Yojana?

Eligibility for Noni Suraksha Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.

What benefits are offered under Noni Suraksha Yojana?

Benefits under Noni Suraksha Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.

Which department manages Noni Suraksha Yojana?

Noni Suraksha Yojana is managed by Women and Child Development Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.

Can users apply online for Noni Suraksha Yojana?

Yes, eligible applicants may be able to apply online for Noni Suraksha Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.

Is Aadhaar mandatory for Noni Suraksha Yojana?

Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.

Where can users apply for Noni Suraksha Yojana?

Applications for Noni Suraksha Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.

What documents may be required for Noni Suraksha Yojana?

Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.

Is income certificate required for Noni Suraksha Yojana?

Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Noni Suraksha Yojana.

Is Noni Suraksha Yojana available in all states?

No, Noni Suraksha Yojana is primarily available for eligible residents of Chhattisgarh and may be implemented through state government departments and local administrative offices.

Can residents outside Chhattisgarh apply for Noni Suraksha Yojana?

Eligibility for Noni Suraksha Yojana is generally limited to residents of Chhattisgarh unless otherwise specified in the official scheme guidelines.

Can students apply for Noni Suraksha Yojana?

Eligible students studying in recognised institutions may apply for Noni Suraksha Yojana depending on educational qualification, category, income limit, and academic eligibility.

Is scholarship amount provided under Noni Suraksha Yojana?

Noni Suraksha Yojana may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.

Is Noni Suraksha Yojana only for women beneficiaries?

Noni Suraksha Yojana is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.

Does Noni Suraksha Yojana support self-employment or financial assistance for women?

Depending on scheme guidelines, Noni Suraksha Yojana may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.

Does Noni Suraksha Yojana provide healthcare or insurance support?

Noni Suraksha Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.

Can beneficiaries use Noni Suraksha Yojana at government hospitals?

Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.

Can CSC centres help users apply for Noni Suraksha Yojana?

Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.

How can users check the latest updates for Noni Suraksha Yojana?

Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.

Are there deadlines for applying to Noni Suraksha Yojana?

Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.

Can beneficiaries track application status for Noni Suraksha Yojana?

Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.

Where can users get help for Noni Suraksha Yojana in Chhattisgarh?

Users in Chhattisgarh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.

Which nearby public services may help with Noni Suraksha Yojana applications?

Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.

NSYCG

Noni Suraksha Yojana

6.9/10

The scheme aims to improve the educational and health status of girls, lay the foundation for their bright future, prevent female feticide, promote a positive attitude towards the birth of girls, and prevent child marriage. It provides financial benefit to girls who remain unmarried until 18 years.

State Cash

States / UT: Chhattisgarh

Nodal department: Women and Child Development Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2014-04-01

Categories: Women and Child

Sub-categories: Childcare, Financial Assistance

Target beneficiaries: Individual

Tags: Women, Child, Financial Asssitance, Girl, Female

Details

Launched in 2014, the scheme "Noni Suraksha Yojana" by the Women and Child Development Department, Chhattisgarh Government, aims to address the declining child sex ratio and foster a positive societal attitude towards girls. The scheme provides financial assistance of ₹1,00,000/- upon fulfilling certain conditions and invests ₹25,000/- in the name of the beneficiary girl child through the Life Insurance Corporation of India (LIC). The applicant must be a native of Chhattisgarh and belong to a family living below the poverty line. The scheme is implemented by the Life Insurance Corporation of India. Applications for this scheme are accepted offline.

Benefits

- Financial assistance of ₹1,00,000/- will be provided by a financial institution upon the girl's 18th birthday, provided she is unmarried and has completed 12th standard education. The amount shall not be less than ₹1,00,000/-
₹5,000/- per year, totalling ₹25,000/- over 5 years, will be invested in the name of the eligible girl through the Life Insurance Corporation of India
An additional corpus/contribution of 10% of the amount given to LIC will be provided to ensure the maturity amount is not less than ₹1,00,000/- and to account for potential devaluation of the Rupee
The Life Insurance Corporation of India will handle all formalities from application receipt to payment
The beneficiary girl/family will also be eligible for benefits under other social security schemes operated by the Life Insurance Corporation of India, as per the rules. Mode of Disbursement: Through a bank account opened in the beneficiary girl's name at the time of payment. Disbursement Conditions: The beneficiary girl must provide her 12th-grade mark sheet, an affidavit of being unmarried until 18 years of age (verified by the Child Development Project Officer or authorised officer), and her bank account details. If the girl dies before the age of 18, the amount will be forfeited

