MSGBCDC

Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

Empowering women from backward classes in Gujarat, this initiative offers low-interest loans up to ₹1,25,000 to facilitate self-employment. Eligible female applicants, aged 21 to 45 with a family income not exceeding ₹3,00,000, can access loans at a 4% interest rate, repayable in 48 monthly installments.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: गुजरात

नोडल विभाग: Social Justice and Empowerment Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: सामाजिक कल्याण और सशक्तिकरण, व्यवसाय और उद्यमिता

लक्षित लाभार्थी: व्यक्तिगत

टैग: Loan, Woman, Small Scale Credit, Self Empowerment, Backward Classes

विवरण

The scheme "Mahila Samruddhi" by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide a small-scale credit scheme for creating self-employment for women from backward classes. Through this scheme, low-interest rate loans are provided to female beneficiaries, enabling them to undertake a business of their choice. The scheme is implemented by the Gujarat Backward Class Development Corporation. The primary objective is to empower women from socially and educationally backward classes by facilitating self-employment opportunities.

लाभ

1. The maximum loan limit under this scheme is up to ₹1 25 000/-. 1. The interest rate on these schemes will be 4% per annum. 1. In these schemes 95% of the unit cost will be provided as a loan where 95% will be contributed by the National Corporation and 5% by the State Government. 1. This loan is to be repaid in 48 equal monthly installments including interest

The maximum loan limit under this scheme is up to ₹1,25,000/-.
The interest rate on these schemes will be 4% per annum.
In these schemes, 95% of the unit cost will be provided as a loan, where 95% will be contributed by the National Corporation and 5% by the State Government.
This loan is to be repaid in 48 equal monthly installments, including interest.

पात्रता

The applicant must be female.
The applicant must be a resident of Gujarat.
The applicant should belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).
The total annual income of the applicant's family should not exceed ₹3,00,000/-.
The applicant's age should be between 21 and 45 years on the date of application.
The applicant must have experience in a business requiring technical and other skills.

आवेदन प्रक्रिया

Online

Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on "Apply Online".
Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Mahila Samruddhi” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:

Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement

Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is this scheme primarily for?: This scheme is a microfinance scheme aimed at creating self-employment opportunities for women from backward classes.
What type of business can I choose under this initiative?: Under this scheme, a female beneficiary has the freedom to choose a business of her choice for self-employment.
What kind of help can I expect from this initiative?: This scheme provides financial help in the form of a low-interest rate loan.
How much of the unit cost is provided as a loan?: 95% of the unit cost of the proposed business will be provided as a loan.
Who contributes the 95% loan amount?: Out of the 95% unit cost provided as a loan, 95% is contributed by the National Corporation and 5% by the State Government.
How long do I have to repay the loan?: The loan needs to be repaid within 48 equal monthly instalments, which include the interest.
Am I eligible for this if I belong to any caste?: No, the applicant must belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).
What is the age criteria to apply for this?: The applicant's age should be between 21 and 45 years on the date of applying for the loan.
Is this initiative only for women?: Yes, the scheme specifically targets female beneficiaries for self-employment.
What documents are required to apply for this?: You will need to provide a 7/12 Certificate, Aadhaar Card, Affidavit, Age Proof, Attested Copy of PAN Card, Bank Passbook (First Page), Birth Certificate, Caste Certificate, Identity Card, Income Certificate, Passport Size Photos, Quotations, Ration Card, Residence Proof, and School Leaving Certificate.
What is the first step to apply online?: The first step is to visit the official website of the Gujarat Backward Class Development Corporation.
After registration, what should I do to apply?: After registering, you need to log in with your registered User ID and password, then click on "New Application" and select the relevant scheme.
What should I do with the Application ID/Reference Number?: You should save or print the acknowledgement containing the Application ID/Reference Number for future tracking of your application status.
Are physical forms available for this application?: No, the application form type is online only.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Loan Woman Small Scale Credit Self Empowerment Backward Classes

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।