FATLCLNBSMEC
Financial Assistance to the Teachers/Lecturers Children who taken loan from Nationalised Banks for studying Medical/Engineering Courses
The “Financial Assistance to the Teachers/Lecturers Children who taken loan from Nationalised Banks for studying Medical/Engineering Courses” aims to provide financial assistance to the children of teachers/lecturers working in govt. & aided primary, secondary, graduate, & post-graduate institution.
राज्य / केंद्र शासित प्रदेश: कर्नाटक
नोडल विभाग: Department of School Education
योजना किसके लिए: Infra
योजना प्रोफ़ाइल
डीबीटी (प्रत्यक्ष लाभ अंतरण): हाँ
श्रेणियाँ: शिक्षा और अध्ययन
उप-श्रेणियाँ: Scholarships and student finance, Education and training grants, fellowship, stipend
लक्षित लाभार्थी: व्यक्तिगत
टैग: Financial Assistance, Children, Teachers, Lecturers, Medical, Engineering Courses
विवरण
The “Financial Assistance to the Teachers/Lecturers Children who taken loan from Nationalised Banks for studying Medical/Engineering Courses” aims to provide financial assistance to the children of teachers/lecturers working in government and aided primary, secondary, graduate, and post-graduate institutions. This assistance helps reduce the financial burden on families by covering interest charges on educational loans for vocational courses in medicine and engineering, including postgraduate courses.
लाभ
- - One-time financial assistance up to ₹50,000/- covers the interest component of educational loans availed from nationalized banks. Note: The sanctioned amount is directly transferred to the borrower& 39;s bank account
- One-time financial assistance up to ₹50,000/- covers the interest component of educational loans availed from nationalized banks.
Note: The sanctioned amount is directly transferred to the borrower's bank account.
पात्रता
- The applicant parent should be a teacher/lecturer working in a government or aided institution with life membership of the Welfare Fund.
- The student must have passed each year or semester of the course on the first attempt.
- The student should have studied from 1st to 10th standard in government or aided schools in Karnataka.1. The applicant should have availed educational loan from a nationalized bank for professional education in medicine or engineering.
- The educational loan should be taken for courses within India.
- Only one child per family can avail of the financial assistance.
- Assistance is only available for final-year students in vocational medical, engineering, or postgraduate programs.
अपवर्जन
- The retired teacher's children are not eligible for this scheme.
आवेदन प्रक्रिया
Offline
Step-1: Download the prescribed application form the official website.
Step-2: Fill in the student and teacher's details in the application form.
Step-3: Attach the required documents (certified mark sheets, loan details, teacher's HRMS copy, proof of schooling, etc.).
Step-4: Get the proposal recommended by the Controlling Officer and the head of the concerned institution.
Step-5: Submit the complete application along with all certified documents to the Karnataka State Teachers' Welfare Fund office.
Step-6: Request a receipt or acknowledgment from the Karnataka State Teachers' Welfare Fund office to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
स्पष्टीकरण
myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।
- Who is eligible for this scheme?
- Children of teachers/lecturers working in government or aided institutions with life membership of the Welfare Fund.
- What is the maximum financial assistance provided?
- Up to ₹50,000 for loan interest repayment.
- Which types of loans are covered under this scheme?
- Educational loans taken from nationalized banks for vocational courses in medicine and engineering.
- Does the scheme cover postgraduate courses?
- Yes, the scheme covers both undergraduate and postgraduate courses.
- Can retired teachers apply for their children?
- No, this scheme is only for currently serving teachers.
- Are there any academic requirements for eligibility?
- Yes, the student must pass all years/semesters on the first attempt.
- Is there an income limit for applicants?
- No, the scheme does not specify any income limit.
- How many students per family can avail this benefit?
- Only one student per family is eligible for assistance.
- Is this scheme applicable to students studying outside Karnataka?
- Yes, but the loan must be taken from a nationalized bank in India.
- Is this scheme available for courses other than medicine and engineering?
- No, it is exclusively for vocational courses in medicine and engineering.
- Do I need to repay the financial assistance?
- No, this is a grant provided to cover interest costs on educational loans.
- What is the duration of eligibility?
- Only final-year students can apply for the grant.
- Can both parents apply if they are teachers?
- No, only one family member can apply.
- What documents are needed to apply?
- Certified mark sheets, loan details, proof of schooling, and LMS card.
- How is the assistance disbursed?
- The assistance is transferred directly to the borrower's bank account.
- What if the loan interest is already paid?
- The application will not be accepted if the interest has been paid.
- Can I apply if I haven’t attended a government school?
- No, students must have studied from 1st to 10th standard in government or aided schools.
- Is there a deadline to apply for this grant?
- Applications should be submitted within the same year after completing the final year.
आधिकारिक लिंक
संदर्भ
आवेदन करें
अभी आवेदन करेंआधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।
Documents Required for Government Schemes
Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:
- Aadhaar Card
- Income Certificate
- Caste Certificate (if applicable)
- Residence Proof
- Bank Account Details
- Educational Certificates (for student schemes)
How to Apply for Government Schemes?
The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:
- Check eligibility criteria
- Collect required documents
- Fill the application form
- Submit the application online or at the relevant office
- Track application status