LOPSST
Livelihood Opportunity Promotion Scheme (Scheduled Tribes)
5.8/10The scheme aims to promote self-employment among Scheduled Tribe individuals through financial support, including loans, margin money, and grants.
States / UT: Uttarakhand
Nodal department: Department Of Social Welfare
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Banking,Financial Services and Insurance, Business & Entrepreneurship, Skills & Employment
Sub-categories: Banking and money, Loan, Career information, Setting up / start-up / entrepreneurship
Target beneficiaries: Individual
Tags: Financial Assistance, Scheduled Tribe, Loan, Margin Money, Self-employment
Details
The "Livelihood Opportunity Promotion Scheme (Scheduled Tribe)" scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to promote sustainable self-employment and income generation among Scheduled Tribe individuals by supporting viable livelihood projects. Under this scheme, financial assistance, including a bank loan is provided to the beneficiaries for setting up income-generating units with a total project cost between ₹50,000 and ₹2,00,000.
Benefits
- Financial Assistance:
- Project Cost: Between ₹50,000/- and ₹2,00,000/-
- Bank Loan: 60% of the project cost
- Margin Money: 30% of the project cost, repayable at 7% annual interest in 60 monthly installments
- Grant: Up to ₹50,000/-. Beneficiary Contribution:
- No contribution for project cost up to ₹1,00,000/-
- 10% contribution for project cost between ₹1,01,000/- and ₹2,00,000/-
Financial Assistance:
- Project Cost: Between ₹50,000/- and ₹2,00,000/-.
- Bank Loan: 60% of the project cost
- Margin Money: 30% of the project cost, repayable at 7% annual interest in 60 monthly installments
- Grant: Up to ₹50,000/-.
Beneficiary Contribution:
- No contribution for project cost up to ₹1,00,000/-
- 10% contribution for project cost between ₹1,01,000/- and ₹2,00,000/-
Eligibility
- The applicant must be a permanent resident of Uttarakhand.
- The applicant must belong to the Scheduled Tribe (ST) category.
- The applicant's age must be between 18 and 50 years.
- The applicant’s annual family income should not exceed ₹2,50,000/-.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility5.0
- Financial impact8.0
- Rural utility7.0
- Awareness4.5
- Simplicity2.0
- Inclusivity5.0
What problem does this scheme solve?
The scheme promotes self-employment among Scheduled Tribe individuals in Uttarakhand through financial assistance.
Key challenges addressed
- Lack of self-employment opportunities
- Financial barriers to starting a business
Most beneficial for
- Scheduled Tribe individuals aged 18-50
- Low-income families
Likely challenges
- Complex application process
- Limited awareness among potential beneficiaries
Practical insights for citizens
Practical for those who are aware and can navigate the application process
Rural challenges
- Limited access to information
- Transportation to application offices
Digital challenges
- Low digital literacy
- Lack of online application options
Implementation bottlenecks
- Potential delays in district-level approvals
Awareness challenges
- Low awareness among Scheduled Tribe communities
Application analysis
- Application mode
- Offline office
- Documents burden
- Minimal, but requires self-attestation
- Verification complexity
- Moderate, involves district-level committee review
- Office dependency
- High, requires submission to local office
- DBT dependency
- None
- CSC support
- Limited
- Estimated citizen effort
- Moderate, requires multiple steps
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time financial assistance
- Benefit practicality
- Practical for starting small businesses
- Financial meaningfulness
- Moderately meaningful, depending on project cost
- Long-term impact
- Potential for sustainable income generation
Plain-language guidance
The Livelihood Opportunity Promotion Scheme helps Scheduled Tribe individuals in Uttarakhand start their own businesses with financial support. Applicants can receive loans and grants to cover project costs.
- Who should apply
- Scheduled Tribe individuals aged 18-50 with low family income.
- Who may struggle
- Those unfamiliar with the application process or lacking necessary documents.
- Best application route
- Apply at your local Development Block Office in Uttarakhand.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
Application Process:
Step 1: The interested applicant downloads the application form from the official website.
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the office of the Vikas Khand (Block Development) Office.
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Selection Process:
Step 1: The application will be forwarded to the District Social Welfare Officer.
Step 2: A District-Level Committee, headed by the District Social Welfare Officer, will review the proposals and select beneficiaries.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- Who can apply for this scheme?
Only Scheduled Tribe residents of Uttarakhand aged 18 to 50 years.
- What is the income eligibility for this scheme?
Annual income should not exceed ₹2,50,000.
- What is the range of project cost allowed under the scheme?
The range is from ₹50,000 to ₹2,00,000.
- Is a grant included in the scheme?
Yes, up to ₹50,000 is provided as a grant.
- What is margin money and how is it paid back?
30% of the project cost, repayable at 7% interest over 60 months.
- Do I need to invest my own money?
No, if the project cost is up to ₹1,00,000. For higher costs, 10% contribution is required.
- What kind of projects can be funded?
Self-employment and livelihood-based projects such as small businesses or services.
- Where do I apply for the scheme?
At your local Development Block Office in Uttarakhand.
- Who selects the beneficiaries?
A district-level committee headed by the District Social Welfare Officer.
- What is the interest rate on margin money?
7% annual interest over a period of 60 months.
- Can I apply online?
No, the process is offline for the application.
Official links
References
- Guidelines (Page No. 33)
- https://uk.gov.in/department92/library_file/file-30-01-2025-04-25-16.pdf
- Official Website
- http://www.ukbvvn.org.in/frmJeevikaAvsarProtsahanYojna.html
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Livelihood Opportunity Promotion Scheme (Scheduled Tribes) is a government welfare initiative designed to support Individual, Individual through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Eligibility for Livelihood Opportunity Promotion Scheme (Scheduled Tribes) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Benefits under Livelihood Opportunity Promotion Scheme (Scheduled Tribes) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Livelihood Opportunity Promotion Scheme (Scheduled Tribes) is managed by Department Of Social Welfare and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Yes, eligible applicants may be able to apply online for Livelihood Opportunity Promotion Scheme (Scheduled Tribes) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Applications for Livelihood Opportunity Promotion Scheme (Scheduled Tribes) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Livelihood Opportunity Promotion Scheme (Scheduled Tribes).
- Is Livelihood Opportunity Promotion Scheme (Scheduled Tribes) available in all states?
- No, Livelihood Opportunity Promotion Scheme (Scheduled Tribes) is primarily available for eligible residents of Uttarakhand and may be implemented through state government departments and local administrative offices.
- Can residents outside Uttarakhand apply for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Eligibility for Livelihood Opportunity Promotion Scheme (Scheduled Tribes) is generally limited to residents of Uttarakhand unless otherwise specified in the official scheme guidelines.
- Does Livelihood Opportunity Promotion Scheme (Scheduled Tribes) provide healthcare or insurance support?
- Livelihood Opportunity Promotion Scheme (Scheduled Tribes) may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Livelihood Opportunity Promotion Scheme (Scheduled Tribes) at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Does Livelihood Opportunity Promotion Scheme (Scheduled Tribes) provide business loan or startup assistance?
- Livelihood Opportunity Promotion Scheme (Scheduled Tribes) may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
- Is collateral required under Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
- Can CSC centres help users apply for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Livelihood Opportunity Promotion Scheme (Scheduled Tribes)?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Livelihood Opportunity Promotion Scheme (Scheduled Tribes) in Uttarakhand?
- Users in Uttarakhand may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Livelihood Opportunity Promotion Scheme (Scheduled Tribes) applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.