MFS-CL2MC

Micro Finance Scheme- Credit Line 2 for Minority Community

The scheme is implemented by the Haryana Backward Classes &d Economically Weaker Sections Kalyan Nigam. Under the scheme, small loans of ₹1,50,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs.

State Cash

States / UT: Haryana

Nodal department: Welfare of Scheduled Caste & Backward Classes Department

Scheme for: Infra

Scheme profile

DBT (direct benefit transfer): No

Categories: Banking,Financial Services and Insurance, Business & Entrepreneurship

Sub-categories: Loan

Target beneficiaries: Individual, Self Help Groups (SHGS)

Tags: Micro Finance, Credit Line, Minority Community, Loan, SHG

Details

The scheme "Micro Finance Scheme- Credit Line 2 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam to fulfill the requirement of small loans for the poor. Under the scheme, small loans of ₹1,50,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs. Applicants must be permanent residents of Haryana and belong to minority communities such as Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

Benefits

  • 1. This scheme provides small loans of ₹1 50 000/- per beneficiary to the members of Self-Help Groups (SHGs) either directly or through the SHGs
  1. This scheme provides small loans of ₹1,50,000/- per beneficiary to the members of Self-Help Groups (SHGs), either directly or through the SHGs.

Eligibility

  • The applicant should be a permanent resident of Haryana.
  • The age of the applicant should be between 18 and 55 years.
  • The annual family income of the applicant should be between ₹98,001/- to ₹8,00,000/- (Rural Area) and ₹1,20,001/- to ₹8,00,000/- (Urban Area).
  • The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
  • In an SHG 75% of members can be from Minority Communities and the remaining 25% members may be from other weaker sections like SC/Handicapped/Minorities etc. in very exceptional cases, groups with up to 60% members belonging to Minority Communities will also be eligible.
  • The applicant should have a Parivar Pehchan Patra (PPP ID).

Application Process

Online

Registration Process on Antyodaya-SARAL Portal:

Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.

Login to apply for the scheme:

Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.

Tracking of Application:

Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who can apply for this scheme?
Permanent residents of Haryana belonging to minority communities such as Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains can apply.
What is the loan amount provided under this scheme?
The scheme provides small loans of ₹1,50,000/- per beneficiary.
What are the age criteria for applicants?
Applicants should be between 18 and 55 years old.
What should be the annual family income of the applicant?
For rural areas, the annual family income should be between ₹98,001/- to ₹8,00,000/-. For urban areas, it should be between ₹1,20,001/- to ₹8,00,000/-.
How many members of an SHG need to belong to minority communities?
At least 75% of SHG members should be from minority communities. In exceptional cases, groups with up to 60% minority members are also eligible.
How can one apply for the scheme?
Eligible applicants can apply online through the Antyodaya-SARAL Portal at https://saralharyana.gov.in/
Is there any offline application process available?
No, the application process is online through the Antyodaya-SARAL Portal.
How can applicants track their application status?
Applicants can track their applications by entering the Department Name, Scheme Name, and Application Reference ID on the Antyodaya-SARAL Portal at Track Application. https://status.saralharyana.nic.in/

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status