MBBS(GBOCWWB)

Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)

6.4/10

The scheme has been implemented with the objective of "Beti Bachao Beti Padhao" to prevent female foeticide and to meet the education and marriage expenses of the daughter of a construction worker.

State Cash

States / UT: Gujarat

Nodal department: Labour and Employment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment, Women and Child

Target beneficiaries: Individual

Tags: Bhagyalakshmi, Bond, Construction Worker, Building Worker, Birth, Girl Child

Details

The “Mukhyamantri Bhagyalaxmi Bond Scheme” is implemented by the Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB), Labour, Skill Development & Employment Department, Government of Gujarat. The scheme has been implemented with the objective of "Beti Bachao Beti Padhao" to prevent female foeticide and to meet the education and marriage expenses of the daughter of a construction worker. Under the scheme, a bond is provided in the name of the first girl child, of age up to 1 year of age, of the registered Building and Other Construction Workers.

Benefits

  • 1. Under the scheme a bond of ₹25 000/- or of the amount as resolved from time to time with maturity at 18 year of the age of the girl child upto one girl is given to the registered Building and other Construction workers. 1. The amount can be withdrawn by the daughter after completing 18 years of age
  1. Under the scheme, a bond of ₹25,000/- or of the amount as resolved from time to time, with maturity at 18 year of the age of the girl child, upto one girl is given to the registered Building and other Construction workers.
  2. The amount can be withdrawn by the daughter after completing 18 years of age.

Eligibility

  • The construction workers registered with the Gujarat Building and Other Construction Worker’s Welfare Board will be eligible to get the benefit of this scheme.
  • The construction workers are eligible to avail the benefits of the scheme in the event of the birth of a girl child.
  • The benefit of the scheme is given upto one girl child.
  • The application form should be made within 12 months from birth.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.4
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 6.5/10 Moderate
Financial impact 8.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 9.0/10 Good
Awareness 5.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact8.0
  • Rural utility6.0
  • Awareness5.5
  • Simplicity3.5
  • Inclusivity9.0

What problem does this scheme solve?

The Mukhyamantri Bhagyalaxmi Bond Scheme aims to support the education and marriage expenses of the daughters of construction workers, addressing gender bias and promoting female empowerment.

Key challenges addressed

  • Prevention of female foeticide
  • Financial support for education and marriage of girl children

Most beneficial for

  • Registered construction workers
  • Families with a newborn girl child

Likely challenges

  • Complex application process for semi-literate individuals
  • Digital dependency may hinder access for some

Practical insights for citizens

The scheme's benefits may not reach all eligible families due to application complexities.

Rural challenges

  • Limited digital access
  • Awareness of the scheme

Digital challenges

  • Need for internet access for online application
  • Potential lack of digital literacy

Implementation bottlenecks

  • Complexity in application process
  • Verification delays

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Online + Offline
Documents burden
Minimal, no specific documents listed
Verification complexity
Moderate, requires registration and application submission
Office dependency
Moderate, offline submission possible
DBT dependency
No direct benefit transfer mentioned
CSC support
Not specified
Estimated citizen effort
Moderate, requires multiple steps for application

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Female
  • Target income group Low-income construction workers
  • Occupation reach Construction workers

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time at maturity
Benefit practicality
Practical for education and marriage expenses
Financial meaningfulness
Moderately meaningful, amount may vary
Long-term impact
Positive impact on female education and empowerment

Plain-language guidance

This scheme provides financial support for the education and marriage of a construction worker's daughter. A bond is issued when a girl child is born, which matures when she turns 18.

Who should apply
Registered construction workers with a newborn girl child
Who may struggle
Semi-literate individuals and those without digital access
Best application route
Apply via the e-Nirman Portal or local office

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Application Process for ‘E-Nirman Card’ under the GBOCWWB:

Step 01: The applicant may visit the e-Nirman Portal: https://enirmanbocw.gujarat.gov.in/
Step 02: On the home page, under the tab ‘Login to Portal’, click on ‘[Please Register Here](Registration: https://enirmanbocw.gujarat.gov.in/Registration.aspx)’.
Step 03: Enter all the mandatory information and then click on ‘Register’.
Step 04: After successful registration, the applicants can login through their User ID and Password.
Step 05: Now, update your profile by entering all the necessary details as required and click on ‘Update’.
Step 06: Select the ‘Construction Works Form’ and fill out all the mandatory information in the form.
Step 07: Upload all the relevant documents, agree with the terms & conditions, and submit the form.
Step 08: Once the application has been submitted, an application Number is generated which can be kept for future reference.