Financial assistance of ₹1,00,000/- will be provided by a financial institution upon the girl's 18th birthday, provided she is unmarried and has completed 12th standard education. The amount shall not be less than ₹1,00,000/-.
₹5,000/- per year, totalling ₹25,000/- over 5 years, will be invested in the name of the eligible girl through the Life Insurance Corporation of India.
An additional corpus/contribution of 10% of the amount given to LIC will be provided to ensure the maturity amount is not less than ₹1,00,000/- and to account for potential devaluation of the Rupee.
The Life Insurance Corporation of India will handle all formalities from application receipt to payment.
The beneficiary girl/family will also be eligible for benefits under other social security schemes operated by the Life Insurance Corporation of India, as per the rules.

Mode of Disbursement: Through a bank account opened in the beneficiary girl's name at the time of payment.
Disbursement Conditions: The beneficiary girl must provide her 12th-grade mark sheet, an affidavit of being unmarried until 18 years of age (verified by the Child Development Project Officer or authorised officer), and her bank account details.
If the girl dies before the age of 18, the amount will be forfeited.

Eligibility

The girl must have been born on or after April 1, 2014.
The girl's parents must be permanent residents of Chhattisgarh.
The girl must belong to a family living below the poverty line. The name of the family's head must be present in the current poverty line survey list of the Rural Development Department (currently, the 2002 survey list for rural areas and the 2007 survey list for urban areas is valid).
The benefit under the scheme is limited to two daughters. If there are two sons, a third daughter is not eligible for the benefit.
In the case of the second girl child, it is mandatory for the mother or father to have adopted a permanent family planning method before applying.
All girls born as twins or more than one child in the first/second delivery will receive the benefit of the scheme.
If a third girl child is born after the benefit has been given to twin girls born in the first delivery, the third girl child will not receive the benefit of the scheme.
If the family has legally adopted a girl, she will be considered eligible and given the benefit of the scheme if she meets the other criteria.
The girl must not marry before the age of 18, and she must complete her 12th standard education to be eligible for benefits under the scheme.

*The decision to determine eligibility and approve/disapprove cases rests entirely with the concerned District Collector.

Special Inclusion:
Girls born to HIV-affected couples (including A.P.L. families) after April 1, 2016, will also be given the benefit of the scheme for the first two girls.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.9

/ 10

Public Benefit Score

Accessibility 6.0/10 Moderate

Rural usefulness 7.0/10 Good

Application complexity 6.0/10 Moderate

Financial impact 9.0/10 Good

Literacy barrier 2.0/10 Good

Women inclusivity 9.0/10 Good

Awareness 4.5/10 Moderate

Implementation reliability 8.0/10 Good

Bigger shape means a better fit for citizens

Accessibility6.0
Financial impact9.0
Rural utility7.0
Awareness4.5
Simplicity4.0
Inclusivity9.0

What problem does this scheme solve?

The Noni Suraksha Yojana aims to improve the status of girls in society by providing financial assistance, thus addressing issues like female feticide and child marriage.

Key challenges addressed

Declining child sex ratio
Financial support for education and health of girls
Encouragement for families to keep daughters unmarried until 18

Most beneficial for

Families with daughters born after April 1, 2014
Low-income families in Chhattisgarh
Unmarried girls completing their education

Likely challenges

Complex eligibility criteria
Need for documentation
Awareness about the scheme

Practical insights for citizens

Practical for families who meet the criteria but may face challenges in application

Rural challenges

Limited awareness in rural areas
Access to local offices may be difficult

Implementation bottlenecks

Dependency on local officials for processing applications

Awareness challenges

Low awareness among target beneficiaries

Application analysis

Application mode: Offline office
Documents burden: Moderate, requires several documents
Verification complexity: Moderate, involves multiple authorities
Office dependency: High, requires interaction with local officials
DBT dependency: Low, not fully digital
CSC support: Limited
Estimated citizen effort: High, due to multiple steps and documentation

Estimated beneficiary reach

Rural / urban reach Moderate
Gender reach Female
Target income group Below Poverty Line
Occupation reach Low-income families

Benefit analysis

Benefit type: Cash
Benefit frequency: One-time at 18 years
Benefit practicality: High, if eligibility criteria are met
Financial meaningfulness: High, significant amount for low-income families
Long-term impact: Positive, encourages education and health of girls

Plain-language guidance

The Noni Suraksha Yojana provides financial help to families with daughters born after April 1, 2014, to support their education and health. Families must apply offline and meet specific eligibility criteria.

