IHSFG

Interest Help Scheme For Graduate Doctor-Lawyer-Technical Graduate

The "Interest Help Scheme for Graduate Doctor-Lawyer-Technical Graduate" aims to provide financial assistance in the form of interest subsidy on loans to the non-reserved category professionals in Gujarat.

State Cash

States / UT: Gujarat

Nodal department: Social Justice and Empowerment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Education & Learning, Social welfare & Empowerment

Sub-categories: Universities and higher education, Loan

Target beneficiaries: Individual

Tags: Education, Loan, Subsidy

Details

The scheme "Interest Help Scheme for Graduate Doctor-Lawyer-Technical Graduate" introduced by the Social Justice and Empowerment Department, Gujarat, provides financial assistance in the form of interest subsidy on loans for self-employment. Beneficiaries from the unreserved category who are doctors, lawyers, technical graduates, and want to open their own clinic, laboratory, radiology clinic or office will be eligible for interest subsidy on loans taken from the bank. The scheme is being implemented by the Gujarat Unreserved Education and Economical Development Corporation.

Benefits

  • - Quantum of Subsidy: 5% interest subsidy on loans up to ₹10,00,000/- taken from a bank
  • Quantum of Subsidy: 5% interest subsidy on loans up to ₹10,00,000/- taken from a bank.

Eligibility

  1. The applicant must be a resident of Gujarat.
  2. The applicant must belong to the non-reserved category.
  3. The applicant's age must be between 18 and 50 years.
  4. The business must have the necessary registration as per the rules.
  5. The applicant must be a doctor/ lawyer/ technical graduate and have an interest in opening their own clinic/ laboratory/ radiology/ clinic or office.
  6. The applicant must have taken a bank loan for their business.
  7. The applicant's annual family income must be ₹6,00,000/- or less.

Exclusions


Application Process

Online

Registration Process:

Step 1: Go to the Corporation's official website and navigate to the "Gujarat Unreserved Education and Economical Development Corporation" section under the Corporation menu.
**Step 2:**Click on "Interest Help Scheme For Graduate Doctor-Lawyer-Technical Graduate" and then Apply Now.
Step 3: Click on "New User? Please Register Here".
Step 4: Enter the required details and click Register.

Application Process:

Step 1: Enter your User ID, Password, and Captcha Code, then click "Login".
Step 2: Read the scheme details carefully and click OK.
Step 3: If your permanent address is correct, confirm it. Otherwise, enter your correct address.
Step 4: Click Save & Next to proceed. Upload the relevant documents.
Step 5: If you need to make changes, click "No, Cancel". If all details are correct, click "Yes, Submit".
Step 6: Click Save Application. Note down your Application Number for future reference. You can also take a printout by clicking Print Application.

Check Application Status: Click here.

Post Online Application Procedure: After submitting the online application, the applicant must take a printout of the application, sign it, and submit it along with all uploaded documents (certificates, mark sheets, etc.) to the concerned Deputy Director (Non-Reserved Category) or the District Social Welfare Officer through courier, post, or by visiting in person.

Contact Us: Click here.


Documents Required

No document list is available for this scheme yet.

References

Apply

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status