NSGGN
NEW SWARNIMA (Gopalak Nigam)
Self-employment loan scheme for Rabari and Bharwad women in Gujarat, offering up to ₹2 lakh at 5% annual interest to promote economic independence.
राज्य / केंद्र शासित प्रदेश: गुजरात
नोडल विभाग: Social Justice and Empowerment Department
योजना प्रोफ़ाइल
श्रेणियाँ: व्यवसाय और उद्यमिता, सामाजिक कल्याण और सशक्तिकरण, महिला और बाल
उप-श्रेणियाँ: Setting up / start-up / entrepreneurship, Loan
लक्षित लाभार्थी: व्यक्तिगत, Business Entity
टैग: Rabari Bharwad Scheme, Gopalak Vikas Nigam, Women Entrepreneurs, Gujarat Loan Scheme
विवरण
The New Swarnima Scheme is a financial empowerment initiative by the Gujarat Gopalak Vikas Nigam under the Social Justice and Empowerment Department. It aims to provide 100% loan support to women from the Rabari and Bharwad communities to promote self-employment and entrepreneurship.
Eligible women between the age of 21 and 45 years, with an annual family income up to ₹3 lakh, can receive a loan of up to ₹2 lakh at a subsidized interest rate of 5% per annum to start a business of their choice. The scheme is designed to increase economic independence and livelihood generation among backward class women.
लाभ
- - 100% loan assistance provided to eligible women- Loan amount up to ₹2.00 lakh - Interest rate fixed at 5% per annum - Loan can be used to start a business of the beneficiary’s choice- Meant for economically backward women of specific castes- Encourages entrepreneurship and self-reliance
- 100% loan assistance provided to eligible women- Loan amount up to ₹2.00 lakh- Interest rate fixed at 5% per annum- Loan can be used to start a business of the beneficiary’s choice- Meant for economically backward women of specific castes- Encourages entrepreneurship and self-reliance
पात्रता
- Be a permanent resident of Gujarat1. Be a woman1. Belong to the Rabari or Bharwad caste1. Belong to a socially and educationally backward class as recognized by the Government of Gujarat1. Be between 21 to 45 years of age1. Have a total annual family income not exceeding ₹3.00 lakh1. Intend to start your own business or self-employment venture using the loan
अपवर्जन
आवेदन प्रक्रिया
Online
Step 1: Visit the official DAADC online portal.
Step 2: Register/log in using your credentials.
Step 3: Fill out the application form with accurate personal and scheme-specific details.
Step 4: Upload the required documents and submit.
स्पष्टीकरण
myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।
- What is the New Swarnima Scheme?
- A loan scheme for **Rabari and Bharwad women** to start self-employment ventures.
- Who is eligible to apply?
- Women from Rabari or Bharwad castes, **aged 21–45**, with income under ₹3 lakh/year.
- What is the maximum loan amount?
- **₹2.00 lakh.**
- Is there any subsidy or grant in the scheme?
- **No subsidy**, but interest is subsidized at 5% per annum.
- Is collateral required?
- **No collateral** is mentioned in the scheme guidelines.
- Can I use the loan for any type of business?
- **Yes,** any legal small business or trade.
- Can a man apply under this scheme?
- **No,** only eligible women can apply.
- What is the rate of interest?
- **5% per annum.**
- Is it necessary to belong to a backward class?
- **Yes,** only socially and educationally backward Rabari and Bharwad castes.
- Where can I apply?
- To apply visit the official [**DAADC**](https://daadconline.gujarat.gov.in/) online portal.
आधिकारिक लिंक
संदर्भ
आवेदन करें
अभी आवेदन करेंआधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।
Documents Required for Government Schemes
Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:
- Aadhaar Card
- Income Certificate
- Caste Certificate (if applicable)
- Residence Proof
- Bank Account Details
- Educational Certificates (for student schemes)
How to Apply for Government Schemes?
The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:
- Check eligibility criteria
- Collect required documents
- Fill the application form
- Submit the application online or at the relevant office
- Track application status