FWPSPBOCWWB

Family/ Widow Pension Scheme (P.B.O.C.W.W.B)

6.0/10

The "Family/ Widow Pension Scheme'' by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme that provides pension to the spouse of a registered construction worker in the event of his/ her death.

State Cash

States / UT: Punjab

Nodal department: Department of Labour

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment

Sub-categories: Pension

Target beneficiaries: Individual

Tags: Labour, Building Worker, Construction Worker, Family Pension, Widow Pension

Details

The "Family/ Widow Pension Scheme'' by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme for the registered workers of the board. Under this scheme, the Board will provide financial assistance in the form of pension to the spouse of the registered construction worker in the event of his/ her death.

Benefits

  • Financial Assistance: ₹1,000/- as family pension until remarriage. Note:
  • If both spouses are Board beneficiaries, the surviving spouse does not receive family pension
  • But if the husband/wife, either remarried or he/she gets an old age pension from the Government then they shall not be eligible for family pension
  • If both the husband and wife are the beneficiaries of the Board and both are getting pension then in the event of the death of one of them, the other one shall not be eligible for family pension
  • If only one spouse receives a pension, then on the eve of death of the pensioner, the surviving spouse receives family pension until they become eligible for their own pension from the Board, at which point the family pension stops

Financial Assistance: ₹1,000/- as family pension until remarriage.
Note:

  • If both spouses are Board beneficiaries, the surviving spouse does not receive family pension.
  • But if the husband/wife, either remarried or he/she gets an old age pension from the Government then they shall not be eligible for family pension.
  • If both the husband and wife are the beneficiaries of the Board and both are getting pension then in the event of the death of one of them, the other one shall not be eligible for family pension.
  • If only one spouse receives a pension, then on the eve of death of the pensioner, the surviving spouse receives family pension until they become eligible for their own pension from the Board, at which point the family pension stops.

Eligibility

For Registration as a Building/ Construction Worker:

  • The applicant should be a resident of Punjab.
  • The applicant should be a Building/ Construction Worker (Unorganised Worker).
  • The applicant should be between 18 and 60 years.
  • The applicant should have engaged in building and construction work for at least 90 days in a given year.
  • The applicant should have a monthly income of ₹15,000/- or below.
  • The applicant should not be a member of any other Welfare Fund established under any law.
  • The applicant should not have membership of the Employees' Provident Fund (EPF)/ National Pension System (NPS)/ Employees' State Insurance Corporation (ESIC).
  • The applicant should not be an income tax payer.

For the Application of the Welfare Scheme:

  • The applicant should be a spouse of a deceased registered construction worker Under the Building and Other Construction Workers Welfare Board of Punjab.
  • The deceased worker should have completed 1 year of membership with the Board.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.0
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 4.0/10 Moderate
Financial impact 4.0/10 Moderate
Literacy barrier 2.0/10 Good
Women inclusivity 9.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact4.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity6.0
  • Inclusivity9.0

What problem does this scheme solve?

The Family/ Widow Pension Scheme provides essential financial support to the spouses of deceased construction workers, addressing a critical need for social welfare.

Key challenges addressed

  • Financial insecurity for families of deceased construction workers

Most beneficial for

  • Widows of registered construction workers

Likely challenges

  • Awareness of the scheme among potential beneficiaries
  • Complexity in application process for semi-literate individuals

Practical insights for citizens

Practical but requires local support for effective implementation

Rural challenges

  • Limited awareness and access to application centers

Digital challenges

  • Dependence on offline processes may hinder access

Implementation bottlenecks

  • Potential delays in processing applications

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Hybrid
Documents burden
Minimal documentation required
Verification complexity
Moderate complexity due to eligibility checks
Office dependency
Dependent on local Sewa Kendras and Labour Inspectors
CSC support
Available through Common Service Centers
Estimated citizen effort
Moderate effort required for application and follow-up

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Female-focused
  • Target income group Low-income families
  • Occupation reach Construction workers and their families

Benefit analysis

Benefit type
Cash
Benefit frequency
Monthly
Benefit practicality
Provides essential support but may not be sufficient for all needs
Financial meaningfulness
Moderate impact on financial stability
Long-term impact
Helps in sustaining families in the short term

Plain-language guidance

This scheme offers a monthly pension to the spouses of deceased construction workers in Punjab. It aims to provide financial support during difficult times.

Who should apply
Spouses of registered construction workers who have passed away.
Who may struggle
Individuals with low literacy or limited access to application centers.
Best application route
Apply via local CSC with necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online - via CSC

Registration Process as a Building/ Construction Worker:

  • For new registration of workers please approach the nearby Sewa Kendra or Registering officers/ Labour Inspector.