Process to track Application Status:

Step 01: The applicant may visit the e-Nirman Portal: https://enirmanbocw.gujarat.gov.in/
Step 02: On the home page, click on ‘View Citizen Application Status’.
Step 03: Enter Application Number and Date of Birth.
Step 04: Now click on ‘View Status’

Application Process for Scheme Benefit:

Step 01: The applicant may visit the Sanman Portal: https://sanman.gujarat.gov.in/
Step 02: On the home page, under the tab ‘Citizen Login’, click on ‘Please Register Here’.
Step 03: Enter your Aadhaar Card Number, select user type, and then enter your E-Nirman Card Number.
Step 04: Now, click on ‘Fetch’ & submit the details.
Step 05: After successful registration, the applicants can login through their User ID and Password.
Step 06: Now, select the scheme and read the rules carefully for the selected scheme.
Step 07: Fill out the application form and upload all the relevant documents.
Step 08: Agree with the Rules & Regulations and submit the application form. A confirmation email with the Application Number will be sent to the registered email ID.

Offline

Step 01: The applicant may also submit a physical application form to the District Project Manager.
Step 02: The District Project Manager will submit it online.
Step 03: It will then be approved by the District Inspector.
Step 04: Then it will be submitted to the State Project Manager of the Head Office.
Step 05: It will then be approved by the Head Office Government Labour Officer and then by the Member Secretary.
Step 06: After the approval of the application, the Chief Minister Bhagyalakshmi bond will be handed over to the workers.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of the scheme?

The scheme has been implemented with the objective of "Beti Bachao Beti Padhao" to prevent female foeticide and to meet the education and marriage expenses of the daughter of a construction worker.

How does the scheme work?

Under the scheme, a bond is provided in the name of the first girl child, up to one year of age, of registered Building and Other Construction Workers. This bond matures when the girl child reaches 18 years of age.

What is the value of the bond provided under the scheme?

The bond amount is ₹25,000/- or as resolved from time to time by the authorities.

Who is eligible to receive benefits under the scheme?

Construction workers registered with the Gujarat Building and Other Construction Worker's Welfare Board are eligible for the scheme.

When can construction workers avail of the benefits of the scheme?

Construction workers can avail of the benefits in the event of the birth of a girl child in their family.

Is there a limit on the number of girl children eligible for benefits under the scheme?

The benefit of the scheme is provided for up to one girl child per registered construction worker.

What is the timeframe for applying to the scheme after the birth of a girl child?

The application form should be submitted within 12 months from the birth of the girl child.

Can the bond be withdrawn before maturity?

No, the amount can only be withdrawn by the daughter after she completes 18 years of age.

How to apply under the scheme?

To avail of the benefits under the scheme, the applicant may visit the Sanman Portal: https://sanman.gujarat.gov.in/

References

Official Website
https://sanman.gujarat.gov.in/Home/BOCWScheme#
Sanman Portal
https://sanman.gujarat.gov.in/
E-Nirman Portal
https://enirmanbocw.gujarat.gov.in/Index.aspx
Application Form
https://sanman.gujarat.gov.in/ApplicationForm/BOCW/BPSY/ApplicationForm.pdf
Bank Form
https://sanman.gujarat.gov.in/ApplicationDocuments/BOCW/BPSY/BOCW_BPSY_BANK-BOND-FORM.pdf
Notification
https://labour.gujarat.gov.in/Portal/News/1199_1_Noti-M3-CWA-132016-643493_2_Dt._05.02.2024.pdf

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Frequently asked questions

What is the purpose of Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Eligibility for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Benefits under Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) is managed by Labour and Employment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Yes, eligible applicants may be able to apply online for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Applications for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB).
Is Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) available in all states?
No, Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
Can residents outside Gujarat apply for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Eligibility for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
Can students apply for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Eligible students studying in recognised institutions may apply for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Is Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) only for women beneficiaries?
Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) support self-employment or financial assistance for women?
Depending on scheme guidelines, Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Can CSC centres help users apply for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) in Gujarat?
Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Mukhyamantri Bhagyalaxmi Bond Scheme (GBOCWWB) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.