Who should apply: Families with unmarried daughters who are below the poverty line.
Who may struggle: Families lacking awareness or documentation.
Best application route: Apply via local Anganwadi Centre or Women and Child Development office.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: The interested applicant should take a printout of the of the application form.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to any one of the following:

The Anganwadi Centre in Your Village/Locality
Area Supervisor
Child Development Project Officer
District Women and Child Development Officer
District Program Officer, Women and Child Development Department

Step 4: Request a receipt or acknowledgement from the authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
Step 5: The Child Development Project Officer will process/approve the application. After approval, the District Program Officer/District Women and Child Development Officer will send the beneficiary details to the Life Insurance Corporation of India. The Directorate of Women and Child Development will provide the funds as per the agreement.
Step 7: Each applicant/beneficiary will be given a unique identification number along with a bond/certificate at the time of the first instalment.

Application Deadline

The application must be submitted within 1 year of the girl's birth.
If the application is not submitted within 1 year, it can be submitted to the District Collector within the next year (i.e., within 2 years of the girl's birth).
In the event of the parents' death, the application can be submitted until the girl is five years old.
In the case of an orphaned girl, the application must be made by the superintendent of the children's home within 1 year of the girl's entry into the home and before the girl turns 6 years old, to the Child Development Project Officer/District Women and Child Development Officer/District Program Officer, Women and Child Development Department.

Payment of Maturity Amount
Step 1: At the time of payment of the maturity amount, a bank account must be opened in the name of the beneficiary girl.
Step 2: To receive the payment, the beneficiary girl must submit her 12th-grade mark sheet, an affidavit of being unmarried until 18 years of age (verified by the Child Development Project Officer or authorised officer), and her bank account details.
Step 3: The maturity amount will be disbursed through the bank account.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the eligibility criterion regarding the birth date of the girl child to qualify for this scheme?: The girl must be born on or after April 1, 2014, and a valid birth certificate issued by Gram Panchayat/Nagar Palika or a government-notified authority must be submitted as proof.
How can I prove that my family is a permanent resident of Chhattisgarh for this scheme?: You must submit a domicile certificate issued by the Tehsildar/Naib Tehsildar or provide a Below Poverty Line (B.P.L.) card/health insurance card as proof of residency.
What financial assistance will the beneficiary girl receive upon turning 18 under this scheme?: She will receive ₹1,00,000/- if she remains unmarried until 18 and completes 12th standard education, along with an additional investment of ₹25,000/- made through Life Insurance Corporation of India.
Is there any additional financial provision to account for inflation or currency devaluation?: Yes, an extra 10% of the invested amount is added to ensure the maturity amount does not fall below ₹1,00,000/- and to counter potential devaluation of the Rupee.
What happens if the beneficiary girl passes away before reaching 18 years of age?: In such cases, the financial assistance amount will be forfeited, and no benefits will be disbursed.
Can a family with two sons avail benefits for a third daughter under this scheme?: No, if a family already has two sons, a third daughter will not be eligible for benefits under this scheme.
What documents are required to prove that the applicant’s family is below the poverty line?: A certificate from the competent state authority confirming inclusion in the current poverty survey list (2002 for rural areas, 2007 for urban areas) must be submitted.
Is there a limit on the number of daughters eligible for benefits in a single family?: Yes, only the first two daughters in a family are eligible. A third daughter, even if born after twins in the first delivery, will not qualify.
What is the requirement for parents applying for benefits for their second girl child?: The mother or father must have undergone permanent sterilization, and a certificate from a government or registered private hospital doctor must be submitted.
Can an adopted girl child qualify for financial assistance under this scheme?: Yes, a legally adopted girl is eligible if she meets all other criteria, including residency and poverty line requirements.
What educational qualification must the beneficiary girl fulfill to receive the financial assistance?: She must complete her 12th standard education and provide the mark sheet as proof at the time of claiming benefits.
What is the marital status requirement for the beneficiary girl to receive the maturity amount?: She must remain unmarried until 18 years of age and submit an affidavit verified by the Child Development Project Officer or an authorized officer.
How is the financial assistance amount disbursed to the beneficiary girl?: The amount is transferred to a bank account opened in her name upon submission of required documents, including 12th-grade marks and an unmarried affidavit.
What happens if the application is not submitted within one year of the girl’s birth?: It can still be submitted to the District Collector within two years of birth, except in cases of orphaned girls or parental death, where extended deadlines apply.
Can girls born to HIV-affected families avail benefits even if they are above the poverty line?: Yes, girls born to HIV-positive couples after April 1, 2016, are eligible for benefits for the first two daughters, regardless of their poverty status.
Where should the application form and documents be submitted for processing?: They can be submitted to the Anganwadi Centre, Area Supervisor, Child Development Project Officer, or District Women and Child Development Officer.
Who is responsible for approving or rejecting applications under this scheme?: The District Collector holds the final authority to determine eligibility and approve or disapprove applications based on submitted documents.
Are beneficiaries allowed to avail benefits under other social security schemes simultaneously?: Yes, the beneficiary girl/family can also receive benefits under other Life Insurance Corporation of India social security schemes as per applicable rules.
What documents are needed to prove the girl’s birth order in the family?: A certificate from the Anganwadi worker, Auxiliary Nurse Midwife, Sarpanch, Corporator, or Panchayat Secretary confirming first or second girl child status must be submitted.