Application Process of the Welfare Scheme:

  • To apply for benefits of the concerned welfare scheme, please approach to nearby Sewa Kendra or Registering Officers/ Labour Inspector of your area.

Note:

  • Registration with the Board: A construction worker becomes a member of the board by filling out Application Form No 28 along with depositing registration fees of ₹ 25/- only (once in life) and ₹ 10/- per month as contribution fees. A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years. The registered worker is called 'Beneficiary' of the Board.

Important Links:

  • Check Your Registration Application Status: Registered workers can check their registration application status through visiting this link upon entering their Registration Number. - Download Registration Card: Registered workers can download their registration Registration Card through visiting this link upon entering their Registration Number. - Check your Scheme Application Status: Registered workers can check their scheme application status through visiting this link upon entering their Registration Number. - CSC Locator: Visit this link to search nearest Common Service Center (CSC) of your area. - List of Sewa Kendra: Visit this link to see the list of Sewa Kendra.

Helpdesk:

Punjab Building And Other Construction Workers Welfare Board

Address: Labour Bhawan Model Welfare Centre Phase 10, Sector 64, Sahibzada Ajit Singh Nagar, Punjab, 160062

Phone : +91 172-2540125

Email : bocwhq@gmail.com

For Bocw Portal Related Queries (Technical Support):-

Phone : +91 172-2540125

Email : bocwhq@gmail.com

Office Visiting Hours : Monday to Friday

(09:00 AM to 05:00 PM)

Offline

Registration Process as a Building/ Construction Worker:

Step 1: To register as a beneficiary under the BOCW Welfare Board, an applicant worker should download Form No-28 and attach all the mandatory documents (self attested, if required).
Step 2: Application shall be submitted to the Labour Inspector of your area.

Application Process of the Welfare Scheme:

Step 1: A registered worker should download Form No-36 and attach all the mandatory documents (self attested, if required).
Step 2: Application shall be submitted to the Labour Inspectors of your area.
> Note:

  • Registration with the Board: A construction worker becomes a member of the board by filling out Application Form No 28 along with depositing registration fees of ₹ 25/- only (once in life) and ₹ 10/- per month as contribution fees. A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years. The registered worker is called 'Beneficiary' of the Board.
    > Important Links:

  • Check Your Registration Application Status: Registered workers can check their registration application status through visiting this link upon entering their Registration Number. - Download Registration Card: Registered workers can download their registration Registration Card through visiting this link upon entering their Registration Number. - Check your Scheme Application Status: Registered workers can check their scheme application status through visiting this link upon entering their Registration Number. - CSC Locator: Visit this link to search nearest Common Service Center (CSC) of your area. - List of Sewa Kendra: Visit this link to see the list of Sewa Kendra.
    > Helpdesk:

> Punjab Building And Other Construction Workers Welfare Board

> Address: Labour Bhawan Model Welfare Centre Phase 10, Sector 64, Sahibzada Ajit Singh Nagar, Punjab, 160062

> Phone : +91 172-2540125

> Email : bocwhq@gmail.com

> For Bocw Portal Related Queries (Technical Support):-

> Phone : +91 172-2540125

> Email : bocwhq@gmail.com

> Office Visiting Hours : Monday to Friday

> (09:00 AM to 05:00 PM)

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Punjab?

Any construction worker whose age is between 18 to 60 years and has worked in Punjab State in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.

Is there a minimum service requirement to register as a beneficiary?

Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.

Who can apply for the welfare scheme?

Any registered worker of the Board can apply for the welfare scheme.

For how long a construction worker can get registered at a time?

A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years.

What is the procedure for applying for the registration?

Any construction worker who is of 18 years and below 60 years' age and has Worked in Punjab State for not less than 90 days shall apply for registration as construction worker on the prescribed Form No. 28 which is available on the Board's website or from the office of ALC/LCO and Labour Inspectors of the area.

Whom to apply for the registration?

A construction worker who intends to get himself registered as a member of the Board shall apply to the Labour Inspector of his area.

What are the mandatory documents for the registration?

The documents required for registration are, age proof(If no age proof is available self declaration), residence proof, aadhaar card(if available), Bank Account details (Bank branch, account No. and IFSC/RTGS number), detail of dependents, and employer's certificate of working for 90 days as construction worker, and nomination form.

Is there a specific form for the registration through offline mode as a beneficiary under the BOCW Welfare Board?

Yes, the application for registration must be made in Form No. 28.

How much is the fee associated with the registration process?

The rate of registration fee is ₹25/- at the time of registration. It is a one time fee.

