Insurance Scheme for Disables

The Insurance Scheme for Disables provides financial assistance to individuals holding a physically handicapped identity card who suffer accidents while traveling on State Transport Buses. In the event of accidental death or permanent disability, beneficiaries receive Rs. 100,000. If a beneficiary loses both hands, legs, or limbs in an accident, they are also entitled to Rs. 100,000. For those who lose one eye, one hand, or one limb, the insurance benefit is Rs. 50,000.

• Rs. 100,000 for accidental death of a disabled person
• Rs. 100,000 for loss of both hands, legs, or limbs in an accident
• Rs. 50,000 for loss of one eye, one hand, or one limb in an accident

The scheme is applicable to individuals who are physically disabled (greater than 40%) and hold a physically handicapped identity card. There are no specific income limits or educational requirements.

Online

To apply, individuals must submit the application on plain paper along with required attachments including a birth certificate, death certificate, identity card, Panchanama, PH identity card, and PM report. The application can be submitted at designated offices or through the department's website: Social Justice and Empowerment Department.