NSSGBCDC

New Swarnima Scheme (GBCDC)

The scheme aims to provide a special scheme for the self-employment of women from backwards classes living below the poverty line. Through this scheme, financial assistance for chosen businesses is offered to female beneficiaries from socially and educationally backward classes.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: हरियाणा

नोडल विभाग: Social Justice and Empowerment Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: महिला और बाल, व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship, Loan

लक्षित लाभार्थी: व्यक्तिगत

टैग: Self Employment, Women, Business, Loan, Backward Class

विवरण

The scheme "New Swarnima Scheme" by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide a special scheme for self-employment of women from backward classes living below the poverty line. Through this scheme, financial assistance for chosen businesses is provided to female beneficiaries from socially and educationally backward classes. The scheme is implemented by the Gujarat Backward Classes Development Corporation.

लाभ

1. Loan Amount: The maximum loan limit under this scheme is up to ₹200 000/- per beneficiary.1. Interest Rate: The interest rate in these schemes will be 5% per annum.1. Loan Coverage: 95% of unit cost financed by the national corporation (NBCFDC) 5% by the state government. Repayment Terms: Repayable in 60 equal monthly installments including interest. Mode of Disbursement: The loan amount is disbursed with 95 percent of the unit cost from the national corporation and 5 percent from the state government

Loan Amount: The maximum loan limit under this scheme is up to ₹200,000/- per beneficiary.1. Interest Rate: The interest rate in these schemes will be 5% per annum.1. Loan Coverage: 95% of unit cost financed by the national corporation (NBCFDC), 5% by the state government.

Repayment Terms: Repayable in 60 equal monthly installments, including interest.

Mode of Disbursement: The loan amount is disbursed, with 95 percent of the unit cost from the national corporation and 5 percent from the state government.

पात्रता

The applicant should belong to a socially and educationally backward class.
The total annual income of the applicant's family should not exceed ₹3,00,000/-.
The applicant's age should be between 21 and 45 years as on the date of application.
The applicant must have experience in a business requiring technical and other skills.

आवेदन प्रक्रिया

Online

Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on "Apply Online".
Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Swayam Saksham Yojana” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:

Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement

Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: The**** Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the purpose of this scheme?: This scheme is meant to support self-employment opportunities for women from socially and educationally backward classes living below the poverty line.
Is there any age requirement to apply for this scheme?: Yes, the applicant must be between 21 and 45 years of age at the time of application.
At what interest rate will the loan be provided?: The loan is provided at a concessional interest rate of 5% per annum.
How much of the unit cost will be financed through the loan?: 95% of the unit cost will be financed through the loan, with contributions from the national corporation and the state government.
What is the loan repayment period under this scheme?: The loan must be repaid in 60 equal monthly instalments, including interest.
Who provides the majority of the loan amount?: 95% of the loan amount is provided by the national corporation.
What is the contribution of the state government in this scheme?: The state government contributes 5% of the unit cost for the loan.
Do I need to have prior experience to apply for the loan?: Yes, the applicant must have experience in a business that requires technical or other skills.
What happens if I fail to repay the loan in time?: The document does not provide information on penalties for non-repayment.
Which document is required to prove my age?: You must provide age proof, such as a birth certificate or Aadhaar card, to verify that you are between 21 and 45 years old.
Where can I get the application form for this scheme?: The application form can be obtained from the Gujarat Backward Class Development Corporation website: https://gbcdconline.gujarat.gov.in/.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Self Employment Women Business Loan Backward Class

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।