What is the rate of contribution?

A registered worker is required to contribute ₹10/-per month as contribution fee to the Board.

Who are the family members considered for the benefits?

Husband or wife, minor sons (including major sons who are insane or physically handicapped and unable to earn), unmarried daughters and the parents of the building worker, who are solely dependent on the registered worker.

What are the eligibility criteria for availing of the Leave Travelling Concession?

To be eligible for this scheme, the applicant should be a spouse of a deceased registered construction worker Under the Building and Other Construction Workers Welfare Board of Punjab.

How much financial assistance is provided under this scheme?

The scheme provides a pension of ₹1000/- as family pension until remarriage to the beneficiary.

Is the surviving spouse eligible for a family pension if both spouses were Board beneficiaries?

No, the surviving spouse is not eligible for a family pension if both spouses were beneficiaries of the Board.

Does the surviving spouse remain eligible for a family pension if they have remarried or are receiving an old age pension from the Government?

No, the surviving spouse is not eligible for a family pension if they have remarried or are receiving an old age pension from the Government.

If both spouses are beneficiaries and both receive a pension, is the surviving spouse eligible for a family pension upon the death of the other?

No, if both spouses are beneficiaries and receive a pension, the surviving spouse is not eligible for a family pension upon the death of the other.

If only one spouse receives a pension, does the surviving spouse receive a family pension upon the death of the pensioner?

Yes, the surviving spouse receives a family pension until they become eligible for their own pension from the Board, at which point the family pension stops.

What form needs to be used to apply for this welfare scheme?

The application must be made in the prescribed Form No. 42A which can be downloaded from https://bocw.punjab.gov.in/userfiles/file/Form%20No%2042%20A.pdf or can be collected from the Labour Inspectors of the concerned area.

Whom to apply for getting benefits of welfare schemes?

For the application of the concerned welfare schemes of the Board, the construction worker has to visit the nearest Sewa Kendras or contact the Assistant Labour Commissioner/ Labour-cum-Conciliation Officer/ Labour Inspector/ Labour Enforcement Officer of the concerned area.

References

Guidelines
https://bocw.punjab.gov.in/userfiles/file/Scheme%20Forms/BOCW%20Schemes%20in%20English%20Final2.pdf
Guidelines
https://bocw.punjab.gov.in/userfiles/file/Scheme%20Forms/Twenty%20Welfare%20Sch%20in%20English%20report%20wise.pdf
Guidelines
https://bocw.punjab.gov.in/bocwstatic/about
Required Documents
https://bocw.punjab.gov.in/bApi/images/file-1657795437081.pdf
FAQs
https://bocw.punjab.gov.in/userfiles/file/Instructions/Computerization%20of%20BOCW.pdf

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Frequently asked questions

What is the purpose of Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Family/ Widow Pension Scheme (P.B.O.C.W.W.B) is a government welfare initiative designed to support Family, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Eligibility for Family/ Widow Pension Scheme (P.B.O.C.W.W.B) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Benefits under Family/ Widow Pension Scheme (P.B.O.C.W.W.B) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Family/ Widow Pension Scheme (P.B.O.C.W.W.B) is managed by Department of Labour and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Yes, eligible applicants may be able to apply online for Family/ Widow Pension Scheme (P.B.O.C.W.W.B) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Applications for Family/ Widow Pension Scheme (P.B.O.C.W.W.B) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Family/ Widow Pension Scheme (P.B.O.C.W.W.B).
Is Family/ Widow Pension Scheme (P.B.O.C.W.W.B) available in all states?
No, Family/ Widow Pension Scheme (P.B.O.C.W.W.B) is primarily available for eligible residents of Punjab and may be implemented through state government departments and local administrative offices.
Can residents outside Punjab apply for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Eligibility for Family/ Widow Pension Scheme (P.B.O.C.W.W.B) is generally limited to residents of Punjab unless otherwise specified in the official scheme guidelines.
Who is eligible for pension benefits under Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Eligibility may depend on age, income category, social welfare criteria, disability status, widow status, or senior citizen classification defined under the scheme.
How are pension benefits provided under Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Pension assistance under Family/ Widow Pension Scheme (P.B.O.C.W.W.B) may be transferred through direct benefit transfer (DBT), linked bank accounts, post office accounts, or welfare department payment systems.
Can CSC centres help users apply for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Family/ Widow Pension Scheme (P.B.O.C.W.W.B)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Family/ Widow Pension Scheme (P.B.O.C.W.W.B) in Punjab?
Users in Punjab may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Family/ Widow Pension Scheme (P.B.O.C.W.W.B) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.