LOPSD

Livelihood Opportunity Promotion Scheme (Disabled)

The scheme aims to promote self-reliance among persons with disabilities through grants, term loans, and margin money assistance.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: उत्तराखंड

नोडल विभाग: Department Of Social Welfare

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

श्रेणियाँ: बैंकिंग, वित्तीय सेवाएँ और बीमा, कौशल और रोजगार, व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Banking and money, Loan, Career information, Entrepreneurship development, Setting up / start-up / entrepreneurship

लक्षित लाभार्थी: व्यक्तिगत

टैग: Financial Assistance, Person With Disability, Self-employment, Loan, Margin Money, Shop

विवरण

The "Livelihood Opportunity Promotion Scheme (Disabled)" scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to empower persons with disabilities by providing financial assistance for sustainable self-employment and livelihood generation. Under this scheme, the beneficiaries are supported with a mix of grants, subsidized loans, and margin money for term loans, shop construction, and bank-linked enterprises.

लाभ

Term Loan Scheme:
Project Cost: ₹75,000/-
Grant: 20% or ₹10,000/-, whichever is less
Term Loan: ₹65,000/- at 6% annual interest rate Shop Construction Scheme:
Project Cost: ₹50,000/-
Grant: 20% or ₹10,000/-, whichever is less
Margin Money Loan: ₹40,000/- at 4% annual interest rate, repayable in 60 monthly installments Margin Money Loan Scheme for Bank Supported Loan:
Project Cost: Up to ₹2,00,000/-
Grant: 20%, maximum of ₹10,000/-
Margin Money: 25% of the project cost at 4% annual interest rate, repayable in 36 monthly installments

Term Loan Scheme:

Project Cost: ₹75,000/-
Grant: 20% or ₹10,000/-, whichever is less
Term Loan: ₹65,000/- at 6% annual interest rate

Shop Construction Scheme:

Project Cost: ₹50,000/-
Grant: 20% or ₹10,000/-, whichever is less
Margin Money Loan: ₹40,000/- at 4% annual interest rate, repayable in 60 monthly installments

Margin Money Loan Scheme for Bank Supported Loan:

Project Cost: Up to ₹2,00,000/-
Grant: 20%, maximum of ₹10,000/-
Margin Money: 25% of the project cost at 4% annual interest rate, repayable in 36 monthly installments

पात्रता

The applicant must be a permanent resident of Uttarakhand.
The applicant must possess a minimum of 40% disability.
The applicant’s annual family income must not exceed ₹2,00,000 in urban areas and ₹1,60,000/- in rural areas.
The applicant’s age must be between 18 and 50 years.

आवेदन प्रक्रिया

Offline

Application Process:
Step 1: The interested applicant downloads the application form from the official website.
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the office of the Vikas Khand (Block Development) Office.
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Selection Process:
Step 1: The application will be forwarded to the District Social Welfare Officer.
Step 2: A District-Level Committee, headed by the District Social Welfare Officer, will review the proposals and select beneficiaries.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Who can apply under this scheme?: Any Uttarakhand resident with at least 40% disability and within the age and income limits.
What is the income limit for applicants?: ₹2,00,000 per year for urban residents and ₹1,60,000 for rural residents.
How much grant is provided?: Up to ₹10,000, depending on project cost and scheme type.
What is the interest rate on loans?: 6% for term loans and 4% for margin money loans.
Can a person with UDID card apply?: Yes, the UDID card is valid proof of disability for this scheme.
Do I need a business plan?: Yes, a project proposal or cost estimate must be submitted.
Can I apply online?: No, the process is offline for the application.
Where do I apply for the scheme?: At your local Development Block Office in Uttarakhand.
Who selects the beneficiaries?: A district-level committee headed by the District Social Welfare Officer.
How do I know my application status?: Contact the Development Block or the District Social Welfare Office.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Financial Assistance Person With Disability Self-employment Loan Margin Money Shop

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।