ELSBCH

Education Loan Scheme for Backward Classes Haryana

The Education Loan Scheme for Backward Classes in Haryana offers financial assistance to eligible individuals pursuing professional and technical education. Applicants can secure loans up to ₹15,00,000 for studies in India and ₹20,00,000 for studies abroad, with interest rates of 4% per annum, and 3.5% for girl students, provided they meet specific eligibility criteria.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: हरियाणा

नोडल विभाग: Welfare of Scheduled Caste & Backward Classes Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: सामाजिक कल्याण और सशक्तिकरण, शिक्षा और अध्ययन

उप-श्रेणियाँ: Loan, Universities and higher education

लक्षित लाभार्थी: व्यक्तिगत

टैग: Pursing, Professional Degree, Technical Degree, Graduation

विवरण

The scheme "Education Loan Scheme for Backward Classes" by the Haryana Backwards Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana, aims to provide education loans to members of Backward Classes for pursuing professional and technical education at the graduate and higher levels. Through this scheme, education loans are provided to eligible Backward Classes students to help them pursue professional and technical courses. The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam.

लाभ

1. Education loan for pursuing professional and technical education at the graduate and higher levels. 1. The maximum loan amount provided is ₹15 00 000/- for studies in India. 1. The maximum loan amount provided is ₹20 00 000/- for studies abroad. 1. The interest rate is 4% per annum. 1. For girl students the interest rate is 3.5% per annum

Education loan for pursuing professional and technical education at the graduate and higher levels.
The maximum loan amount provided is ₹15,00,000/- for studies in India.
The maximum loan amount provided is ₹20,00,000/- for studies abroad.
The interest rate is 4% per annum.
For girl students, the interest rate is 3.5% per annum.

पात्रता

The applicant should be between 18 to 55 years of age.
The applicant should be a permanent resident of Haryana.
The annual family income of the applicant should not exceed ₹3,00,000/- in both rural and urban areas.
The applicant should belong to Backward Classes.
The applicant should have obtained admission for any professional and technical courses approved by an appropriate agency, such as AICTE, Medical Council of India, UGC, etc., in a duly accredited/recognised institute.
The applicant should have a minimum of 50% marks in the qualifying exam, i.e., the exam whose qualification is a prerequisite for the course.
The applicant should have a Pariwar Pehchan Patra (PPP ID).

आवेदन प्रक्रिया

Online

Registration Process on Antyodaya-SARAL Portal

Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: For registration, click on “New User/Register Here” and fill in all the mandatory details,i.e., Name, Email ID, Mobile Number & password. Click on ‘Submit’.
Step 3:**** Verify the OTP received in the provided Email and Mobile Number. Alternatively, click on the Verification Link to activate the profile.

Apply for the Scheme

Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2:**** The “Sign in here” option is available on the right side of the screen. Fill in the required credentials and click on the ‘Login’ button.
Step 3: In the opened window, click on “Scheme/Services list”, and a list of schemes will appear on the screen.
Step 4: Now, select the scheme and click on “Apply for Service/Scheme”.
Step 5: Fill in all the details in the online application form and click on "Submit".

Track Your Service Online

Track Application/Appeal: Click here. - Track Ticket: Click here.

Track Your Service Through SMS

Registered Mobile Number: Type 'SARAL' and send it to 9954699899 to track your application. - Other Mobile Number: Type SARAL<space><Application ID/Ticket No.> and send to 9954699899 to track your application/ticket.

Contact Us

Helpline: 0172-3968400 - Email: saral.haryana@gov.in

NOTE:

Govt. Charges: No Fee.

Service Charges: ₹10/-.

Atal Seva Kendra Service Charges: ₹10/-.

Online - via CSC

The eligible applicant may visit the nearest Atal Seva Kendra with all the required documents to apply for the scheme.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the schemes primarily aimed at?: The scheme is primarily aimed at providing education loans to members of Backward Classes for pursuing professional and technical education at graduate and higher levels.
What is the age limit to be eligible for this education loan scheme?: The applicant's age should be between 18 to 55 years to be eligible for the scheme.
Do I need to be a resident of Haryana to apply for this education loan?: Yes, you must be a permanent resident of Haryana to be eligible for this education loan.
Which social class do I need to belong to to avail of this loan?: You must belong to Backward Classes to be eligible for this education loan scheme.
What kind of courses are covered under this education loan scheme?: The scheme covers professional and technical courses approved by appropriate agencies such as AICTE, Medical Council of India, UGC, etc., in a duly accredited/recognised institute.
Is there a minimum marks requirement in the qualifying exam to be eligible for the loan?: Yes, the applicant should have obtained a minimum of 50% marks in the qualifying exam, which is a prerequisite for the course.
What is the interest rate on the education loan for male students?: The interest rate for the education loan is 4% interest per annum for male students.
Is there a different interest rate for girl students under this scheme?: Yes, for girl students, the education loan is provided at an interest rate of 3.5% per annum.
Does the scheme cover education at higher levels beyond graduate?: Yes, the scheme provides education loans for professional and technical education at higher levels.
Is there a specific name for the department that manages this scheme?: Yes, the scheme is managed by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam.
Is there a helpline number available for queries related to the scheme?: Yes, the helpline number is 0172-3968400.
Is there an email address where I can send inquiries regarding the scheme?: Yes, you can send inquiries to saral.haryana@gov.in.
What academic documents from my past qualifications are needed?: You will need to provide your previous qualification certificate.
Will I need to submit details about the course fees?: Yes, a fee structure document is required.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Pursing Professional Degree Technical Degree Graduation

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।