KVDGSSY

Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana

5.5/10

The main objective of this scheme is to improve the financial condition of the scheduled castes and Nav-Buddhists who are landless workers and are from "Below Poverty Line". Only citizens who are permanent residents of Maharashtra are eligible. This scheme is 100% funded by the State Govt.

State In Kind

States / UT: Maharashtra

Nodal department: Social Justice and Special Assistance Department

Scheme for: Individual

Scheme profile

Categories: Agriculture,Rural & Environment, Banking,Financial Services and Insurance, Social welfare & Empowerment

Sub-categories: Land and water resources, Loan, Citizen empowerment, Financial assistance

Target beneficiaries: Individual

Tags: Loan, Subsidy, Below Poverty Line, Scheduled Caste, Financial Assistance

Details

Being implemented particularly for the Scheduled Caste Communities, the "Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana" is a scheme by the Department of Social Justice & Special Assistance, Govt. of Maharashtra. The main objective of this scheme is to improve the financial condition of the scheduled castes and Nav-Buddhists who are landless workers and are from "Below Poverty Line". Only citizens who are permanent residents of the state of Maharashtra are eligible to apply for this scheme. This scheme is 100% funded by the Govt. of Maharashtra.

Benefits

  • [ [ { "children": [ { "text": "The beneficiary is provided with 2-acre irrigated land or 4-acre non-irrigated land on 50% of the subsidy and 50% is loan." } ] } ] ]

The beneficiary is provided with 2-acre irrigated land or 4-acre non-irrigated land on 50% of the subsidy and 50% is loan.

Eligibility

  • The applicant should be a citizen of India.
  • The applicant should be a permanent resident of Maharashtra State.
  • The applicant should be in the 18 to 60 years age group.
  • The applicant should be from Scheduled Caste or should be a Nav-Buddhists.
  • The applicant should be landless.
  • The applicant should be from the "Below Poverty Line" category.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.5
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 6.0/10 Moderate
Financial impact 5.0/10 Moderate
Literacy barrier 2.0/10 Good
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact5.0
  • Rural utility6.0
  • Awareness4.5
  • Simplicity4.0
  • Inclusivity6.0

What problem does this scheme solve?

The scheme aims to provide financial assistance to landless Scheduled Castes and Nav-Buddhists in Maharashtra, addressing poverty and improving livelihoods.

Key challenges addressed

  • Financial instability among landless workers
  • Support for Below Poverty Line individuals

Most beneficial for

  • Scheduled Castes
  • Nav-Buddhists
  • Landless workers

Likely challenges

  • Complex application process
  • Limited awareness among potential beneficiaries

Practical insights for citizens

Practical for eligible beneficiaries but challenging due to application complexity

Rural challenges

  • Access to District Social Welfare Office
  • Awareness of the scheme

Digital challenges

  • Limited internet access
  • Low digital literacy

Implementation bottlenecks

  • Bureaucratic delays
  • Verification of eligibility

Awareness challenges

  • Low outreach in rural areas
  • Limited information dissemination

Application analysis

Application mode
Offline office
Documents burden
Minimal, requires self-attested documents
Verification complexity
Moderate, involves local authorities
Office dependency
High, requires visits to District Social Welfare Office
DBT dependency
No direct benefit transfer involved
CSC support
Limited
Estimated citizen effort
High, multiple steps involved

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Below Poverty Line
  • Occupation reach Agricultural laborers, Landless workers

Benefit analysis

Benefit type
In Kind
Benefit practicality
Moderate, dependent on successful application
Financial meaningfulness
High, provides essential support
Long-term impact
Potentially significant if beneficiaries can improve their livelihoods

Plain-language guidance

This scheme helps landless Scheduled Castes and Nav-Buddhists in Maharashtra by providing financial assistance. To apply, you need to visit the District Social Welfare Office and submit your application.

Who should apply
Landless individuals from Scheduled Castes or Nav-Buddhists in Maharashtra.
Who may struggle
Those unfamiliar with the application process or lacking necessary documents.
Best application route
Apply directly at the District Social Welfare Office.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: Visit the District Social Welfare Office, and request a hard copy of the format of the application form for the scheme from the concerned authority.

Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach all the (self-attested) mandatory documents.

