FAD/DB(CBOCWWB)

Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)

6.0/10

Under this scheme, financial assistance will be provided to registered construction workers with full or 50% disability due to an accident. The financial assistance will also be provided to the widowed dependents of registered male construction workers for any reason of death.

State Cash

States / UT: Chandigarh

Nodal department: Labour Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment

Sub-categories: Crisis/Disaster/Accident, Financial assistance

Target beneficiaries: Individual, Family

Tags: Financial Assistance, Death, Disablement, Construction Worker, Widow, Labour

Details

The scheme “Financial Assistance on Death/Disablement of Beneficiary” was started by the Chandigarh Building and Other Construction Workers Welfare Board (CBOCWWB), Labour Department, Chandigarh. Under this scheme, financial assistance will be provided to registered construction workers with full or 50% disability due to an accident. The financial assistance will also be provided to the widowed dependents of registered male construction workers for any reason of death.

Benefits

  • Sl. No. Grant Type Amount 1Ex- gratia grant to widow dependent of employee (for any reason of death)₹50 000/-2Grant to employee for full disability due to accident₹25 000/-3Grant to employee for 50% disability due to accident₹15 000/-

Sl. No.Grant TypeAmount1Ex- gratia grant to widow dependent of employee (for any reason of death)₹50,000/-2Grant to employee for full disability due to accident₹25,000/-3Grant to employee for 50% disability due to accident₹15,000/-

Eligibility

  • The beneficiary should be working in the Establishment, registered under the Punjab Labour Welfare Fund Act, 1965 and his contribution towards the labour welfare fund should regularly been received by the Board.
  • In case of the death of a registered male construction worker, his dependent widow should apply for this scheme within one year from the date of death.
  • Registered construction workers with full or 50% disability due to an accident are eligible to apply under the scheme.
  • The beneficiary has not availed any financial assistance from any other Government body.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.0
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 4.0/10 Moderate
Application complexity 6.5/10 Moderate
Financial impact 8.0/10 Good
Literacy barrier 6.0/10 Moderate
Women inclusivity 8.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact8.0
  • Rural utility4.0
  • Awareness4.5
  • Simplicity3.5
  • Inclusivity8.0

What problem does this scheme solve?

The scheme provides essential financial support to construction workers and their families in cases of disability or death, addressing significant social welfare needs.

Key challenges addressed

  • Financial insecurity due to disability or death of a breadwinner

Most beneficial for

  • Registered construction workers
  • Widowed dependents of male construction workers

Likely challenges

  • Complex online application process
  • Limited awareness among potential beneficiaries

Practical insights for citizens

The scheme's reliance on online applications may hinder access for rural and semi-literate populations.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • High digital dependency may exclude non-digital users

Implementation bottlenecks

  • Complex application process may deter applicants

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Online portal
Documents burden
Moderate, requires several documents
Verification complexity
High, involves multiple steps and document checks
Office dependency
Low, primarily online
DBT dependency
No direct benefit transfer mentioned
CSC support
Not specified
Estimated citizen effort
High, due to the detailed application process

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach High
  • Target income group Low-income construction workers and their families
  • Occupation reach Construction workers

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment
Benefit practicality
Practical for immediate financial relief
Financial meaningfulness
Moderate, with benefits ranging from ₹15,000 to ₹50,000
Long-term impact
Provides temporary relief but may not address long-term financial stability

Plain-language guidance

This scheme offers financial help to construction workers who become disabled or die, supporting their families. It is crucial for those in need of immediate financial assistance.

Who should apply
Registered construction workers and their widowed dependents.
Who may struggle
Individuals with limited digital skills or access to the internet.
Best application route
Apply via the official Labour Department Chandigarh website.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Registration Process under Chandigarh Building and Other Construction Workers Welfare Board:

Step 01: Applicants need to visit the official website of the Labour Department Chandigarh: http://labour.chd.gov.in/
Step 02: On the home page, click on ‘Click Here for Registration’ and a registration page will open. Fill in all the mandatory details and click on the ‘Submit’ button.
Step 03: After submitting the details, an OTP is sent to the registered email-id and mobile number, enter the OTP and then submit. Note down your ‘User ID’ and ‘Password’ for future correspondence.
Step 04: After registering yourself successfully, visit on Login page and click on ‘Login’. Fill up the Login ID & Password and click on ‘Login’.
Step 05: After the login, click on ‘Apply for Services’ and click on (view all available services). In the search box type (BOCW) and click on (BOCW Application for Registration as a New Member /Renewal).
Step 06: Download the CBOCW form and fill up the requisite information and upload this form on the next step.
Step 07: Fill up the details for ‘New Member’ and click on the ‘Submit’ button. After submitting, click on 'Attach Annexure' and attach all mandatory annexures and save the annexure.
Step 08: After saving the annexure, click on ‘Make Payment’ and complete the payment process.
Step 09: Now, click on ‘proceed’ and an acknowledgement receipt will be generated by the system.
Note 01: Attach a clear picture on both sides of the Aadhaar Card.
Note 02: Attach a clear picture of the Bank Passbook.
Note 03: Attach a clear picture of all the pages which have been filled on the BOCW Copy issued by the Board.
(User Manual)

