IHSFG

Interest Help Scheme For Graduate Doctor-Lawyer-Technical Graduate

The "Interest Help Scheme for Graduate Doctor-Lawyer-Technical Graduate" aims to provide financial assistance in the form of interest subsidy on loans to the non-reserved category professionals in Gujarat.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: गुजरात

नोडल विभाग: Social Justice and Empowerment Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: शिक्षा और अध्ययन, सामाजिक कल्याण और सशक्तिकरण

उप-श्रेणियाँ: Universities and higher education, Loan

लक्षित लाभार्थी: व्यक्तिगत

टैग: Education, Loan, Subsidy

विवरण

The scheme "Interest Help Scheme for Graduate Doctor-Lawyer-Technical Graduate" introduced by the Social Justice and Empowerment Department, Gujarat, provides financial assistance in the form of interest subsidy on loans for self-employment. Beneficiaries from the unreserved category who are doctors, lawyers, technical graduates, and want to open their own clinic, laboratory, radiology clinic or office will be eligible for interest subsidy on loans taken from the bank. The scheme is being implemented by the Gujarat Unreserved Education and Economical Development Corporation.

लाभ

  • - Quantum of Subsidy: 5% interest subsidy on loans up to ₹10,00,000/- taken from a bank
  • Quantum of Subsidy: 5% interest subsidy on loans up to ₹10,00,000/- taken from a bank.

पात्रता

  • The applicant must be a resident of Gujarat.
  • The applicant must belong to the non-reserved category.
  • The applicant's age must be between 18 and 50 years.
  • The business must have the necessary registration as per the rules.
  • The applicant must be a doctor/ lawyer/ technical graduate and have an interest in opening their own clinic/ laboratory/ radiology/ clinic or office.
  • The applicant must have taken a bank loan for their business.
  • The applicant's annual family income must be ₹6,00,000/- or less.

अपवर्जन


आवेदन प्रक्रिया

Online

Registration Process:

Step 1: Go to the Corporation's official website and navigate to the "Gujarat Unreserved Education and Economical Development Corporation" section under the Corporation menu.
**Step 2:**Click on "Interest Help Scheme For Graduate Doctor-Lawyer-Technical Graduate" and then Apply Now.
Step 3: Click on "New User? Please Register Here".
Step 4: Enter the required details and click Register.

Application Process:

Step 1: Enter your User ID, Password, and Captcha Code, then click "Login".
Step 2: Read the scheme details carefully and click OK.
Step 3: If your permanent address is correct, confirm it. Otherwise, enter your correct address.
Step 4: Click Save & Next to proceed. Upload the relevant documents.
Step 5: If you need to make changes, click "No, Cancel". If all details are correct, click "Yes, Submit".
Step 6: Click Save Application. Note down your Application Number for future reference. You can also take a printout by clicking Print Application.

Check Application Status: Click here.

Post Online Application Procedure: After submitting the online application, the applicant must take a printout of the application, sign it, and submit it along with all uploaded documents (certificates, mark sheets, etc.) to the concerned Deputy Director (Non-Reserved Category) or the District Social Welfare Officer through courier, post, or by visiting in person.

Contact Us: Click here.


स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What are the norms of interest subsidy for graduate medical, lawyer, technical graduate?
The interest subsidy is provided to the beneficiary to help them open their own clinic, laboratory, radiology clinic, or office.
How much assistance is available?
The assistance available is up to ₹10 lakh or the loan amount, whichever is lower.
Is this assistance available from the corporation or from the bank?
The assistance is available from the bank.
At what interest is it available?
The interest subsidy is available at the rate of 5 percent.
What are the eligibility norms?
The applicant must fulfill the following eligibility norms: The business must be registered as per the required rules. The applicant must belong to the non-reserved category. The applicant must have taken a loan from a bank, and it must be approved.
What should be the age limit of the beneficiary?
The age of the beneficiary should be between 18 and 50 years.
What should be the annual income of the family?
The annual family income should be ₹4,50,000/- or less.
What steps should be followed after submitting the online application for this scheme?
After the online application, the application should be printed out, signed and uploaded along with all the documents (certificates, mark sheets, etc.) attested by the District Manager of the district in which the student is studying. All applications for loan assistance should be submitted by courier/post/face to the District Manager of the district in which the student is studying.
What happens if the hard copy of the application is not received after the online application is submitted?
If the hard copy of the application is not submitted, the application will not be accepted.

संदर्भ

आवेदन करें

अभी आवेदन करें

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status