LMMLS

LIDCOM Margin Money Loan Scheme

In this scheme, for a loan limit from ₹50,001 to ₹5,00,000/-, 20% of the Project cost loan as Seed Capital is paid by the Corporation @ 4% interest per annum. A maximum of ₹10,000/- will be paid as a subsidy by Corporation. A 5% amount of project cost will have to be contributed by the beneficiary.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: महाराष्ट्र

नोडल विभाग: Social Justice and Special Assistance Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

श्रेणियाँ: बैंकिंग, वित्तीय सेवाएँ और बीमा, सामाजिक कल्याण और सशक्तिकरण

उप-श्रेणियाँ: Banking and money, Loan, Citizen empowerment

लक्षित लाभार्थी: व्यक्तिगत

टैग: Loan, Subsidy, Scheduled Caste, Banking

विवरण

Being implemented particularly for the (Scheduled Caste) Charmakar Community, the "Margin Money Loan Scheme" is a scheme by the Leather Industries Development Corporation (LIDCOM), Govt. of Maharashtra. In this scheme, for a loan limit from ₹50,001 to ₹5,00,000/-, 20% of the Project cost loan as Seed Capital is paid by the Corporation @ 4% interest per annum. A maximum of ₹10,000/- will be paid as a subsidy by Corporation. A 5% amount of project cost will have to be contributed by the beneficiary as his share. Balance 75% of the project cost will be paid by Bank at the existing rate. The said amount of the loan is to be refunded within 36 to 60 monthly installments.

Only citizens who are permanent residents of the state of Maharashtra are eligible to apply for this scheme. This scheme is completely funded by the Govt. of Maharashtra. The main objective of LIDCOM is to implement various schemes to uplift the lifestyle of Charmakars (Dhor, Chambhar, Holar, Mochi, etc.) who are economically weak and below the poverty line and with an intention to develop them educationally, economically, and socially so as to give them a respectable place in society.

लाभ

  • [ [ { "children": [ { "text": "For a loan limit from ₹50 001to ₹5 00 000/-
  • 20% of the Project Cost Loan as Seed Capital is paid by the Corporation @ 4% interest per annum. " } ] }
  • { "children": [ { "text": "A maximum of ₹10 000/- will be paid as a subsidy by Corporation. " } ] }
  • { "children": [ { "text": "A 5% amount of project cost will have to be contributed by the beneficiary as his share. " } ] }
  • { "children": [ { "text": "Balance 75% of the project cost will be paid by Bank at the existing rate. " } ] }
  • { "children": [ { "text": "The said amount of the loan is to be refunded within 36 to 60 monthly installments." } ] } ] ]

For a loan limit from ₹50,001 to ₹5,00,000/-, 20% of the Project Cost Loan as Seed Capital is paid by the Corporation @ 4% interest per annum.

A maximum of ₹10,000/- will be paid as a subsidy by Corporation.

A 5% amount of project cost will have to be contributed by the beneficiary as his share.

Balance 75% of the project cost will be paid by Bank at the existing rate.

The said amount of the loan is to be refunded within 36 to 60 monthly installments.

पात्रता

  • The applicant should be a citizen of India.
  • The applicant should be a permanent resident of Maharashtra State.
  • The applicant should be in the 18 to 50 years age group.
  • The applicant should be from Charmakar Community only (Dhor, Chambhar, Holar, Mochi, etc.).
  • The annual income of the family of the applicant should be less than or equal to ₹1,00,000/-.
  • The applicant should have knowledge of the business for which he has applied for the loan.

आवेदन प्रक्रिया

Offline

Step 1: Take the format of the application form from the District Office of LIDCOM.

Step 2: Fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach all the (self-attested) mandatory documents.

Step 3: Submit the duly filled and signed application form along with the documents to the District Office.

Step 4: Acquire the receipt/acknowledgment of the successful submission of the application form from the District Office.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What Are The Objectives Of This Scheme?
The main object of this scheme is to implement various schemes to uplift the lifestyle of Charmakars (Dhor, Chambhar, Holar, Mochi, etc.) with an intention to develop them educationally, economically, and socially so as to give them a respectable place in society.
What Is The Full Form Of LIDCOM?
The full form of LIDCOM is "Leather Industries Development Corporation".
If Required As A Mandatory Document, By Whom Should The Income Certificate And Caste Certificate Be Issued?
The Income Certificate and Caste Certificate should be issued by an Authorised Govt. Officer.
Is This A State Funded Or A Centrally Funded Scheme?
This is a 100% State Funded scheme.
Can Applicants From The Neighboring States Gujarat, Madhya Pradesh, Chhattisgarh, Telangana, Etc Also Apply To This Scheme?
No, only the citizens who are permanent residents of the state of Maharashtra are eligible to apply.
What Are The Sub-Communities Under Charmakars Community?
The following are the sub-communities under Charmakars Community: Dhor, Chambhar, Holar, Mochi, etc.
Where Can I Find The URL To The Official Website Of LIDCOM?
The URL to the official website of LIDCOM is - https://www.lidcom.co.in/
What Is The Address Of The Managing Director Office Of LIDCOM?
The address of the Managing Director Office of LIDCOM is Bombay Life Building, 5th Floor, 45, Veer Nariman Road, Mumbai - 400 001.
Where Can I Find The Addresses Of The Regional Offices And The District Offices Of LIDCOM?
The addresses of the Regional Offices and the District Offices of LIDCOM can be found at - http://www.lidcom.co.in/contact.php
Is There A Customer Support Number For LIDCOM?
Yes, the Customer Support Number for LIDCOM is 022-22044186.
Is There An Age-Related Criterion For This Scheme?
Yes, the applicant should be in the 18 to 50 years age group.
Is There An Income-Related Criterion For This Scheme?
Yes, the annual income of the family of the applicant should be less than or equal to ₹1,00,000/-.
Where Can I Find The Format Of The Application Form? Is It Available Online?
The format of the application form is available at the District Offices of LIDCOM.

संदर्भ

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status