FLFTCP

Financial Loan for Training of Commercial Pilot

Students from Socially and Educationally Backward Classes (SEBC) can obtain financial assistance for Commercial Pilot License (CPL) training through a loan of up to ₹25,00,000 at a concessional interest rate of 4% per annum. The repayment period spans 12 years, with principal repayments commencing one year after loan disbursement, ensuring accessible opportunities for aspiring pilots.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: गुजरात

नोडल विभाग: Social Justice and Empowerment Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: बैंकिंग, वित्तीय सेवाएँ और बीमा, कौशल और रोजगार

उप-श्रेणियाँ: Loan, Career information, Training and Skill Up-gradation

लक्षित लाभार्थी: व्यक्तिगत

टैग: Loan, Training, Opportunity, Skill Development, Interest Rate, SEBC

विवरण

The "Financial Loan for Training of Commercial Pilot" scheme was launched by the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to support students from Socially and Educationally Backward Classes (SEBC) in obtaining Commercial Pilot License (CPL) training through financial assistance. Under this scheme, a loan is offered at a concessional interest rate to eligible students who meet the educational and institutional requirements for CPL training.

लाभ

Loan Amount:
Up to ₹25,00,000for Commercial Pilot License training. Interest Rate:
4% simple interest per annum. Penal Interest:
2.5% additional interest for late or defaulted payments. Repayment Period:
Principal: To be repaid within 10 years from the date of disbursement
Interest: To be paid within 2 years, making the total repayment duration 12 years. NOTE: Loan recovery will begin one year after the loan is disbursed to the student

Loan Amount:****

Up to ₹25,00,000 for Commercial Pilot License training.

Interest Rate:****

4% simple interest per annum.

Penal Interest:

2.5% additional interest for late or defaulted payments.

Repayment Period:

Principal: To be repaid within 10 years from the date of disbursement.
Interest: To be paid within 2 years, making the total repayment duration 12 years.

NOTE: Loan recovery will begin one year after the loan is disbursed to the student.

पात्रता

The applicant must belong to a Socially and Educationally Backward Class (SEBC).
The applicant must have passed Matriculation, Higher Secondary, Indian School Certificate, or an equivalent examination.
The applicant must meet all academic, technical, and other criteria as specified by the training institution.
The applicant must provide one solvent guarantor.
The applicant or their guardian must own property to mortgage in favor of the government.

अपवर्जन

आवेदन प्रक्रिया

Online

Application Process:

Step 01: The eligible applicant may visit the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Step 02: On the home page, under the tab ‘Citizen Login’, click on New User ‘Please Register Here’.
Step 03: Enter your Full Name as per Aadhaar Card, Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste etc. and then click on ‘Register’.
Step 04: After successful registration, the applicants can login through their User ID and Password.
Step 05: Now, click on ‘User Profile’ to update your profile.
Step 06: Fill in all the mandatory information and then click on ‘Update’.
Step 07: After updating the profile successfully, select the scheme appearing on the home page; an application form will open.
Step 08: Fill in all the mandatory details in the application form and upload all the relevant documents.
Step 09: Now agree with the terms & conditions and click on ‘Save Application’.
Step 10: Submit the application form and take out the print of the application for future reference. The applicant can note down the application number to track the application status by logging into the portal using their User ID and Password.
User Manual
NOTE: Submit two physical copies of the form with documents to the concerned District Office.

Post-Application Process:

Step 01: The District Office verifies the application and forwards it to the Director, Office of Welfare of Developing Castes.
Step 02: Incomplete applications are returned to the student for corrections.
Step 03: Once approved, the guardian must mortgage their property with a registered deed in favor of the government.
Step 04: After submitting the original registered mortgage deed, the loan amount is disbursed to the student’s bank account.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the maximum loan amount I can get under this scheme?: The applicant can get a loan of up to ₹25,00,000/- at a concessional interest rate is 4% per annum.
Is there any penalty for late repayment?: Yes, a penal interest of 2.5% is charged on defaults.
What is the duration for loan repayment?: Principal must be repaid within 10 years and interest within 2 years.
Who is eligible to apply for this scheme?: Students from Socially and Educationally Backward Classes with required educational qualifications.
Is there any income limit to apply?: No, there is no income limit.
Can the loan be used for pilot training abroad?: Yes, if you have valid admission and documents for overseas training.
What documents are needed for applying?: Caste certificate, education certificates, income proof, property documents, and admission letter, among others.
Do I need a guarantor?: Yes, one solvent guarantor is mandatory.
Is mortgage of property necessary?: Yes, either the guardian's or the guarantor's property must be mortgaged.
How do I apply for the scheme?: Apply online at https://esamajkalyan.gujarat.gov.in, upload documents, and submit the form.
Can I apply offline?: No, only online applications are accepted.
What if my application is incomplete?: It will be returned to you for necessary corrections.
Who verifies and approves the loan?: The District Office and the Director, Office of Welfare of Developing Castes.
How will the loan amount be disbursed?: After mortgage registration, the amount is transferred directly to the student’s bank account.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Loan Training Opportunity Skill Development Interest Rate SEBC

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।