Step 3: Submit the duly filled and signed application form along with the documents to the Assistant Commissioner, District Social Welfare Office.

Step 4: Acquire the receipt/acknowledgment of the successful submission of the application form from the District Social Welfare Office.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What Percentage Of The Scheme Benefit Is Provided As A Subsidy?

50% of the scheme benefit is provided as a subsidy.

What Percentage Of The Scheme Benefit Is Provided As A Loan?

50% of the scheme benefit is provided as a loan.

What Should Be The Area In Case The Beneficiary Is Provided With Irrigated Land?

If the beneficiary is provided with irrigated land, its area should be 2 acres.

What Should Be The Area In Case The Beneficiary Is Provided With Non-Irrigated Land?

If the beneficiary is provided with irrigated land, its area should be 4 acres.

Who Are The Neo-Buddhists?

In 1956, when Dr. B R Ambedkar adopted Buddhism, thousands of Scheduled Castes peoples, especially those belonging to the Mahar caste, joined him and embraced Buddhism. Since then they are known as Neo-Buddhists. However, those who were following Buddhism before 1956 are known as Buddhists. (Source: https://ncert.nic.in/degsn/pdf/elementary-report.pdf)

Who Are The Target Beneficiaries Of This Scheme?

For this scheme, the target beneficiaries are the scheduled castes and Nav-Buddhists who are landless workers and are from "Below Poverty Line".

What Are The Objectives Of This Scheme?

The main objective of this scheme is to improve the financial condition of the scheduled castes and Nav-Buddhists who are landless workers and are from "Below Poverty Line".

What Is The Full Form Of SJSA?

The full form of SJSA is "Social Justice & Special Assistance".

Is This A State Funded Or A Centrally Funded Scheme?

This is a 100% State Funded scheme.

Can Applicants From The Neighboring States Gujarat, Madhya Pradesh, Chhattisgarh, Telangana, Etc Also Apply To This Scheme?

No, only the citizens who are permanent residents of the state of Maharashtra are eligible to apply.

Where Can I Find The URL To The Website Of The Dept. Of Social Justice & Special Assistance?

The URL to the official website of the Department of Social Justice & Special Assistance, Government of Maharashtra is - https://sjsa.maharashtra.gov.in/

Where Can I Find The Link To The Scheme Guidelines?

The Scheme Guidelines can be found at this link - https://sjsa.maharashtra.gov.in/en/scheme-category/awards

What Is The Address Of The Department Of Social Justice & Special Assistance, Government Of Maharashtra?

The address of the Department of Social Justice & Special Assistance, Government of Maharashtra is: 437, Shankar Sheth Rd, Police Colony, Swargate, Pune, Maharashtra 411042

Where Can I Find The Addresses Of The District Social Welfare Offices?

The addresses of the District Social Welfare Offices can be found at - https://sjsa.maharashtra.gov.in/en/contacts

Is There An Age-Related Criterion For This Scheme?

Yes, the applicant should be in the 18 to 60 years age group.

Where Can I Post My Grievances Related To This Scheme?

You can post your grievances at the Grievance Redressal Portal by the Govt. of Maharashtra: https://grievances.maharashtra.gov.in/en

Is There An Income-Related Criterion For This Scheme?

No, there is no income-related criterion for this scheme.

Where Can I Find The Format Of The Application Form? Is It Available Online?

You need to visit the District Social Welfare Office and request a hard copy of the format of the application form for the scheme from the concerned authority.

References

Guidelines
https://sjsa.maharashtra.gov.in/en/scheme-category/awards

Apply

Apply now

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Frequently asked questions

What is the purpose of Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Eligibility for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Benefits under Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana is managed by Social Justice and Special Assistance Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Yes, eligible applicants may be able to apply online for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Applications for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana.
Is Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana available in all states?
No, Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana is primarily available for eligible residents of Maharashtra and may be implemented through state government departments and local administrative offices.
Can residents outside Maharashtra apply for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Eligibility for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana is generally limited to residents of Maharashtra unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Eligible small and marginal farmers may apply for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana provide subsidy support for farmers?
Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Does Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana provide healthcare or insurance support?
Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana in Maharashtra?
Users in Maharashtra may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Karma Veer Dadasaheb Gaikwad Sabalikaran & Swabhiman Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.