MSYGNTDNT

Mahila Samriddhi Yojana (for women only) GNTDNT

Mahila Samriddhi Yojana empowers women from nomadic and denotified castes by providing microfinance to support their entrepreneurial ventures. Eligible women can access loans up to ₹1,25,000 at a low interest rate of 4% per annum, with 100% funding from the National Corporation and State Government, fostering financial independence and self-employment opportunities.

State Cash

States / UT: Gujarat

Nodal department: Social Justice and Empowerment Department

Scheme for: Individual

Scheme profile

Categories: Business & Entrepreneurship, Women and Child

Sub-categories: Setting up / start-up / entrepreneurship

Target beneficiaries: Individual

Tags: Entrepreneurs, Self Employment, Business, Micro Finance

Details

The scheme "Mahila Samriddhi Yojana" by the Social Justice and Empowerment Department, Government of Gujarat, aims to create a microfinance scheme for women of target groups and women entrepreneurs doing independent business to create self-employment for women of nomadic and denotified castes. Under this scheme, women beneficiaries will be able to pursue a business/occupation of their choice. Gujarat Nomadic and Denotified Castes Development Corporation implement the scheme.

Benefits

  • 1. The maximum loan limit will be up to ₹1 25 000/-. 1. The interest rate will be 4% per annum. 1. Under this scheme 100% loan of the business/occupation amount is provided. 1. The loan amount will consist of 95% National Corporation contribution 5% State Government contribution and zero beneficiary contribution. Repayment: The loan amount will have to be repaid in 48 equal monthly instalments including interest
  1. The maximum loan limit will be up to ₹1,25,000/-.
  2. The interest rate will be 4% per annum.
  3. Under this scheme, 100% loan of the business/occupation amount is provided.
  4. The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution.

Repayment: The loan amount will have to be repaid in 48 equal monthly instalments, including interest.


Eligibility

  1. The applicant must be a woman from a Nomadic or Denotified Caste.
  2. The annual income limit of the family for income eligibility will be up to ₹3,00,000/- with effect from 1/4/2018. At least 50 percent of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.
  3. The applicant's age should be at least 21 years and not more than 50 years as on the date of application.
  4. The applicant must have experience in a technical and skilled trade/business.
  5. The applicant will have to provide suitable collateral to get the loan.

Application Process

Online

Step 1: Visit the Official Portal

  • Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation. - Scroll down on the homepage, find the "Mahila Samriddhi Yojana" and click on "Apply Now".
  • You will be directed to the application form.

Step 2: Access and Fill Out the Application Form

  • Complete all sections under "Applicant information," including full name, father/husband's name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
  • If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
  • Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.

Step 3: Upload Documents

  • Go to "Upload Photo" in the menu, then upload your photograph and signature (each file less than 15 KB). Click "Save Photo and Signature"
  • Navigate to "Upload Document" in the menu and upload all required files (PDF, JPG, JPEG, PNG only).

Step 4: Review and Final Submission

  • Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.

Track and Review Status

  • Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
  • Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation. - Scroll down and locate the Know App Status. Click on "Know App Status".
  • Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the main purpose of the scheme?
The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business. <br>
Am I eligible for this loan if I am a woman from a Nomadic or Denotified Caste?
Yes, the applicant must be a woman from a Nomadic or Denotified Caste to be eligible for this loan. <br>
What is the maximum age limit to apply for this scheme?
The applicant&#39;s age should not be more than 50 years as on the date of application. <br>
What is the minimum age required to apply for the Mahila Samriddhi Yojana?
The applicant&#39;s age should be at least 21 years as on the date of application. <br>
Is collateral required to get a loan under this scheme?
Yes, the applicant will have to provide suitable collateral to get the loan. <br>
Do I need any specific experience to be eligible for the loan?
Yes, the applicant must have experience in a technical and skilled trade or business. <br>
What is the annual interest rate for this loan scheme?
The interest rate will be 4% per annum. <br>
Does the scheme cover the full amount of my business or occupation?
Yes, under this scheme, 100% loan of the business/occupation amount is provided. <br>
What is my contribution to the loan amount?
There is zero beneficiary contribution to the loan amount. <br>
How is the loan amount funded by different entities?
The loan amount consists of 95% National Corporation contribution and 5% State Government contribution. <br>
Where can I find the application form for the scheme?
You can find the application form by visiting the Official Website of Gujarat Nomadic and Denotified Tribes Development Corporation at https://gndcdconline.gujarat.gov.in/ and clicking on &quot;Apply Now&quot; under &quot;Mahila Samriddhi Yojana.&quot; <br>
How can I track the status of my application after submission?
You will receive an Application ID/Reference Number, which you can use to track the status by visiting the Official Website and clicking on &quot;Know App Status.&quot; <br>

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status