MAKABBOCWWB

Medical Assistance (Karmika Arogya Bhagya) (K.B.O.C.W.W.B)

The "Medical Assistance (Karmika Arogya Bhagya)'' by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme that provides financial assistance to registered construction workers and their dependents for hospitalisation expenses in recognised hospitals.

State Cash

States / UT: Karnataka

Nodal department: Labour Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Health & Wellness

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Labour, Building Worker, Construction Worker, Medical Assistance, Hospitalisation

Details

The "Medical Assistance (Karmika Arogya Bhagya)'' by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme for the registered workers of the board. Under this Scheme, registered construction workers and their dependents are eligible for monetary support during hospitalisation for treatment in government, private, or hospitals recognised under any insurance scheme of the State Government. The assistance shall be towards hospitalisation for a minimum of 48 hours continuously.

Benefits

  • Financial Coverage: ₹300/- per day to the maximum of ₹20,000/- for a continuous period of Hospitalization subject to actuals. > Note: The assistance shall be towards hospitalisation for a minimum of 48 hours continuously

Financial Coverage: ₹300/- per day to the maximum of ₹20,000/- for a continuous period of Hospitalization subject to actuals.

Note:**** The assistance shall be towards hospitalisation for a minimum of 48 hours continuously.

Eligibility

For Registration as a Building/ Construction Worker:

  • The applicant should be a Building/ Construction Worker (Unorganised Worker).
  • The applicant should be a minimum of 18 years of age.
  • The applicant should have engaged in building and construction work for at least 90 days in a given year.

For the Application of the Welfare Scheme:

  • The applicant should be a registered construction worker Under the Building and Other Construction Workers Welfare Board of Karnataka or his/her dependents.
  • The beneficiary must be hospitalized for at least 48 continuous hours.
  • Treatment must be conducted in a government, private, or State Government recognised insurance scheme hospital.

Exclusions


Application Process

Online

Registration Process as a Building/ Construction Worker:

Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Register”.
Step 2: Select “Register as New Construction Worker” then enter your mobile number as per the Aadhaar Registered and verify with the received OTP.
Step 3: From the dashboard, click on “Registration”.
Step 4: Fill in all the mandatory details and upload the required documents. Click on “Final Submit” to complete the registration process.

Application Process of the Welfare Scheme:

Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Schemes” (After the user Registration is approved, the user can access the schemes page).
Step 4: Select the concerned scheme. Fill in all the mandatory details and upload the required documents.
Step 5: Review the details and check the declaration box. Now click on “Submit” to complete the application process.

Renewal Process:

Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Renewal”. Fill in mandatory details and upload the required documents.
Step 4: Review the details and click on “Submit” to complete the renewal process.

Note:

  • Renewal: Every construction worker must renew their registration with the Karnataka Building and Other Construction Workers Welfare Board every 3 years. If not renewed within this period, a 1-year grace period is granted. After that, the registration becomes invalid. - Timeline: Application can be submitted within 6 months of hospitalisation commencement date.

Helpdesk:

Karnataka Building And Other Construction Workers Welfare Board,
Address: Karmika Bhavan, Dairy Circle, Bannerghatta Road, Bangalore-29.
Office No: 080-29753078
E-mail: labour.commissioner42@gmail.com
List of District Office.
List of Taluk Offices.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Karnataka?
Any construction worker whose age is minimum 18 years of age and has worked in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.
Is there a minimum service requirement to register as a beneficiary?
Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.
Who can apply for the welfare scheme?
Any registered worker of the Board can apply for the welfare scheme.
What are the mandatory documents for the registration?
The documents required for registration are: Employment Certificate (Form V(A)/V(B)/V(C)/V(D)), Aadhar Card (Self-Attested), Ration Card(non-mandatory), Age Proof (one of them Example: Voter ID Card, Aadhar Card).
How often must a construction worker renew their registration with the Karnataka Building and Other Construction Workers Welfare Board?
A construction worker must renew their registration every 3 years.
What happens if a worker doesn't renew their registration within the 3-year period?
If a worker doesn't renew their registration within the 3-year period, they are granted a 1-year grace period to complete the renewal.
What happens if a worker doesn't renew their registration during the grace period?
If the worker fails to renew their registration during the 1-year grace period, their registration will become invalid.
Is there any application fee required for the registration under the Karnataka Building and Other Construction Workers Welfare Board?
No, as per the guidelines, there is no fee required for the registration.
How to enroll as a beneficiary under the Karnataka Building and Other Construction Workers Welfare Board?
Applicants can visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) to enroll themselves as a beneficiary under the board: https://kbocwwb.karnataka.gov.in/login
What are the eligibility criteria for this pension scheme?
To be eligible, a worker must be a registered beneficiary of the BOCW Welfare Board, must have completed 60 years of age, must have been a beneficiary of the Board for at least 3 years prior to reaching 60, and must not be receiving similar benefits from other government schemes.
What is the minimum hospitalisation period required to claim the assistance?
A minimum of 48 continuous hours of hospitalisation is required to be eligible for the assistance.
How much financial assistance is provided per day of hospitalisation?
The scheme provides ₹300/- per day of hospitalisation.
What is the maximum financial assistance one can receive under this scheme?
The maximum assistance provided is ₹20,000/- for a continuous period of hospitalisation, subject to actual expenses.
In which hospitals can the treatment be availed to receive assistance?
The treatment must be in a government hospital, a private hospital, or a hospital recognised under a State Government insurance scheme.
What is the timeframe for submitting the application for this scheme?
Applications can be submitted within 6 months from the commencement date of hospitalization.
How to apply for the assistance under this scheme?
Applicants should visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (JKBOCWWB) to avail the assistance under this scheme: https://kbocwwb.karnataka.gov.in/login

References

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status