Official links

References

Guidelines: https://cgwcd.gov.in/%E0%A4%A8%E0%A5%8B%E0%A4%A8%E0%A5%80-%E0%A4%B8%E0%A5%81%E0%A4%B0%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A4%BE-%E0%A4%AF%E0%A5%8B%E0%A4%9C%E0%A4%A8%E0%A4%BE
Application Form: https://cgwcd.gov.in/sites/default/files/2noni-surksha-yojna-application-form.pdf

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Frequently asked questions

What is the purpose of Noni Suraksha Yojana?: Noni Suraksha Yojana is a government welfare initiative designed to support Family, Individual through benefits related to Women and Child, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Noni Suraksha Yojana?: Eligibility for Noni Suraksha Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Noni Suraksha Yojana?: Benefits under Noni Suraksha Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Noni Suraksha Yojana?: Noni Suraksha Yojana is managed by Women and Child Development Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Noni Suraksha Yojana?: Yes, eligible applicants may be able to apply online for Noni Suraksha Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Noni Suraksha Yojana?: Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Noni Suraksha Yojana?: Applications for Noni Suraksha Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Noni Suraksha Yojana?: Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Noni Suraksha Yojana?: Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Noni Suraksha Yojana.
Is Noni Suraksha Yojana available in all states?: No, Noni Suraksha Yojana is primarily available for eligible residents of Chhattisgarh and may be implemented through state government departments and local administrative offices.
Can residents outside Chhattisgarh apply for Noni Suraksha Yojana?: Eligibility for Noni Suraksha Yojana is generally limited to residents of Chhattisgarh unless otherwise specified in the official scheme guidelines.
Can students apply for Noni Suraksha Yojana?: Eligible students studying in recognised institutions may apply for Noni Suraksha Yojana depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Noni Suraksha Yojana?: Noni Suraksha Yojana may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Is Noni Suraksha Yojana only for women beneficiaries?: Noni Suraksha Yojana is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Noni Suraksha Yojana support self-employment or financial assistance for women?: Depending on scheme guidelines, Noni Suraksha Yojana may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Does Noni Suraksha Yojana provide healthcare or insurance support?: Noni Suraksha Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Noni Suraksha Yojana at government hospitals?: Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Noni Suraksha Yojana?: Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Noni Suraksha Yojana?: Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Noni Suraksha Yojana?: Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Noni Suraksha Yojana?: Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Noni Suraksha Yojana in Chhattisgarh?: Users in Chhattisgarh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Noni Suraksha Yojana applications?: Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.