Application Process to apply under the scheme:

Step 01: Applicants need to visit the official website of Labour Department Chandigarh: http://labour.chd.gov.in/
Step 02: On the home page, select the scheme ‘FINANCIAL ASSISTANCE ON DEATH/ DISABLEMENT OF BENEFICIARY’ under the Grant of Welfare Schemes to the workers of Chandigarh Labour Welfare Board.
Step 03: Read details of the scheme and on the bottom of the page, click on ‘Click here to Apply/Register’. (The applicant may also read the user manual by clicking on the ‘Click here for User Manual’.)
Step 04: If the applicant not register, click on ‘register yourself’. A ‘ServicePlus’ window/page will open and fill in all the details to register.
Step 05: Now, to apply for the scheme, click on ‘Apply for Service’ and use ‘ServicePlus’ credentials to Login i.e. ‘User ID’ & ‘Password’.
Step 06: After successful Login, the applicant will be redirected automatically to the online application page by clicking on the ‘Apply for Service’ tab.
Step 07: In the application form, fill in Applicant's Personal Details, select the scheme & Work Place Details. After furnishing all the mandatory details click on ‘Self-Declaration’ and fill in additional details.
Step 08: Enter the verification code/Captcha and click on the ‘Submit’ button.
Step 09: Preview all the filled details and click on ‘Attach Annexure’.
Step 10: Upload all the mandatory documents and click on ‘Save Annexure’.
Step 11: After verifying all the details, click on the ‘Submit’ button.
Step 12: Take a printout of the generated ‘Acknowledgement Receipt’ for future reference.
Step 13: To track the application status, the applicant can visit the official website of the Labour Department and login through their ‘User ID’ & ‘Password’.
Step 14: Click on ‘Track Application Status’ and fill in all the details. Now click on ‘Get Data’ to know the status of your application.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the "Financial Assistance on Death/Disablement of Beneficiary" scheme?

The scheme is an initiative by the Chandigarh Building and Other Construction Workers Welfare Board (CBOCWWB), Labour Department, Chandigarh, providing financial assistance to registered construction workers in case of full or 50% disability due to an accident, and to widowed dependents of registered male construction workers in case of death.

Who administers the scheme?

The scheme is administered by the Chandigarh Building and Other Construction Workers Welfare Board (CBOCWWB), under the Labour Department, Chandigarh.

What is the financial assistance provided under the scheme for disability due to an accident?

Registered construction workers with full disability will receive ₹25,000/-, and those with 50% disability will receive ₹15,000/-.

Is financial assistance provided to the widowed dependents of registered male construction workers?

Yes, widowed dependents of registered male construction workers are eligible for financial assistance of ₹50,000/- in case of death for any reason.

Who is eligible to receive the financial assistance under this scheme?

Registered construction workers facing full or 50% disability due to an accident, as well as widowed dependents of registered male construction workers in the event of death, are eligible to receive financial assistance.

Who is eligible to apply for assistance under this scheme?

To be eligible, the beneficiary must be employed in an establishment registered under the Punjab Labour Welfare Fund Act, 1965, and their regular contributions towards the labour welfare fund should be received by the Board.

What is the time frame for applying under the scheme in case of the death of a registered male construction worker?

In the unfortunate event of the death of a registered male construction worker, the dependent widow should apply for this scheme within one year from the date of death.

Is there any restriction on having availed financial assistance from other Government bodies?

Yes, to be eligible for assistance under this scheme, the beneficiary should not have availed any financial assistance from any other Government body.

How to apply under the scheme?

To apply under the scheme, the applicants need to visit the official website of Labour Department Chandigarh and on the home page, select the scheme 'FINANCIAL ASSISTANCE ON DEATH/ DISABLEMENT OF BENEFICIARY' under the Grant of Welfare Schemes to the workers of Chandigarh Labour Welfare Board: http://labour.chd.gov.in/

References

Official Website
http://labour.chd.gov.in/PublicPages/disablement-of-beneficiary.aspx
Application Portal
https://serviceonline.gov.in/serviceLinkHome.html?serviceToken=H2qU46F5a8&newLink=N&%3Ccsrf:token%20uri=%27serviceLinkHome.html%27/%3E
User Manual
http://labour.chd.gov.in/pdf/LWB.pdf

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Frequently asked questions

What is the purpose of Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) is a government welfare initiative designed to support Family, Individual, Family through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Eligibility for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Benefits under Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) is managed by Labour Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Yes, eligible applicants may be able to apply online for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Applications for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) available in all states?
No, Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) is primarily available for eligible residents of Chandigarh and may be implemented through state government departments and local administrative offices.
Can residents outside Chandigarh apply for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Eligibility for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) is generally limited to residents of Chandigarh unless otherwise specified in the official scheme guidelines.
Who is eligible for pension benefits under Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Eligibility may depend on age, income category, social welfare criteria, disability status, widow status, or senior citizen classification defined under the scheme.
How are pension benefits provided under Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Pension assistance under Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) may be transferred through direct benefit transfer (DBT), linked bank accounts, post office accounts, or welfare department payment systems.
Can CSC centres help users apply for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) in Chandigarh?
Users in Chandigarh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Financial Assistance on Death/Disablement of Beneficiary (CBOCWWB) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.