EduLoan

Educational Loan Scheme

राज्य

राज्य / केंद्र शासित प्रदेश: राजस्थान

मंत्रालय / नोडल: Ministry of Minorities Affairs

विभाग: Minority Affairs Department

नोडल विभाग: Minority Affairs Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

लक्षित लाभार्थी: अल्पसंख्यक, छात्र

टैग: Education, Loans, Minorities, Students, Vocational Training, Technical Courses, Financial Assistance, Rajasthan, Government Scheme, Youth, Employment, Scholarship

विवरण

The Educational Loan Scheme provides loans to youth from minority communities for pursuing employment-oriented vocational and technical courses recognized by the state or central government or their agencies. The scheme has been operational since the year 2002-03 and aims to support students with financial assistance for their education.

लाभ

- Maximum loan amount of up to ₹20lakh for vocational and employment-oriented degree courses in India at a rate of ₹4lakh per year for a maximum duration of 5 years
Maximum loan amount of up to ₹30lakh for courses abroad at a rate of ₹6lakh per year for a maximum duration of 5 years
Interest rates of 3% per annum for Credit Line 1 applicants, 8% per annum for male beneficiaries of Credit Line 2, and 5% per annum for female beneficiaries of Credit Line 2

Maximum loan amount of up to ₹20 lakh for vocational and employment-oriented degree courses in India at a rate of ₹4 lakh per year for a maximum duration of 5 years.
Maximum loan amount of up to ₹30 lakh for courses abroad at a rate of ₹6 lakh per year for a maximum duration of 5 years.
Interest rates of 3% per annum for Credit Line 1 applicants, 8% per annum for male beneficiaries of Credit Line 2, and 5% per annum for female beneficiaries of Credit Line 2.

पात्रता

Applicants from minority communities aged between 16 to 32 years with an annual family income of less than ₹6 lakh.

Credit Line 1: Applicants with a family income of less than ₹98,000 in rural areas and ₹1,20,000 in urban areas.
Credit Line 2: Applicants with a family annual income of up to ₹6 lakh.

आवेदन प्रक्रिया

Online

Applications can be uploaded online on the corporation's website: rmfdcc.com.
Required documents include:

Caste Certificate Copy
Aadhar Card Copy
Address Proof Copy
Bank Passbook Copy
Income Certificate Copy
PAN Card Copy
Education Qualification Marksheet/Certificate Copy
Jan Aadhar/Bhamashah Card Copy
Other Documents as required.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Education Loans Minorities Students Vocational Training Technical Courses Financial Assistance Rajasthan Government Scheme Youth Employment Scholarship

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।