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ISD

Insurance Scheme for Disables

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State

States / UT: Gujarat

Department: Social Justice and Empowerment Department

Nodal department: Social Justice and Empowerment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Physically Disabled

Tags: Insurance, Disability, Financial Assistance, Accident, Social Justice, Empowerment, Gujarat, Government Scheme

Details

The Insurance Scheme for Disables provides financial assistance to individuals holding a physically handicapped identity card who suffer accidents while traveling on State Transport Buses. In the event of accidental death or permanent disability, beneficiaries receive Rs. 100,000. If a beneficiary loses both hands, legs, or limbs in an accident, they are also entitled to Rs. 100,000. For those who lose one eye, one hand, or one limb, the insurance benefit is Rs. 50,000.

Benefits

  • - Rs. 100,000 for accidental death of a disabled person
  • Rs. 100,000 for loss of both hands, legs, or limbs in an accident
  • Rs. 50,000 for loss of one eye, one hand, or one limb in an accident
  • Rs. 100,000 for accidental death of a disabled person
  • Rs. 100,000 for loss of both hands, legs, or limbs in an accident
  • Rs. 50,000 for loss of one eye, one hand, or one limb in an accident

Eligibility

The scheme is applicable to individuals who are physically disabled (greater than 40%) and hold a physically handicapped identity card. There are no specific income limits or educational requirements.

Application Process

Online

To apply, individuals must submit the application on plain paper along with required attachments including a birth certificate, death certificate, identity card, Panchanama, PH identity card, and PM report. The application can be submitted at designated offices or through the department's website: Social Justice and Empowerment Department.

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status