ERKY

E-Rickshaw Kalyan Yojana

The scheme aims to promote self-employment among unemployed youth in the state by providing affordable loans for purchase of e-rickshaws, thereby enhancing their livelihoods. Under this scheme, loans are provided to unemployed youth for purchase of e-rickshaws at an annual interest rate of 9%.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: उत्तराखंड

नोडल विभाग: Co-Operative Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship

लक्षित लाभार्थी: व्यक्तिगत

टैग: E-Rickshaw, Unemployed Youth, Loan, Self-Employment

विवरण

The scheme “E-Rickshaw Kalyan Yojana” was launched by the Cooperative Department, Government of Uttarakhand. The scheme aims to promote self-employment among unemployed youth in the state by providing affordable loans for the purchase of e-rickshaws, thereby enhancing their livelihoods.

लाभ

- Under this scheme, loans are provided to unemployed youth for the purchase of e-rickshaws at an annual interest rate of 9%. Additionally, under the Pradhan Mantri Suraksha Bima Yojana, savings account holders receive an insurance cover of ₹2.00 lakh for an annual premium of ₹12/-
Beneficiaries aged between 18 and 50 can also avail benefits under the Pradhan Mantri Jeevan Jyoti Bima Yojana by paying a premium of ₹330/- through their savings accounts

Under this scheme, loans are provided to unemployed youth for the purchase of e-rickshaws at an annual interest rate of 9%. Additionally, under the Pradhan Mantri Suraksha Bima Yojana, savings account holders receive an insurance cover of ₹2.00 lakh for an annual premium of ₹12/-.
Beneficiaries aged between 18 and 50 can also avail benefits under the Pradhan Mantri Jeevan Jyoti Bima Yojana by paying a premium of ₹330/- through their savings accounts.

पात्रता

The applicant must be a permanent resident of Uttarakhand.
The applicant should be currently unemployed.
The applicant must possess a valid driving license.
The applicant must not be more than 55 years of age.

अपवर्जन

आवेदन प्रक्रिया

Offline

To obtain a loan for purchasing an e-rickshaw, applicant must visit the nearest cooperative bank and collect the application form. It is mandatory for the applicant to open an account with the respective cooperative bank, and both the applicant and two guarantors must be designated as nominal members of the bank.
The application form must be submitted along with the following documents: a dealer’s quotation, details of two guarantors, a permanent residence certificate, Aadhaar card, bank account statement from the relevant bank, voter ID card with a local address, electricity or water bill in the applicant’s name, and a valid driving license. Unemployed individuals residing in urban, semi-urban, or rural areas who are renting a house must also provide a tenancy certificate along with the Uttarakhand Permanent Resident Certificate.
Once the application and documents are submitted, the bank reviews and approves the loan. Upon approval, the bank disburses the funds directly to the dealer. The applicant is then required to repay the loan in daily or monthly installments, along with interest at an annual rate of 9%.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Who can benefit from this scheme?: Unemployed youth who are permanent residents of Uttarakhand, aged below 55 years, and possessing a valid driving license are eligible.
What is the purpose of the scheme?: The scheme aims to enhance livelihoods by supporting self-employment and entrepreneurship through the purchase of e-rickshaws.
What is the interest rate on the loan?: Loans are provided at an annual interest rate of 9%.
How can I apply for a loan under this scheme?: Applicants must visit the nearest cooperative bank, obtain the application form, open an account, and submit the required documents.
Is there any insurance benefit under the scheme?: Yes. Under the Pradhan Mantri Suraksha Bima Yojana, savings account holders receive an insurance cover of ₹2.00 lakh for an annual premium of ₹12/-. Additionally, beneficiaries aged 18–50 can avail of Pradhan Mantri Jeevan Jyoti Bima by paying a premium of ₹330/-.
Can applicants from rural areas apply?: Yes, unemployed youth from urban, semi-urban, and rural areas are eligible.
How will the loan amount be disbursed?: Upon approval, the bank disburses the loan amount directly to the dealer from whom the e-rickshaw is purchased.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

E-Rickshaw Unemployed Youth Loan Self-Employment

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।