LSBDAADC

Loan for Small Businesses (DAADC)

Financial assistance is provided to Scheduled Caste individuals from Antyodaya Anna Yojana families in Gujarat for starting small businesses. Eligible applicants can secure a loan of up to ₹1,25,000 at a concessional interest rate of 4% per annum, repayable over 60 months, with no beneficiary share required.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: गुजरात

नोडल विभाग: Social Justice and Empowerment Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: बैंकिंग, वित्तीय सेवाएँ और बीमा, व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Loan, Setting up / start-up / entrepreneurship

लक्षित लाभार्थी: व्यक्तिगत

टैग: Loan, Self-employment, Scheduled Caste, Small Business, Antyodaya Family

विवरण

The "Loan for Small Businesses" scheme is implemented by the Dr. Ambedkar Antyodaya Development Corporation (DAADC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among Scheduled Caste (SC) individuals belonging to Antyodaya Anna Yojana (AAY) families by providing financial assistance for starting small businesses or self-employment ventures. Under this scheme, eligible beneficiaries are provided a loan of up to ₹1,25,000 at a concessional interest rate.

लाभ

Loan Amount:
Up to ₹1,25,000/- Interest Rate :
4% per annum Loan Tenure:
60 months (5 years) Guarantors Required:
Two guarantors State Government Contribution:
100% (no beneficiary share required) Approximate Installment Amount:
₹2,302/- per month (maximum)

Loan Amount:

Up to ₹1,25,000/-

Interest Rate:

4% per annum

Loan Tenure:__

60 months (5 years)

Guarantors Required:__

Two guarantors

State Government Contribution:

100% (no beneficiary share required)

Approximate Installment Amount:

₹2,302/- per month (maximum)

पात्रता

The applicant should be a resident of Gujarat.
The applicant should belong to the Scheduled Caste (SC) category.
The applicant should belong to an Antyodaya Anna Yojana (AAY) family.
The applicant’s annual family income should not exceed ₹3,00,000/-.
The applicant should intend to start or expand a small business or occupation.
The applicant should be able to provide two guarantors.

अपवर्जन

आवेदन प्रक्रिया

Online

Step 1: Visit the official website of the Dr. Ambedkar Antyodaya Vikas Nigam (SC).
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:

Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement

Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Who is eligible for this scheme?: Scheduled Caste (SC) individuals belonging to Antyodaya Anna Yojana (AAY) families residing in Gujarat.
What is the repayment period for the loan?: The loan must be repaid within 60 months (5 years).
Are there any guarantor requirements?: Yes, 2 guarantors are mandatory.
Is there any income limit?: Yes, annual family income must be ₹3,00,000 or less.
What is the contribution of the State Government?: The State Government contributes 100% towards the interest subsidy on the loan.
How much is the monthly installment?: The maximum monthly installment is approximately ₹2,302.
Are women eligible for this loan scheme?: Yes, eligible SC women from AAY families can also apply under this scheme.
Can a person from another state apply for this scheme?: No, only residents of Gujarat are eligible to apply for the Scheme.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Loan Self-employment Scheduled Caste Small Business Antyodaya Family

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।