NEW SWARNIMA (Gopalak Nigam)

The New Swarnima Scheme is a financial empowerment initiative by the Gujarat Gopalak Vikas Nigam under the Social Justice and Empowerment Department. It aims to provide 100% loan support to women from the Rabari and Bharwad communities to promote self-employment and entrepreneurship.
Eligible women between the age of 21 and 45 years, with an annual family income up to ₹3 lakh, can receive a loan of up to ₹2 lakh at a subsidized interest rate of 5% per annum to start a business of their choice. The scheme is designed to increase economic independence and livelihood generation among backward class women.

• 100% loan assistance provided to eligible women- Loan amount up to ₹2.00 lakh- Interest rate fixed at 5% per annum- Loan can be used to start a business of the beneficiary’s choice- Meant for economically backward women of specific castes- Encourages entrepreneurship and self-reliance

1. Be a permanent resident of Gujarat1. Be a woman1. Belong to the Rabari or Bharwad caste1. Belong to a socially and educationally backward class as recognized by the Government of Gujarat1. Be between 21 to 45 years of age1. Have a total annual family income not exceeding ₹3.00 lakh1. Intend to start your own business or self-employment venture using the loan

Online

Step 1: Visit the official DAADC online portal.
Step 2: Register/log in using your credentials.
Step 3: Fill out the application form with accurate personal and scheme-specific details.
Step 4: Upload the required documents and submit.