MMRSY

Mukhyamatri Rojgaar Srijan Yojana

The Mukhyamantri Rojgaar Srijan Yojana aims to promote self-employment and entrepreneurship among Scheduled Tribes (ST), Scheduled Castes (SC), Minorities, Backward Classes, and Persons with Disabilities (PwDs) by providing subsidized loans and financial assistance.

राज्य मिश्रित

राज्य / केंद्र शासित प्रदेश: झारखंड

नोडल विभाग: Department of Scheduled Tribe, Scheduled Caste, Minority and Backward Class Welfare

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: व्यवसाय और उद्यमिता, कौशल और रोजगार

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship, Loan, Entrepreneurship development

लक्षित लाभार्थी: व्यक्तिगत

टैग: Financial Assistance, Loan, Self-employment, Entrepreneurship

विवरण

The "Mukhyamantri Rojgaar Srijan Yojana" was launched by the Department of Scheduled Tribe, Scheduled Caste, Minority and Backward Class Welfare, Government of Jharkhand. The scheme aims to promote self-employment and entrepreneurship among Scheduled Tribes (ST), Scheduled Castes (SC), Minorities, Backward Classes, and Persons with Disabilities (PwDs) by providing subsidized loans and financial assistance.

लाभ

Subsidized Loan for Self-Employment:
40% subsidy on loans or a maximum of ₹5,00,000/-, whichever is lower
EMI will be calculated on the remaining loan amount after deducting the subsidy. Loan Guarantee Facility:
Loans up to ₹50,000/- do not require a guarantor
For loans above ₹50,000/-, a guarantor or collateral (movable/immovable property) is required. Low Interest Rate:
Loans are provided at an interest rate of 6%. Entrepreneurship Development Training:
Beneficiaries will receive training before starting their business ventures. NOTE: For loans above ₹50,001/-, the applicant must deposit 10% of the loan amount as margin money

Subsidized Loan for Self-Employment:

40% subsidy on loans or a maximum of ₹5,00,000/-, whichever is lower.
EMI will be calculated on the remaining loan amount after deducting the subsidy.

Loan Guarantee Facility:

Loans up to ₹50,000/- do not require a guarantor.
For loans above ₹50,000/-, a guarantor or collateral (movable/immovable property) is required.

Low Interest Rate:

Loans are provided at an interest rate of 6%.

Entrepreneurship Development Training:

Beneficiaries will receive training before starting their business ventures.

NOTE: For loans above ₹50,001/-, the applicant must deposit 10% of the loan amount as margin money.

पात्रता

The applicant's age should be between 18 to 50 years.
The applicant must be a permanent resident of Jharkhand.
The applicant's annual family income should not exceed ₹5,00,000/- for rural and urban areas.
The applicant should not be employed in any government or semi-government job.
The applicant must not be a loan defaulter in any bank.
Only environment-friendly business proposals are acceptable (businesses related to alcohol, drugs, or polythene are not allowed).
If the applicant is disabled the percentage of disability should not be less than 40%.

आवेदन प्रक्रिया

Online

Registration Process:

Interested candidates visit the official website Mukhyamantri Rojgaar Srijan Yojana – Jharkhand- Click on “Registration” and fill Aadhaar Number, Date of Birth, Mobile Number, and Email ID. - After successfully registering.

Login Process:

Enter Mobile Number, Password the last 8 digits of Aadhaar Card
Click on “Login”, after that fill the application form basic detail, address
Upload profile photo and signature and required documents
Click on “Submit” and you will get the application id and take a print.

Offline

Step 1: The interested applicant should take print of the prescribed format of the application form.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned corporation (Tribal, Scheduled Caste, Backward Class, Minority) or District Welfare Office.
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Who is eligible for the scheme?: The applicant belongs to Scheduled Tribes, Scheduled Castes, Minorities, Backward Classes, and permanent residents of Jharkhand.
What is the loan subsidy provided under this scheme?: The scheme offers a subsidy of 40% of the loan amount or up to ₹5,00,000, whichever is lower.
Is a guarantor required for the loan?: For loans up to ₹50,000, No guarantor is required and the loans above ₹50,000 A guarantor or collateral (movable/immovable property) is mandatory.
What is the interest rate for the loan?: The loan is provided at a subsidized interest rate of 6%.
Can individuals from urban areas apply for the scheme?: Yes, individuals from urban and rural areas can apply, provided they meet the eligibility criteria.
What types of businesses are eligible for the scheme?: Environment-friendly businesses are eligible. However, businesses related to alcohol, drugs, or polythene manufacturing are not allowed.
How is the loan disbursed to the beneficiaries?: After approval, the loan amount is directly transferred to the applicant's registered bank account.
What documents are required to apply for the scheme?: The required documents include an Aadhaar card, Caste certificate, Income certificate, Bank passbook copy Business proposal, etc.
How can I apply for the scheme?: The applicant can apply by submitting an application form to the respective corporation (Tribal, SC, Backward Class, Minority) or the District Welfare Office.
Is there any age relaxation for applicants?: No, the age limit is fixed at 18 to 50 years, and no relaxation is provided.
Can I avail of the scheme benefits if I am already employed?: No, only unemployed individuals are eligible to apply for the scheme.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Financial Assistance Loan Self-employment Entrepreneurship

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।