MSSG

Mahila Swavlamban Scheme

The scheme provides financial assistance to women from rural and urban areas for undertaking economic activities, with support in the form of a subsidy and loans.

State Cash

States / UT: Gujarat

Nodal department: Women and Child Development Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Women and Child, Social welfare & Empowerment, Business & Entrepreneurship

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Economic Development, Women Empowerment, Loans

Details

The "Mahila Swavlamban Scheme" launched by the Women and Child Development Department, Gujarat, aims to empower women by providing financial assistance for starting or expanding economic activities. This initiative targets women from rural and urban areas, especially those from families living below the poverty line. The scheme offers a subsidy and a loan to support the economic development of women, helping them become self-reliant.


Benefits

  • - Subsidy Support: A subsidy of 15% or up to ₹30,000/- (whichever is lower) is provided to eligible women to support their business ventures
  • Loan Facility: Women can avail of loans up to ₹2,00,000/- to start or expand their economic activities

  • Subsidy Support: A subsidy of 15% or up to ₹30,000/- (whichever is lower) is provided to eligible women to support their business ventures.

  • Loan Facility: Women can avail of loans up to ₹2,00,000/- to start or expand their economic activities.

Eligibility

  1. The applicant must be a woman.
  2. The applicant must be a resident of Gujarat.
  3. The applicant must belong to the BPL (Below Poverty Line) category
  4. The applicant's annual income must be ₹1,20,000/- in rural areas and ₹1,50,000/-in urban areas.

Application Process

Offline

Step-1: The applicant must fill out the prescribed form with complete details.
Step-2: Submit the form along with the necessary documents to the Women's Economic Development Corporation.
> Helpdesk: Contact Details.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the Mahila Swavlamban Scheme?
The Mahila Swavlamban Scheme is a financial assistance program aimed at empowering women from rural and urban areas to undertake economic activities.
Who is eligible for the scheme?
The applicant must be a woman with a family living below the poverty line, with an annual income of ₹1,00,000/- in rural areas and ₹1,50,000/- in urban areas.
What financial assistance does the scheme provide?
The scheme provides a subsidy of 15% or ₹30,000/- (whichever is lower) and loans up to Rs. 2 lakh to eligible women for business activities.
How will the loan be disbursed?
The Women's Economic Development Corporation verifies the application, approves the loan, and facilitates the disbursement through the bank.
Can women from urban areas apply for the scheme?
Yes, the scheme is open to women from both rural and urban areas who meet the eligibility criteria.
Is there any age limit for applying to the scheme?
The scheme does not specify an age limit, but the applicant must submit age proof during the application process.
What is the maximum loan amount available?
The maximum loan available under the scheme is ₹2,00,000/- for eligible women to undertake economic activities.
How is the subsidy calculated?
The subsidy is calculated at 15% of the loan amount or a maximum of ₹30,000/-, whichever is lower.
Can the loan be used for any type of business?
Yes, the loan can be used for any economic activity or business venture that supports the applicant's financial independence.
Where should the application be submitted?
The application must be submitted to the Gujarat State Women's Economic Development Corporation at their office in Gandhinagar.
What documents are required for the application?
Documents required include age proof, Aadhar card, quotation, experience certificate, income proof, and ration card copy.

References

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status